The top-rated landlord insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,270 reviews. Other highly rated options include LSM Insurance Agency, Pirkle Weir Insurance Agency, Archgate Insurance. This directory lists 20 landlord insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 4 | Archgate Insurance | 5510 114th St #200 | (806) 705-7151 |
| 5 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 6 | SIG Dansby & Associates | 5147A 69th St | (806) 785-0840 |
| 7 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 8 | Owen Insurance Agency | 6418 98th St #200 | (806) 744-9811 |
| 9 | Alliance Insurance Agency | 2706 82nd St | (806) 792-0135 |
| 10 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas area as a landlord insurance agent. It helps property owners secure coverage for rental homes and apartments, including protection for the building structure and liability for tenant injuries. The agency works to find policies that balance essential safeguards with budget considerations. Typical services address common landlord concerns such as damages caused by fire or weather events. Grimes Insurance Agency Inc. specifically handles loss of rental income coverage and also arranges policies for property owners managing single-family rentals.
LSM Insurance Agency provides a full range of landlord insurance policies for rental properties in Lubbock, TX, including liability protection and property coverage. They also assist property owners with understanding their specific coverage needs and can help maintain adequate policy limits over time. The agency serves a variety of rental real estate, from single-family homes and apartments to retail spaces and restaurants.
Pirkle Weir Insurance Agency in Lubbock, Texas, provides coverage solutions for homeowners, rental property owners, and property managers in the area. The agency specializes in landlord insurance policies that help protect residential and small commercial investment properties from common risks. Clients can obtain policies tailored to single-family rentals, duplexes, or multi-unit apartments. The agency also extends its services to communities within the broader South Plains region, including the nearby city of Wolfforth.
Archgate Insurance serves Lubbock and the surrounding South Plains communities, specializing in landlord insurance policies for residential and commercial rental property owners. It handles a full range of landlord coverages, including property damage, liability protection, and loss of rental income. For each property, the agency generally begins by reviewing the specific risk exposures, then customizes a policy to match the unique needs of the landlord and their rental portfolio.
Landlord insurance agents can provide either one-time policy setup services or recurring annual review and renewal options to ensure proper coverage. The Shropshire Insurance Agency, Inc., in Lubbock, TX, offers coverage solutions for residential rental properties, addressing risks like property damage, liability, and loss of rental income. Local landlords may consult the agent to tailor policies to the area’s specific weather and liability concerns. Service to clients runs on both a scheduled annual review and an as-needed basis for policy adjustments or new property additions.
SIG Dansby & Associates specializes in crafting landlord insurance policies tailored to property owners in Lubbock, TX, covering both single-family rentals and multi-unit dwellings. The agency also handles general property insurance needs for residential and commercial clients throughout the region. Their services address key coverage areas such as liability protection and loss of rental income. For property owners in the South Plains, the firm provides guidance on adjusting coverage to protect against the specific dangers of sudden hailstorms and spring winds.
When wildfire season threatens or a freeze damages properties across the South Plains, Beadle Insurance Agency, LLC provides tailored coverage for Lubbock rental owners. As a landlord insurance agent, the company specializes in policies that protect both dwelling structures and liability exposure from tenant-occupied homes, duplexes, and apartment units. They focus on matching property-specific risks with appropriate policies. An initial consultation typically begins with a review of each rental property’s current condition and an inspection of its key systems.
Owen Insurance Agency in Lubbock, TX provides property coverage for real estate investors, specializing in landlord insurance that protects rental structures and offers liability protection for property owners. Their policies typically address property damage and loss of rental income, with optional add-ons like flood or equipment breakdown coverage. The agency advises clients on appropriate limits for different property types. They serve commercial sectors that require tailored protection, including offices, warehouses, and food service establishments.
Alliance Insurance Agency in Lubbock, TX, is known for its focused landlord insurance solutions, serving property owners who rent out single-family homes or multi-unit dwellings. The agency offers policies that generally cover building damage, liability protection, and loss of rental income from covered events. Claims assistance and periodic policy reviews are standard parts of their service. For an added layer of security, clients can request an add-on for vandalism or malicious mischief coverage beyond the base plan.
Hettler Insurance Agency provides residential landlord insurance in the Lubbock area, covering policies for single-family rental properties and small multifamily dwellings. The agency also offers commercial coverage for larger apartment complexes and mixed-use buildings within the surrounding South Plains region. Tailoring policies to local real estate conditions, the agency helps property owners address common risks associated with leasing. Clients may reach out between regular service visits for policy adjustments or additional coverage endorsements when a tenant situation changes.
What Does a a Landlord Insurance Agent in Lubbock Cost?
Typical costs for landlord insurance in Texas range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Lubbock, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Lubbock
A landlord insurance agent in Lubbock Texas helps property owners protect their rental investments with tailored policies. Texas law does not require landlord insurance but mortgage lenders often mandate it for rental properties. Local agents understand risks like hailstorms and tenant liability common in the South Plains region.
Frequently Asked Questions
What does a landlord insurance agent in Lubbock do?
A landlord insurance agent helps rental property owners find coverage for dwelling damage, liability protection, and loss of rental income. They assess your property and recommend policies that meet Texas insurance regulations and lender requirements.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However, most mortgage lenders for rental properties require a landlord policy. An agent can help you meet these requirements while also protecting against common risks like fire and tenant lawsuits.
How do Texas weather risks affect landlord insurance in Lubbock?
Lubbock is in a high-risk area for hailstorms and tornadoes. A landlord insurance agent can help you add wind and hail coverage, which is often excluded from standard policies. Texas insurance law allows separate deductibles for these perils.
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