The top-rated landlord insurance agent in Pharr, Texas is Eagle Insurance, rated 5.0 stars across 826 reviews. Other highly rated options include RG Insurance Agency, Pronto Insurance, Amco Auto Insurance. This directory lists 20 landlord insurance agents serving Pharr.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eagle Insurance | 212 W Ferguson Ave | (956) 620-2028 |
| 2 | RG Insurance Agency | 208 W Ferguson Ave STE 4 | (956) 702-2705 |
| 3 | Pronto Insurance | 110 E Ferguson Ave | (956) 781-6006 |
| 4 | Amco Auto Insurance | 318 N Cage Blvd Suite C | (956) 441-2817 |
| 5 | Clark Insurance Plus: Allstate Insurance | 900 N Sugar Rd Ste A | (956) 283-5815 |
| 6 | Roel Villanueva - State Farm Insurance Agent | 702 I-2 Ste A | (956) 702-4200 |
| 7 | RoadMasters Insurance - Commercial Truck Insurance | 508 W Expy 83 #1 | (888) 633-1718 |
| 8 | B & B Insurance Agency LLC | 300 E Expressway 83 ste j | (956) 782-8686 |
| 9 | Olympia Insurance Services, LLC. | Commercial Insurance Specialist | 800 S Cage Blvd STE E | (956) 884-4912 |
| 10 | J.O.A. Insurance Agency LLC | 126 E Park Ave # 2 | (956) 448-4821 |
Eagle Insurance provides a comprehensive range of landlord insurance policies designed to protect rental property investments in Pharr, Texas. The company offers standard liability coverage and property damage protection for landlords who lease out their units. Additional service plans may include policies for loss of rental income and coverage for damage caused by tenant negligence or natural events common to the area. This insurer works with a variety of holdings, including single-family homes, apartments, retail spaces, and restaurants.
RG Insurance Agency serves the Pharr, Texas area as a landlord insurance agent. It assists property owners in the Rio Grande Valley with policies designed specifically for rental properties. The agency focuses on protecting landlords against risks such as property damage and liability claims. It helps clients find coverage that meets local requirements and addresses issues like tenant disputes and maintenance expenses. The company handles both residential and commercial landlord insurance policies for investors managing multiple units.
Homeowners and property managers in Pharr, Texas turn to Pronto Insurance for landlord insurance coverage. The company offers policies that protect rental properties, including buildings and liability from tenant claims. These general services help clients manage financial risks associated with leasing residential or commercial space. Pronto Insurance also serves neighbors in McAllen and the surrounding Rio Grande Valley metro area, ensuring broader access to reliable landlord insurance solutions.
Serving Pharr, Texas, and surrounding communities in the Rio Grande Valley, Amco Auto Insurance acts as a landlord insurance agent. The company handles policies designed to protect rental properties, including coverage for property damage and liability. For a typical job, it generally begins by assessing the specific risks associated with a property and its location, then customizes a policy to match the landlord's needs and budget.
Clark Insurance Plus: Allstate Insurance in Pharr, TX serves local property managers and homeowners who need dedicated landlord insurance coverage. The agency helps protect rental properties against common risks like weather damage, liability claims, and unexpected vacancy periods that affect investment properties in the Rio Grande Valley community. Clients receive straightforward guidance on policy options tailored to single-family homes or small multi-unit dwellings. Coverage consultations are offered in person for those managing rentals from nearby communities. The agency also assists landlords operating properties in the surrounding Mission metropolitan area.
Roel Villanueva - State Farm Insurance Agent in Pharr, TX specializes in landlord insurance policies designed to protect rental property investments. The agency guides property owners through coverage options that address liability, property damage, and loss of rental income. It helps clients in the Rio Grande Valley tailor policies to single-family rentals or small multifamily units. The work includes reviewing local market risks, such as weather-related wear, and ensuring landlord-tenant insurance gaps are closed. During hurricane season, it assists landlords in evaluating policy limits for wind and flood exposures.
As summer storms approach the Lower Rio Grande Valley, property owners in Pharr face increasing wear on roofs and drainage systems. RoadMasters Insurance - Commercial Truck Insurance helps local landlords address these seasonal concerns through tailored landlord insurance agent services. They review each rental property policy to ensure adequate coverage for weather-related damage and liability protection unique to the area. Their initial step typically involves scheduling an on-site inspection to evaluate property condition and identify any immediate risk factors before finalizing coverage terms.
B & B Insurance Agency LLC provides a comprehensive range of landlord insurance services in Pharr, TX, including coverage for property damage, liability protection, and loss of rental income. It offers customizable service plans designed to help property owners manage risk and maintain consistent coverage throughout the lease cycle. These policies address common maintenance exposures such as plumbing failures or weather-related structural issues specific to the region. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Olympia Insurance Services, LLC. acts as a landlord insurance agent in Pharr, TX. It also specializes in business insurance as a Commercial Insurance Specialist. The agency helps property owners find coverage for rental dwellings to guard against property damage and liability claims. Its services extend to local businesses that rent their commercial spaces. These include offices requiring general liability protection, warehouses needing property and inventory insurance, and food service operations seeking coverage for equipment and premises risk.
What Does a a Landlord Insurance Agent in Pharr Cost?
The cost of landlord insurance in Texas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Pharr you might pay between 800 and 1500 dollars per year depending on the property value location and coverage limits. Older homes or properties near flood zones may cost more. This is general information not insurance advice.
About landlord insurance agents in Pharr
Landlord insurance agents in Pharr Texas help rental property owners protect their investments. Texas law does not require landlords to carry insurance but most mortgage lenders do require a dwelling policy. Local agents understand the unique risks of the Rio Grande Valley including flood exposure and hurricane season.
Frequently Asked Questions
What does landlord insurance cover in Texas?
A standard Texas landlord policy typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property or flood damage. Separate flood insurance is available through the National Flood Insurance Program.
How do I find a licensed landlord insurance agent in Pharr?
You can search the Texas Department of Insurance website for licensed agents in Hidalgo County. Many local independent agencies in Pharr offer landlord policies from multiple carriers. Ask for an agent who specializes in rental property coverage.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However most mortgage lenders require a dwelling policy for financed properties. Some homeowners associations may also require liability coverage for rental units.
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