The top-rated landlord insurance agent in Waxahachie, Texas is Adam Rope - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Farmers Insurance - Daniel Jones, Reyes Insurance Services, Phillips Insurance. This directory lists 19 landlord insurance agents serving Waxahachie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Rope - State Farm Insurance Agent | 1314 US-287 UNIT 100 | (972) 938-3232 |
| 2 | Farmers Insurance - Daniel Jones | 114 Park Pl Ct Ste 202 | (972) 351-0042 |
| 3 | Reyes Insurance Services | 507 Ferris Ave | (972) 351-9977 |
| 4 | Phillips Insurance | 116 N College St Ste F | (972) 937-4481 |
| 5 | State Farm: Kip Fedora | 903 Ferris Ave | (972) 938-1422 |
| 6 | Steve Boulton - State Farm Insurance Agent | 117 N Hwy 77 Ste 101 | (972) 937-5474 |
| 7 | Cooper Insures | 115 N Hwy 77 | (972) 938-9700 |
| 8 | Almany's Insurance | 150 S US Hwy 77 | (972) 937-0979 |
| 9 | Farmers Insurance - Christopher Bearden | 503 Ferris Ave Ste D | (817) 654-9208 |
| 10 | Carrington Insurance Agency | 2693 North Highway 77 1106, SUITE 1106 | (972) 937-9900 |
Adam Rope - State Farm Insurance Agent serves the Waxahachie and greater Ellis County area, specializing in landlord insurance for property owners. The agency helps local landlords protect rental homes and duplexes from common risks like fire damage, liability claims, and loss of rental income. Policies are tailored to cover the specific needs of residential rental properties. This includes general liability protection and coverage for the structure itself.
Farmers Insurance - Daniel Jones provides landlord insurance services throughout Waxahachie, Texas, including coverage for property damage and liability protection. Its service plans offer guidance on appropriate policy limits to safeguard rental income and assets against common risks like fire or vandalism. Maintenance recommendations are provided to help property owners uphold insurable conditions and reduce potential claims. The agency handles insurance needs for single-family homes, apartments, retail spaces, and restaurants, ensuring each type of rental property receives suitable protection tailored to its operational demands.
Reyes Insurance Services assists homeowners, property investors, and landlords throughout the Waxahachie area with tailored landlord insurance policies that protect rental properties and liability exposures. The agency focuses on matching coverage to individual property needs, from single-family rentals to multi-unit dwellings, helping clients manage risks inherent in property management. It also serves real estate professionals seeking dependable protection for their investment portfolios. Beyond Waxahachie, the company extends its services to property owners in nearby Midlothian and the broader Ellis County region.
Phillips Insurance distinguishes its landlords in Waxahachie by offering both one-time policy consultations for property owners and ongoing agency management support for recurring portfolios. Coverage options focus on protecting rental properties against common structural damages and liability claims arising from tenant incidents. The agency structures its landlord services to operate on an as-needed basis, scheduling policy updates and risk assessments when property owners require them.
Serving Waxahachie and the surrounding communities of Ellis County, State Farm: Kip Fedora handles landlord insurance policies designed to protect rental property owners from common risks. The agency provides coverage for residential rental dwellings, helping landlords manage liability, property damage, and income loss from unforeseen vacancies or tenant issues. For a typical policy, its approach begins with a detailed review of the property’s condition and the landlord’s specific exposure, then customizes coverage limits and deductible options accordingly.
Steve Boulton - State Farm Insurance Agent in Waxahachie, TX specializes in landlord insurance policies tailored to protect rental properties. It also serves clients with broader coverage needs, including liability protection and dwelling insurance for local residential landlords. The agency helps property owners navigate common risks with policies designed to cover loss of rental income and damage from tenant-related incidents. This is particularly valuable when seasonal turnovers or sudden vacancies in the Waxahachie area create financial exposure for landlords.
Many North Texas landlords face seasonal shifts in tenant occupancy or unexpected maintenance demands that can strain a property’s risk profile. Cooper Insures in Waxahachie helps property owners navigate tailored coverage options that address these local patterns. As a landlord insurance agent, the company evaluates each investment property’s unique exposure to storms or liability. This process ensures policyholders understand their protection limits without unnecessary overlap. The initial service step typically involves a thorough consultation and property risk assessment to identify appropriate deductibles and policy inclusions.
Almany's Insurance serves property owners in Waxahachie, TX, by arranging coverage that protects rental dwellings from common perils like fire, weather damage, and liability claims. This landlord insurance agent can specialize coverage through custom add-ons, such as policies that cover loss of rental income during repairs or protection against tenant vandalism. Commercial sectors it can serve include local offices, warehouses, and food service establishments needing tailored commercial property insurance.
Farmers Insurance - Christopher Bearden provides residential landlord insurance services for property owners in Waxahachie, Texas. Commercial rental property coverage is also available for local landlords seeking broader protection. The agency serves clients throughout the Waxahachie area and surrounding communities. Policies are designed to address common concerns such as property damage and liability for rental units. After an initial policy is in place, follow-up reviews can be scheduled between regular service visits to adjust coverage as rental properties change.
What Does a a Landlord Insurance Agent in Waxahachie Cost?
Typical landlord insurance in Texas costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Waxahachie annual premiums often range from 800 to 1500 dollars depending on property age coverage limits and deductible. Factors like the number of units and claims history also affect price. This is general information not insurance advice.
About landlord insurance agents in Waxahachie
A landlord insurance agent in Waxahachie Texas helps property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks for Ellis County properties including weather damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Waxahachie Texas?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Texas policies often exclude flood and earthquake damage which require separate coverage.
Do I need landlord insurance for a single family rental in Waxahachie?
Texas law does not mandate landlord insurance but most mortgage lenders require it. Even without a loan landlord insurance protects against property damage lawsuits and lost rent if the home becomes uninhabitable.
How do I choose a landlord insurance agent in Waxahachie?
Look for an agent who specializes in rental property coverage and knows Texas insurance regulations. Ask about policy exclusions for older roofs and vacancy limits which are common issues in Ellis County.
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