The top-rated landlord insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 652 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 11 landlord insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 6 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 7 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 8 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 9 | James Richard Insurance Services | Mountlake Terrace, WA 98043 | (425) 771-6234 |
| 10 | Helfrich Insurance | 22905 56th Ave W #102 | (425) 776-0447 |
Josh Culotti - State Farm Insurance Agent serves homeowners, landlords, and property managers needing specialized coverage for rental dwellings in the Mountlake Terrace, Washington area. The agency helps clients protect their investment properties with policies tailored to the unique risks of renting out units, including coverage for structures, liability, and potential loss of rental income. Property owners can discuss their individual portfolios and risk management needs with the local agent. The agency also provides service for landlords in neighboring Lynnwood.
PALTA INSURANCE GROUP serves landlords across Snohomish County from its Mountlake Terrace, Washington location. The agency focuses exclusively on property insurance solutions for residential and commercial rental property owners. Brokers help clients navigate liability coverage requirements and common dwelling protection needs specific to the Pacific Northwest rental market. Policies typically cover property damage, loss of rental income, and general liability risks associated with managing tenant-occupied buildings. The company also addresses unique risk considerations for duplexes, condominium units, and single-family rental homes in the area.
Alex Bagdasarov - State Farm Insurance Agent in Mountlake Terrace, WA, provides landlord insurance policies tailored to protect rental property investments. The agency offers coverage options that include dwelling protection, liability coverage, and loss of rental income, along with guidance on creating effective maintenance plans for properties it insures. Services are structured to help landlords manage risk and respond to claims efficiently. This Mountlake Terrace agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property managers in Mountlake Terrace, WA turn to Farmers Insurance - Yvonne Spitzenberg for landlord insurance coverage. The agent helps clients protect rental properties against common risks, including property damage and liability claims. Tailored policies can address the specific needs of residential and small commercial landlords. Beyond its Mountlake Terrace base, this agency also serves property owners in the nearby Shoreline area.
MIIA Insurance serves landlords in Mountlake Terrace, Washington, and nearby communities throughout Snohomish County. It handles property insurance policies designed specifically for rental property owners, covering risks ranging from tenant damage to liability claims. The company focuses on helping local investors secure the coverage necessary to protect their rental income. To manage a typical job, it begins by assessing the unique exposure of each property before tailoring a policy that addresses the specific vulnerabilities of that rental unit.
Dave Keen: Allstate Insurance, located in Mountlake Terrace, WA, serves landlords by offering one-time policy evaluations for specific properties or recurring annual coverage plans to handle ongoing rental risks. Coverage typically includes property damage protection, liability for tenant injuries, and loss of rental income during repairs. As a local agency, it focuses on navigating Washington landlord requirements and matching policies to individual property needs. Service consultations and policy adjustments are conducted on a scheduled or as-needed basis, depending on client requests.
Plaza Insurance Agency in Mountlake Terrace, WA, specializes in crafting landlord insurance policies that protect rental property investments from common risks like property damage and liability claims. Its general service work includes reviewing coverage limits and deductibles to align with local rental market conditions. As a landlord insurance agent in this region, it assists property owners with concerns such as ensuring adequate protection against winter storm damage and the potential for tenant-related water leaks or fire incidents during peak rental turnover seasons.
With autumn rains arriving in Mountlake Terrace, landlords need coverage that stands up to storm-related claims. Golden Insurance LLC assists property owners in Mountlake Terrace by offering landlord-specific policies that address leak-related water damage, liability for tenant injury, and possible loss of rental income during repairs. This agency reviews each rental property’s age and occupancy separately to suggest appropriate deductibles. Coverage discussions begin with a personal walk-through of the unit, where the agent notes existing wear and structures needing immediate protection.
James Richard Insurance Services serves homeowners and small property investors seeking protection for their rental dwellings in Mountlake Terrace, Washington. The agency provides coverage options tailored to the specific needs of landlord clients, helping them manage risks associated with tenant-occupied properties. Policies typically address property damage, liability concerns, and income loss from rental disruptions. The agency also extends its services to nearby communities such as Lynnwood and the greater Snohomish County region.
Helfrich Insurance provides landlord insurance coverage for property owners in Mountlake Terrace, WA, focusing on protection for rental properties against common risks. Their services can be tailored to incorporate specialized add-ons such as coverage for loss of rental income or liability protection. This allows them to serve commercial sectors that require landlord policies, including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Mountlake Terrace Cost?
The cost of landlord insurance in Washington typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Mountlake Terrace, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, coverage limits, and deductible amounts affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Mountlake Terrace
Landlord insurance agents in Mountlake Terrace help property owners find coverage for rental homes and apartments. Washington state requires landlords to maintain certain property standards, and a good policy can protect against liability and property damage. Local agents understand the specific risks of the Pacific Northwest, such as water damage from heavy rain.
Frequently Asked Questions
What does landlord insurance cover in Mountlake Terrace?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover a tenants personal belongings. Washington law does not require landlord insurance, but most mortgage lenders do.
How do I choose a landlord insurance agent in Mountlake Terrace?
Look for an agent who specializes in rental properties and is licensed in Washington. Ask about coverage for earthquake and flood damage, which are not standard in most policies. Compare quotes from multiple agents to find the right balance of coverage and cost.
Is landlord insurance required by Washington state law?
Washington state does not legally require landlord insurance. However, if you have a mortgage on the rental property, your lender will likely require a policy. Landlord insurance is strongly recommended to protect against lawsuits and property damage.