The top-rated landlord insurance agent in Texas City, Texas is Freeway Insurance, rated 4.7 stars across 214 reviews. Other highly rated options include Steven Little - State Farm Insurance Agent, Amco Insurance Texas City, Brad Spurgeon Insurance Agency Inc.. This directory lists 14 landlord insurance agents serving Texas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 9300 Emmett F Lowry Expy #176 | (409) 527-8421 |
| 2 | Steven Little - State Farm Insurance Agent | 1718 N Amburn Rd Suite A | (409) 359-4265 |
| 3 | Amco Insurance Texas City | 2228 Palmer Hwy | (409) 943-5555 |
| 4 | Brad Spurgeon Insurance Agency Inc. | 1118 14th St N | (409) 945-4746 |
| 5 | Chris Sapp: Allstate Insurance | 2709B Palmer Hwy | (409) 945-7409 |
| 6 | David Duckett: Allstate Insurance | 11441 32nd Ave N Ste A | (409) 986-9550 |
| 7 | Texas First Insurance | 7900 Emmett F Lowry Expy | (409) 934-8000 |
| 8 | Mark Spurgeon Insurance Agency, Inc. | 2929 Palmer Hwy | (409) 945-5148 |
| 9 | Mary Lou Church - State Farm Insurance Agent | 922 14th St N B | (409) 948-3456 |
| 10 | Brightway Insurance, The Vela Agency | 1020 14th St N Ste A | (409) 247-2125 |
Freeway Insurance serves Texas City and the surrounding communities, handling specialized landlord insurance needs for property owners in the region. This includes coverage for rental properties, liability protection, and loss of rental income scenarios. With a focus on matching each landlord’s specific property and risk profile, the agent generally reviews individual policy options and customizes a plan to address the unique exposure of each rental unit.
Steven Little - State Farm Insurance Agent serves the Texas City, Texas area and its surrounding communities as a landlord insurance agent. The agency provides protection for residential rental properties, helping property owners manage financial risks. Coverage options include policies that address structure damage and liability concerns common in this region. This agent specifically handles landlord insurance policies for single-family rental homes.
Amco Insurance Texas City provides a full range of landlord insurance products, including tailored coverage for property damage and liability protection. It also offers customizable service plans designed to assist landlords with routine policy reviews and claims management. The agency serves both residential and commercial markets, covering single-family homes, apartments, retail spaces, and restaurants throughout the Texas City area.
Brad Spurgeon Insurance Agency Inc. in Texas City, Texas, distinguishes between one-time landlord insurance policies and recurring annual coverage options. Their team helps property owners secure general liability protection and property damage coverage for rental dwellings. Services also address potential loss of rental income during repairs. Clients can schedule an appointment to discuss their specific portfolio needs. Service runs on an as-needed basis with recurring annual renewals available for those who prefer ongoing protection.
Chris Sapp of Allstate Insurance serves homeowners, businesses, and property managers in Texas City, TX, who need landlord insurance coverage. The agency helps clients protect rental properties, including single-family homes and multi-unit dwellings, against common risks such as property damage and liability claims. Policies can be tailored to address local weather concerns and tenant-related issues common to this Gulf Coast area. The agency also works with property owners in nearby La Marque and throughout the Galveston County metro region.
David Duckett: Allstate Insurance in Texas City, TX offers landlord insurance policies structured as either one-time flat plans for single vacancies or recurring yearly packages for ongoing rental portfolios. Coverage typically protects dwelling structures, liability risks, and loss of rental income when a property becomes uninhabitable. Local policies address weather-related damage common to the Gulf Coast region, such as wind and hail. Services are arranged as a one-time activation or on a scheduled renewal basis, with additional as-needed endorsements available for specific property changes.
Texas First Insurance specializes in creating customized landlord insurance policies for rental property owners in Texas City. It provides general agency services such as risk assessments, liability coverage selection, and claims support for single-family and small multi-unit dwellings. The company helps property owners navigate specific seasonal concerns, including wind and hail damage policies required during the Gulf Coast hurricane season.
As hurricane season approaches the Texas City area, landlords face heightened risks of water damage and wind-related claims against their rental properties. Mark Spurgeon Insurance Agency, Inc. provides local expertise in landlord-specific insurance policies, helping property owners secure appropriate coverage for single-family homes or multi-unit dwellings. The agency evaluates each client’s individual portfolio by conducting an initial assessment of their rental units and current policy gaps. This thorough review begins with a scheduled property inspection to identify specific exposures before recommending tailored coverage options.
Serving Texas City and its surrounding communities, Mary Lou Church - State Farm Insurance Agent handles landlord insurance needs for residential rental properties. The agency assists local property investors in managing coverage for structures, liability protection, and potential loss of rental income. It operates with the general approach of discussing individual rental situations to match policies with each client’s exposure to common risks in the area.
Brightway Insurance, The Vela Agency offers specialized landlord insurance services for rental property owners in Texas City and surrounding areas. It works with clients to develop coverage for buildings, liability protection, and potential loss of rental income. The agency also assists general insurance customers with personal lines needs. As changing Gulf Coast weather can pose unique exposure to rental units, the agency helps landlords evaluate their policies before hurricane season to ensure properties remain protected.
What Does a a Landlord Insurance Agent in Texas City Cost?
Landlord insurance in Texas City typically costs between 15 and 25 percent more than standard homeowners insurance. Annual premiums for a single-family rental often range from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Texas City
Landlord insurance agents in Texas City Texas help property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage for hurricane damage common to the Gulf Coast region.
Frequently Asked Questions
What does landlord insurance cover in Texas City Texas?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Texas City flood and windstorm coverage are often separate due to hurricane risk.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However your mortgage lender may require it. A landlord insurance agent can help you meet lender requirements while protecting your property.
How do I find a landlord insurance agent in Texas City?
You can search online for independent agents in Texas City who specialize in rental property coverage. Check that the agent is licensed with the Texas Department of Insurance.
Landlord Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton · Cedar Hill