The top-rated landlord insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 18 landlord insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Michelle Tullius: Allstate Insurance | 16418 7th Pl W Ste C | (425) 337-7151 |
| 6 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW # 115 | (425) 678-6901 |
| 7 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 8 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 9 | Josh Culotti - State Farm Insurance Agent | 18904 Hwy 99 H | (425) 776-0133 |
| 10 | The Pleasant Agency: Allstate Insurance | 4100 194th St SW #300 | (425) 775-1920 |
Mosaic Insurance Alliance, Llc serves landlords and property investors throughout Snohomish County from its Lynnwood, Washington location. The company focuses on providing specialized insurance policies tailored to protect rental properties. Its team assists clients in securing comprehensive coverage for single-family homes and multi-unit dwellings. Specific services include arranging liability protection and addressing property damage risks common to residential rental units in this area.
Villa Insurance Group provides a range of landlord insurance services tailored to property owners in Lynnwood, Washington. It offers coverage plans designed to protect rental properties from common risks, including property damage and liability concerns. The company also discusses routine maintenance recommendations with clients to help prevent future claims and preserve property value. Its insurance solutions cover various property types, such as single-family homes, apartments, retail spaces, and restaurants.
After a wet Pacific Northwest winter, property owners in Lynnwood often find themselves inspecting roofs and siding for damage that could lead to tenant disputes. Vern Fonk Insurance provides landlord insurance policies tailored to cover rental properties and mitigate such liability risks. The agency helps landlords understand coverage for building repairs and loss of rental income. Their process begins with a thorough review of your property’s current condition during an initial consultation to identify specific risk factors and determine appropriate policy limits.
Sea-Mountain Insurance serves homeowners, property managers, and small business owners who need coverage for rental properties. As a landlord insurance agent in Lynnwood, Washington, the company assists clients in securing policies that protect against property damage, liability claims, and loss of rental income. It also provides guidance on appropriate coverage limits and policy endorsements tailored to residential or commercial rental situations. The agency additionally serves property owners in the neighboring communities of Edmonds and Mountlake Terrace within the greater Seattle metropolitan area.
Serving Lynnwood and the surrounding Snohomish County communities, Michelle Tullius: Allstate Insurance handles landlord insurance policies specifically designed for residential rental properties. The agency works with property owners to provide general liability coverage and protection against common risks such as fire, vandalism, and weather damage. Claims are managed through Allstate’s centralized claims network, ensuring a consistent process from initial report through final resolution. The agency approaches each policy by thoroughly reviewing the property’s unique exposure and explaining coverage options in clear, straightforward terms.
Lynnwood Ace Insurance & Retirement Services offers landlord insurance agents who distinguish between one-time policy reviews and recurring coverage management, tailoring protection for rental properties in Snohomish County. This firm provides policies that safeguard against property damage, liability claims, and rental income loss, addressing common risks for landlords. Service operates on either a scheduled annual review with periodic adjustments or an as-needed basis for claims or policy changes.
Empire Insurance Brokers in Lynnwood, WA provides specialty services tailored for rental property owners, including coverage for single-family homes and multi-unit properties. Its general service work involves structuring policies to protect against property damage, liability claims, and lost rental income. As a local landlord insurance agent, it understands the specific risks of the Pacific Northwest, such as water damage from heavy rains. It helps landlords address concerns like tenant injuries during winter months when icy walkways increase liability exposure.
When autumn rains raise the risk of water damage to rental properties in the Lynnwood area, Hood Insurance Agency, Inc helps local landlords review their current liability coverage and adjust their policies to better protect their investments. Operating as a dedicated landlord insurance agent, this company works with property owners to understand specific risks, such as vacancy clauses or storm-related loss. A typical process begins with a review of the rental property and a discussion of the owner’s current insurance needs.
Josh Culotti operates a retail insurance agency in Lynnwood that helps property owners manage risk, specializing in coverage tailored for landlords to protect rental dwellings and investment properties. Common policies address liability, property damage, and loss of rental income for single-family homes and multi-unit buildings. This agency can also serve commercial sectors that need landlord protection, such as offices, warehouses, and food service establishments.
The Pleasant Agency: Allstate Insurance provides residential landlord insurance coverage for property owners in Lynnwood, Washington. Commercial policies for multi-unit dwellings and rental properties can also be arranged within the surrounding area. This agency helps landlords protect their investments by offering policies that address liability, property damage, and loss of rental income. Clients can expect thorough reviews of their coverage needs during each renewal period, ensuring policies remain appropriate as circumstances change. Follow-up consultations between regular service visits help adjust coverage when tenants or properties change.
What Does a a Landlord Insurance Agent in Lynnwood Cost?
Landlord insurance in Washington typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Lynnwood annual premiums often range from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Lynnwood
Landlord insurance agents in Lynnwood Washington help rental property owners protect their investments. Washington state law does not require landlord insurance but most mortgage lenders do require it. A local agent can explain coverage options like dwelling protection and liability insurance for your Lynnwood rental property.
Frequently Asked Questions
What does landlord insurance cover in Washington?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property. Washington law requires landlords to disclose certain risks like lead paint in older buildings.
Is landlord insurance required in Lynnwood Washington?
Washington state law does not mandate landlord insurance. However most mortgage lenders require it for rental properties. Lynnwood city code may also require proof of insurance for certain rental licenses.
How do I choose a landlord insurance agent in Lynnwood?
Look for an agent licensed in Washington who specializes in rental property coverage. Ask about policy limits for dwelling replacement and liability. Compare quotes from multiple agents to find coverage that fits your property type and risk level.