The top-rated landlord insurance agent in Waco, Texas is Matt Dill - State Farm Insurance Agent, rated 5.0 stars across 356 reviews. Other highly rated options include Freeway Insurance, Baker and Carey Insurance Agency, HighView Insurance Group. This directory lists 19 landlord insurance agents serving Waco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Dill - State Farm Insurance Agent | 1221 Hewitt Dr Suite C | (254) 752-2022 |
| 2 | Freeway Insurance | 800 N Valley Mills Dr | (254) 859-4019 |
| 3 | Baker and Carey Insurance Agency | 2601 Franklin Ave | (254) 755-7727 |
| 4 | HighView Insurance Group | 510 N Valley Mills Dr Ste 503 | (254) 339-6606 |
| 5 | Central Texas Benefits | 4547 Lake Shore Dr | (254) 722-2569 |
| 6 | Rosalinda's Insurance Agency | 3221 Franklin Ave #201 | (254) 644-4437 |
| 7 | Herman Bell Insurance Agency | 2118 La Salle Ave | (254) 756-0691 |
| 8 | Browder General Insurance Agency Inc | 4800 Lakewood Dr #3 | (254) 776-1582 |
| 9 | Shivers & Associate Insurance | 8283 Bosque Blvd | (254) 751-1446 |
| 10 | Vista Insurance | 2800 W Waco Dr | (254) 235-8000 |
Matt Dill - State Farm Insurance Agent serves Waco, Texas, providing landlord insurance coverage for residential property owners. The agency helps local landlords protect rental properties against common risks, including property damage and liability claims. Policies are designed to address the unique needs of rental property management in the Waco area. The agency handles claims assistance and policy adjustments for residential rental dwellings and multifamily properties.
Freeway Insurance serves the Waco, Texas area and surrounding communities, handling landlord insurance needs for residential rental properties. It provides coverage solutions that address property damage and liability exposures common to landlords. The company works with clients to assess their specific rental portfolio and risk factors. Freeway Insurance approaches a typical job by first reviewing the property’s condition and rental agreements, then recommending a policy that aligns with the landlord’s financial protection requirements and local regulations.
Baker and Carey Insurance Agency in Waco, TX provides a full range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. It offers customizable maintenance plans designed to address routine property upkeep and emergency repairs, helping clients preserve asset value. The agency serves a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants across the local area.
HighView Insurance Group in Waco, Texas, serves property managers, small rental property owners, and residential landlords seeking coverage for rental dwellings. The agency focuses on matching clients with appropriate policies for single-family rentals and multi-unit properties, addressing common risks like property damage and liability claims common to Texas leasing environments. Each policy is tailored to protect both the structure and the landlord’s business interests. The company also extends its services to nearby communities such as Hewitt.
Central Texas Benefits assists landlords in Waco with the crucial difference between one-time policies for single vacancies and ongoing coverage for permanent rental portfolios. They handle protections for property damage from fire or weather alongside liability for tenant injuries. The company ensures landlords understand how loss of rent coverage bridges financial gaps during repairs. Their service runs on an as-needed basis, allowing clients to request help only when a new property joins their rental inventory or when an annual review is required.
Rosalinda's Insurance Agency serves Waco, Texas, and the surrounding communities, handling comprehensive landlord insurance policies for local property owners. It works with clients to secure coverage for rental dwellings, including protection against property damage, liability claims, and loss of rental income. For a typical job, the agency evaluates each property's specific risks and tenant scenario, then presents policy options tailored to the landlord's needs. It generally follows a consultative approach, taking time to explain coverage details and exclusions thoroughly before finalizing a binder.
Herman Bell Insurance Agency in Waco, Texas specializes in policies tailored for rental property owners, including liability and property damage coverage. The agency works with local landlords to protect their investment properties from common risks such as fire, vandalism, and tenant-related incidents. It assists with evaluating policy options that address the specific needs of managing single-family homes or small multi-unit buildings. During the spring storm season, it helps property owners prepare for potential hail or wind damage that can affect roofs and building exteriors.
Browder General Insurance Agency Inc provides residential landlord insurance for property owners in Waco, Texas, which covers rental dwellings and their structures. They also extend this service to commercial rental properties, assisting landlords with policies for apartment complexes and business storefronts across the Waco area. Their work includes helping clients review policy details during the coverage term. When a regular visit to the agency is needed to adjust a tenant vacancy or update a property, they offer that follow-up service between renewal cycles.
Vista Insurance provides landlord insurance guidance for property owners in the Waco, Texas area, focusing on protecting residential rental investments. The agency specializes in property coverage add-ons such as liability protection and loss-of-rental-income endorsements. It assists clients in securing policies tailored to their specific rental property needs, addressing common regional risks for landlords. Vista Insurance can also serve clients who own and insure commercial sectors that operate out of offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Waco Cost?
In Texas landlord insurance premiums typically range from 800 to 2500 dollars per year for a single family rental. Factors include property value location deductible and coverage limits. A Waco agent can provide quotes based on your specific property. This is general information not insurance advice.
About landlord insurance agents in Waco
A landlord insurance agent in Waco Texas helps rental property owners protect their investments. Texas law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage options for fire damage liability and loss of rental income specific to Waco properties.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Texas law allows landlords to require tenants to carry renters insurance for their own belongings.
Do I need landlord insurance for a single rental property in Waco?
Yes it is strongly recommended even for one rental property. Texas has no state law requiring landlord insurance but mortgage lenders usually require a dwelling policy. Without coverage you could face high out-of-pocket costs from fire storm damage or tenant injury lawsuits.
How does Texas tenant law affect landlord insurance needs?
Texas Property Code Chapter 92 sets landlord duties for repairs and safety. If you fail to maintain the property a tenant can sue for damages. Landlord insurance liability coverage helps pay legal costs and settlements from such claims.
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