The top-rated landlord insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 205 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 4 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 5 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 6 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 7 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 8 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 9 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 10 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves Grant County and the surrounding Columbia Basin region, offering specialized landlord insurance policies tailored for residential rental property owners. Their agents assist clients in securing coverage that protects against property damage, liability claims, and lost rental income. They also handle policy adjustments for single-family rentals, duplexes, and small multifamily units. Services include risk assessments for older rental properties and guidance on appropriate deductible levels.
Basin Pacific Insurance & Benefits in Moses Lake, WA offers a full range of coverage options tailored for landlords, providing policies that protect rental properties against common risks like fire, liability, and vandalism, along with maintenance plans designed to help property owners manage routine inspections and repair needs. It serves a variety of residential and commercial rental assets, including single-family homes, apartments, retail spaces, and restaurants.
Hunter Cruz - State Farm Insurance Agent serves homeowners, businesses, and property managers in Moses Lake, Washington, specializing in landlord insurance policies that cover rental properties. The agency helps local landlords protect their investments with tailored coverage options for single-family homes, duplexes, and multi-unit buildings. It also provides guidance on liability protection and property damage claims specific to rental scenarios. This insurer assists clients in achieving proper risk management for their rental portfolios throughout Moses Lake and the neighboring city of Ephrata.
Serving Moses Lake and the surrounding Columbia Basin communities, Ariel Garza - State Farm Insurance Agent specializes in landlord insurance for property owners seeking to protect their rental investments. The firm handles coverage for both single-family and multi-unit residential properties, including liability protection and loss of rental income endorsements. To structure each policy, the agent assesses the property’s replacement cost, the landlord’s specific risk exposure, and the desired deductible level.
Kim Baldini-Janke in Moses Lake, WA offers both one-time consultations and ongoing landlord insurance services to address different property management needs. Coverage typically protects rental structures and liability exposure, safeguarding income properties from common financial risks. Policies generally include dwelling, personal property, and loss-of-use protection tailored for local residential landlords. Clients can expect assistance with policy terms and claims processes as needed. Service at this agency is available on an as-needed basis, allowing landlords to request assistance when specific issues or renewals arise.
Greg Schlagel: Allstate Insurance provides landlord insurance services for property owners in Moses Lake, Washington. It helps protect rental properties from common risks such as property damage and liability claims. Beyond landlord policies, the agency offers general insurance services for homes and autos to area residents. As the local climate brings seasonal challenges, it assists landlords with coverage concerns related to frozen pipes and roof damage following winter storms.
As winter approaches in Moses Lake, property owners seek ways to protect their rental investments from freezing pipes and storm damage. Christopher Arnberg American Family Insurance provides landlord insurance solutions tailored to this east-central Washington market, focusing on policies that address vacancy periods and liability exposure unique to local rental property owners. Their service responds to the specific needs of converting personal residences into income-generating rentals. The initial step involves a thorough on-site inspection to assess the property’s condition and identify any immediate risk factors before a policy can be structured.
Morgan Insurance & Financial Services helps property owners in Moses Lake, WA manage the risks associated with rental properties. Its landlord specialty covers protection for buildings, liability, and loss of rental income. Beyond standard policies, it offers add-on coverages for vandalism and tenant damage. The company can serve the needs of commercial sectors such as offices, warehouses, and food service operations.
Farmers Insurance - Mario Lopez Agency in Moses Lake, WA provides residential landlord insurance to protect rental properties and their owners from common risks. The agency also offers commercial landlord coverage for larger multi-unit buildings or business-related rentals throughout the local area. Its services help landlords maintain financial security between tenant turnovers or property improvements. The agency encourages follow-up consultations to adjust coverage as policies change or after a property incident, ensuring clients receive consistent support between regular visits.
What Does a a Landlord Insurance Agent in Moses Lake Cost?
The cost of landlord insurance in Washington typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Moses Lake, you might pay between 800 and 1,500 dollars per year, depending on the propertys value, location, and coverage limits. Factors like the age of the home, number of units, and claims history also affect the premium. This is general information, not insurance advice.
About landlord insurance agents in Moses Lake
Landlord insurance agents in Moses Lake, Washington help rental property owners protect their investments. Washington state law requires landlords to maintain certain property standards, and a specialized agent can tailor a policy to cover dwelling damage, liability, and loss of rental income. Local agents understand the unique risks of the Grant County area, including weather and seasonal tenant patterns.
Frequently Asked Questions
What does landlord insurance cover in Moses Lake Washington?
Landlord insurance typically covers the dwelling structure, other structures like fences or sheds, liability protection, and loss of rental income if the property becomes uninhabitable. In Washington, policies may also include coverage for vandalism or tenant damage, but they do not cover a tenants personal belongings.
Is landlord insurance required by law in Washington state?
Washington state law does not require landlords to carry insurance, but most mortgage lenders require a landlord policy for rental properties. Without it, you could be personally liable for property damage or injuries that occur on the premises. A local agent can help you meet lender requirements and comply with Washington landlord-tenant laws.
How do I choose a landlord insurance agent in Moses Lake?
Look for an agent who specializes in rental property coverage and understands Washington landlord-tenant laws. Ask about their experience with properties in Grant County and whether they offer policies that include ordinance or law coverage for older buildings. Compare quotes from multiple agents to find a policy that fits your specific rental situation.