The top-rated landlord insurance agent in Temple, Texas is Maxwell Financial Group: Allstate Insurance, rated 4.9 stars across 331 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, Pronto Insurance. This directory lists 20 landlord insurance agents serving Temple.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maxwell Financial Group: Allstate Insurance | 201 Clinite Grove Blvd Ste 110 | (254) 332-1263 |
| 2 | Freeway Insurance | 1220 S 1st St | (254) 859-4018 |
| 3 | Acceptance Insurance | 1400 W Adams Ave B | (254) 985-6108 |
| 4 | Pronto Insurance | 1505 W Adams Ave | (254) 800-1000 |
| 5 | Remco Auto Insurance | 1310 S 31st St | (254) 771-2000 |
| 6 | Tyler Jermstad - State Farm Insurance Agent | 609 Meiomi Dr | (254) 774-9090 |
| 7 | AllAbout Insurance | 4102 S 31st St #300 | (254) 773-3833 |
| 8 | Texell Insurance | 7083 Members Pkwy #109 | (254) 774-5181 |
| 9 | Winkler Insurance Agency | 1102 W Adams Ave # B | (254) 771-5600 |
| 10 | Acrisure Temple, TX (The David Nix Agency) | 2526 Blue Meadow Dr | (254) 770-3355 |
Maxwell Financial Group: Allstate Insurance serves the Temple, Texas area as a landlord insurance agent, helping property owners manage the specific risks of rental properties. The agency works to arrange policies that address common concerns for local landlords, such as property damage and liability exposure. Insurance professionals in this region typically guide clients through coverage options designed for residential and commercial rental units. Maxwell Financial Group can assist with securing protection for both single-family rentals and multi-unit dwellings in Temple.
As a new landlord in Temple, the spring rent season often intensifies the need for reliable property coverage. Freeway Insurance provides local landlord insurance specifically designed for rental properties in the area. Their services focus on protecting the investor’s financial interests against tenant damages, liability claims, and unforeseen vacancies. Because adequate coverage depends on accurate valuation of the rental unit, the company typically begins any new client relationship with a thorough initial assessment of the property’s condition and value.
Acceptance Insurance in Temple, Texas provides a broad range of landlord insurance agent services, including coverage for property damage, liability protection, and loss of rental income. It offers service plans tailored to help property owners manage routine maintenance inspections and facilitate prompt claims reporting. These plans aim to streamline emergency repairs and protect investment returns. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Pronto Insurance provides landlord insurance coverage for property owners in Temple, Texas, addressing liability and property damage risks associated with rental units. Its policies can be customized with supplemental protections for vandalism, weather-related perils, and loss of rental income. The agency serves commercial sectors such as office properties, warehouses, and food service establishments, ensuring appropriate coverage for each operational environment.
Remco Auto Insurance in Temple, Texas, provides landlord insurance services for property owners and managers who rent residential and commercial units. Coverage options typically include protection for structures, liability, and loss of rental income to help manage business risks. The agency assists clients with policy selection to safeguard investments. It also serves property owners in the neighboring communities of Belton and the surrounding Bell County area.
Tyler Jermstad - State Farm Insurance Agent in Temple, TX offers both one-time landlord insurance policies for single-property coverage and recurring service options designed to protect multiple rental units. The coverage typically includes property damage, liability protection, and loss of rental income. These policies are tailored to address risks unique to this area, such as weather-related incidents. Service runs on a one-time, scheduled, or as-needed basis depending on the property owner's portfolio and whether policies require periodic reviews or adjustments.
Serving Temple, Texas, and the surrounding communities throughout Bell County, AllAbout Insurance handles comprehensive landlord insurance agent duties for residential and commercial rental property owners. It manages tenant liability protection, property damage coverage, and loss-of-income planning. To secure appropriate policies, the agency first evaluates each property’s specific risks and lease structures, then presents multiple coverage options so owners can compare plans according to their individual financial and liability needs.
Texell Insurance specializes in advising landlords on property protection policies, helping owners in Temple secure coverage tailored to rental properties. Its agents work to match clients with appropriate liability and building protection plans for residential or commercial units. Throughout the lease cycle, the company assists in reviewing policy terms and filing claims when damage occurs. During seasonal storms common to Central Texas, Texell Insurance helps landlords address sudden roof repairs and water damage claims that can disrupt tenant occupancy and rental income.
As Texas summers bring severe storms and hail to Temple, property owners need reliable protection for their rental investments. Winkler Insurance Agency specializes in landlord insurance tailored to the local climate and tenant regulations. Policies cover dwelling damage, liability, and loss of rental income during repairs. The agency reviews each property’s unique exposure, including older construction common in central Texas neighborhoods. They then guide landlords through policy options that comply with city housing codes. An initial property inspection is conducted to assess current risk factors before finalizing any coverage.
What Does a a Landlord Insurance Agent in Temple Cost?
The cost of landlord insurance in Temple Texas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental, annual premiums often fall between 800 and 2,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, claims history, and deductible amount also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Temple
A landlord insurance agent in Temple Texas helps rental property owners protect their investments with tailored policies. Texas law does not require landlord insurance but mortgage lenders often do. Local agents understand Temple market conditions and Texas property laws.
Frequently Asked Questions
What does landlord insurance cover in Temple Texas?
Landlord insurance typically covers property damage, liability protection, and lost rental income. In Texas, policies may also include coverage for weather events like hail or windstorms common in the Temple area.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However, if you have a mortgage on the rental property, your lender will likely require a policy. Many landlords also choose coverage to protect against tenant-related risks.
How do I choose a landlord insurance agent in Temple?
Look for an agent licensed in Texas who specializes in rental property insurance. Ask about coverage for fire, theft, liability, and loss of rent. Compare quotes from multiple agents to find a policy that fits your property and budget.
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