The top-rated landlord insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Priority Insurance, TGS Insurance Agency, Cash & Forbes Insurance Group. This directory lists 21 landlord insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 3 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 4 | Cash & Forbes Insurance Group | 13501 Katy Fwy Ste 1875 | (281) 712-7072 |
| 5 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 6 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
| 7 | Dean & Draper Insurance Agency, LP | 3131 W Alabama St Ste 150 | (713) 527-0444 |
| 8 | Modern Risk Management, LLC | 11757 Katy Fwy Suite 1300 | (281) 400-1205 |
| 9 | Associated Insurance Managers | 11111 Katy Fwy #120 | (713) 365-8400 |
| 10 | Rusty Brents Insurance Agency | 7904 North Sam Houston Pkwy W Suite#350 | (281) 894-1240 |
Texan Insurance serves homeowners and property investors throughout the Houston metro area, providing specialized landlord insurance agent services. In a market shaped by severe weather risks and a dynamic rental economy, the company helps clients secure coverage tailored to their rental properties. Policies typically address liability concerns and building protection for residential and commercial leasehold exposures. As part of its offerings, Texan Insurance guides landlords through dwelling fire policy options and vacant property coverage solutions in the region.
Priority Insurance offers a full range of landlord insurance policies tailored for property owners in the Houston area. It provides standard coverage for property damage and liability, along with optional plans for loss of rental income or building ordinance compliance. Routine policy reviews and claim assistance are included to keep coverage aligned with changing local regulations. The agency services single-family homes, apartments, retail, restaurants, and other commercial rental properties in the region.
TGS Insurance Agency serves Houston homeowners, real estate investors, and property managers who need specialized landlord coverage for their rental properties. The company focuses on securing policies that protect against common rental risks, including property damage and liability claims from tenants. Landlords in the area rely on their agents to navigate the unique requirements of insuring single-family homes, duplexes, and small apartment buildings. TGS Insurance Agency also extends its landlord insurance expertise to clients throughout the greater Houston metro, including the nearby community of Sugar Land.
Cash & Forbes Insurance Group serves Houston, Texas, and the surrounding communities, handling landlord insurance policies for residential and commercial property owners. The company focuses on coverage options that protect rental investments from common risks such as property damage and liability claims. In managing each client’s needs, it first reviews the specific properties and then presents tailored policy recommendations for adequate protection.
The Vanguard Insurance Agency in Houston, TX differentiates between single-policy quotes for individual properties and recurring account management for portfolios. Their coverages generally protect landlords against property damage, liability claims, and rental income loss due to covered perils. Common policies include dwelling, fire, and loss-of-use endorsements tailored to rental properties. Service operates on an as-needed basis for policy inquiries and adjustments, though scheduled renewals are managed proactively for existing planholders.
Memorial Insurance Agency in Houston, Texas provides specialized landlord insurance policies tailored for residential and commercial property owners. It also offers general coverage guidance on protecting rental income streams and building structures from liability claims. Landlord agents in this area review local weather risks, such as hurricane exposure, to help operators secure appropriate protection for their investments. Memorial Insurance Agency frequently assists clients with the seasonal concern of securing proper coverage during storm-prone months to ensure uninterrupted property management.
As hurricane season approaches in Houston, securing full coverage becomes essential for any landlord. Dean & Draper Insurance Agency, LP addresses this seasonal risk through specialized landlord policies that protect rental properties from storm damage and liability. Their expertise helps property owners navigate the unique insurance demands of the Houston rental market, including flood endorsement options. An initial coverage consultation typically begins with a walk-through inspection to document the property's current condition and identify any uncovered exposures.
Modern Risk Management, LLC, located in Houston, TX, assists property owners with general liability and property protection policies. Its specialty add-ons, such as coverage for loss of rental income and vandalism, further safeguard investment properties from region-specific risks. The agency focuses on providing clear policy terms and responsive support for both small-scale landlords and larger commercial clients. It offers insurance solutions tailored to sectors including office buildings, warehouse facilities, and food service establishments.
Associated Insurance Managers in Houston, TX provides residential landlord insurance for property owners renting out single-family homes and multifamily dwellings. The agency also handles commercial coverage for larger rental properties, such as apartment complexes. Serving the greater Houston area, they tailor policies to local risks like severe weather. They ensure clients understand their coverage details and offer follow-up support between regular policy reviews, helping landlords adjust coverage as tenant situations evolve.
Rusty Brents Insurance Agency in Houston, TX is known for providing tailored coverage solutions for residential landlords. Its service range includes policies that protect rental properties from common liability claims and property damage. The agency works with property owners to structure policies that address their specific rental income needs and risk exposures in the Houston market. For an additional layer of protection, it can add on vacant property coverage for units that remain unoccupied for extended periods.
What Does a a Landlord Insurance Agent in Houston Cost?
Typical landlord insurance in Texas costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental home in Houston annual premiums often range from 800 to 1500 dollars. Costs depend on property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Houston
A landlord insurance agent in Houston Texas helps property owners protect their rental investments with tailored coverage. Texas law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like hurricane damage and tenant liability common in the Houston area.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Texas policies often exclude flood damage which requires a separate policy. Coverage limits vary based on property value and location.
How do I choose a landlord insurance agent in Houston?
Look for an agent licensed in Texas with experience insuring rental properties. Ask about their knowledge of Houston specific risks like windstorm and hail coverage. Verify they represent multiple insurance carriers to compare options.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance but your mortgage lender may require it. Without insurance you risk financial loss from property damage or tenant lawsuits. Some HOAs or condo associations also require minimum coverage.
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