The top-rated landlord insurance agent in Pasco, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,021 reviews. Other highly rated options include Vern Fonk Insurance, Finder's Insurance, Jerad Groth: Allstate Insurance. This directory lists 16 landlord insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1925 N 20th Ave | (509) 547-8824 |
| 2 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 3 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 4 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 5 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 6 | Cecelia Mauseth - State Farm Insurance Agent | 5230 Outlet Dr | (509) 492-3470 |
| 7 | Vladimir Krinitsyn - State Farm Insurance Agent | 1408 N 20th Ave C | (509) 547-7038 |
| 8 | Edison Valerio - State Farm Insurance Agent | 3407 W Court St | (509) 492-4446 |
| 9 | Jason Cowgill - State Farm Insurance Agent | 7007 Burden Blvd Suite 103 | (509) 544-9500 |
| 10 | Jason Hogue American Family Insurance | 5109 N Rd 68 D | (509) 547-0540 |
Mid-Columbia Insurance in Pasco, Washington, is known for providing tailored coverage for rental property owners. Its services include protection against property damage, liability claims, and loss of rental income. The agency also helps landlords navigate regional risks such as wildfire and flood exposure relevant to the Columbia Basin. Policies can address both single-family rentals and multi-unit dwellings. For added security, the company offers optional coverage for tenant-related vandalism or pet damage.
Vern Fonks Insurance serves Pasco and the surrounding Benton and Franklin county areas as a dedicated landlord insurance agent. It specializes in providing coverage specific to rental property owners, helping protect residential and commercial income properties against common risks. Policies address liability issues and structural damage. The company assists local landlords in safeguarding duplexes and single-family rentals within the Tri-Cities region.
Finder's Insurance serves the Pasco, Washington metro area as a landlord insurance agent. This agency helps property owners secure coverage tailored to rental homes and multi-unit buildings. Landlord insurance here typically protects against property damage, liability claims, and loss of rental income. Policies address unique risks like tenant injuries or vandalism common to the region. The company assists with securing coverage for residential rentals and advises on appropriate liability limits for local landlords.
Jerad Groth: Allstate Insurance in Pasco, WA, provides landlord insurance services that cover property damage, liability protection, and loss of rental income. Its service plans help owners manage risk through policy reviews and claims support for unexpected events like fire or vandalism. Routine maintenance advice is available to help preserve property value and tenant safety. The agency serves properties such as single-family homes, apartment complexes, retail spaces, and restaurants.
Harvey Insurance Agency in Pasco, Washington serves local homeowners and property managers who need specialized landlord insurance coverage for rental properties. They help landlords protect their real estate investments by offering policies that cover property damage, liability, and potential lost rental income. Their services focus on tailoring coverage to fit individual rental portfolios, whether for single-family homes or multi-unit buildings. The agency also serves clients in nearby Richland and across the Tri-Cities metro area.
Serving Pasco and the surrounding communities of southeastern Washington, Cecelia Mauseth - State Farm Insurance Agent provides landlord insurance solutions for property owners. The agency handles policies that cover rental dwellings, protecting against property damage and liability risks common to local landlords. For each client, it conducts a detailed review of the specific property type and tenant situation. This approach ensures coverage alignment with the unique needs of a typical rental job in the area.
Landlord insurance can be divided into one-time policies for individual rental properties or scheduled service options for those managing multiple units. Coverage typically protects against property damage, liability claims, and lost rental income from uninhabitable conditions. Vladimir Krinitsyn - State Farm Insurance Agent serves Pasco, Washington, offering standard landlord insurance solutions tailored to local rental property needs. Services are conducted on an as-needed basis, allowing property owners to request assistance or policy adjustments only when required.
Edison Valerio - State Farm Insurance Agent specializes in landlord insurance policies tailored for rental property owners in Pasco, WA. The agency also provides general insurance services to protect homeowners and local businesses. Understanding the risks of property damage and liability, it works to secure coverage for residential rental units. With the Columbia Basin’s variable weather, including harsh winter freezes, the agency helps landlords address concerns like burst pipes and tenant-related claims.
As Washington fall rains return, property owners in Pasco seek coverage for seasonal roof and leak damage. Jason Cowgill - State Farm Insurance Agent works with landlords to protect residential rental properties against common local risks. Policies can address tenant-caused issues while maintaining appropriate liability and loss-of-rent provisions for area investors. Important conditions to examine include coverage for specific rental structures and any exclusions for vacant units during transition periods. A full initial inspection of the property and existing policy typically begins the assessment and quote process.
What Does a a Landlord Insurance Agent in Pasco Cost?
In Washington the average cost of landlord insurance is between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Pasco you might pay 800 to 1500 dollars per year depending on the property value and coverage limits. Costs vary by property size location and deductible. This is general information not insurance advice.
About landlord insurance agents in Pasco
A landlord insurance agent in Pasco Washington helps rental property owners protect their investments with tailored policies. Washington state law does not require landlord insurance but most mortgage lenders and property management companies do require it. Local agents understand the unique risks of the Tri-Cities area including weather and liability concerns.
Frequently Asked Questions
What does landlord insurance cover in Washington?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Washington it can also cover legal costs if you need to evict a tenant or defend against a lawsuit.
Is landlord insurance required in Pasco Washington?
Washington state law does not mandate landlord insurance. However most mortgage lenders require it and property management companies often require proof of coverage before they will manage your rental.
How do I choose a landlord insurance agent in Pasco?
Look for an agent who specializes in rental property coverage and understands Washington landlord tenant laws. Ask about policy exclusions for vacancy periods and whether the policy covers actual cash value or replacement cost.