The top-rated landlord insurance agent in Richland, Washington is Rhonda Urich - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include COUNTRY Financial - Jason Dufault Agency, Craig Griffiths - State Farm Insurance Agent, Farmers Insurance - Larry Rindlisbacher. This directory lists 15 landlord insurance agents serving Richland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rhonda Urich - State Farm Insurance Agent | 712 The Pkwy | (509) 392-8037 |
| 2 | COUNTRY Financial - Jason Dufault Agency | 1446 Spaulding Ave # 203 | (509) 491-3995 |
| 3 | Craig Griffiths - State Farm Insurance Agent | 309 Bradley Blvd Suite 101 | (509) 547-9571 |
| 4 | Farmers Insurance - Larry Rindlisbacher | 636 Jadwin Ave Ste F | (509) 943-3122 |
| 5 | Bauder & Associates, LLC American Family Insurance | 430 George Washington Way #104 | (509) 420-5152 |
| 6 | Jim Ostrander - State Farm Insurance Agent | 1901 George Washington Way | (509) 946-9625 |
| 7 | Legacy One Insurance | 750 Swift Blvd Suite #2 | (509) 943-9999 |
| 8 | Marsh McLennan Agency | 390 Bradley Blvd | (509) 946-6161 |
| 9 | Jeff Hamilton: Allstate Insurance | 110 Gage Blvd Ste 202 | (509) 783-7929 |
| 10 | Crigler Insurance Agency | 1301-B George Washington Way | (509) 946-4620 |
Rhonda Urich - State Farm Insurance Agent serves the Richland, Washington area, offering landlord insurance solutions tailored to property owners. The agency helps local landlords protect rental investments with comprehensive coverage policies. Services address common risks such as property damage, liability claims, and loss of rental income. Policies are designed to safeguard both single-family rentals and multi-unit properties. Rhonda Urich’s office handles personalized policy reviews and claims assistance for residential landlord insurance needs.
COUNTRY Financial - Jason Dufault Agency provides landlord insurance services for property owners in the Richland area, covering policies for rental dwellings and liability protection. It also offers maintenance plan consultations to help clients manage property upkeep and tenant-related risks. The agency services a variety of investment properties, including single-family rental homes, multifamily apartment complexes, retail storefronts, and dining establishments such as restaurants.
Craig Griffiths - State Farm Insurance Agent serves homeowners, residential landlords, and property managers in the Richland, WA area with tailored insurance solutions for rental properties. Coverage options address common landlord concerns such as building damage, liability protection, and loss of rental income. Clients receive support in assessing their specific policy needs to help safeguard their investments and rental income streams. The agency also extends its services to property owners in nearby Kennewick.
Farmers Insurance - Larry Rindlisbacher serves Richland, Washington and surrounding communities as a landlord insurance agent, handling policies for rental property owners. It addresses coverage for single-family homes and multi-unit dwellings. The agency helps landlords protect their investments against property damage, liability claims, and lost rental income. To handle a typical job, it evaluates each property’s specific risks and tailors coverage to the owner’s needs and budget constraints.
With autumn rains approaching, property owners in the Tri-Cities area often seek coverage for rental units against water damage and liability claims. Bauder & Associates, LLC American Family Insurance in Richland, WA offers policies tailored for residential and small commercial landlords. Their services typically cover income loss from tenant vacancies and legal protection during eviction proceedings. Any prospective client begins by scheduling a property inspection or initial assessment to discuss specific rental risks and determine appropriate policy options.
Jim Ostrander - State Farm Insurance Agent in Richland, WA provides landlord insurance with clear distinctions between one-time policies for single claims or short-term rentals and recurring coverage for ongoing property management. These policies typically protect against property damage, liability, and income loss from tenant issues. Servicing the Richland area, this agency offers coverage appointments arranged on an as-needed basis to accommodate varying rental schedules.
Legacy One Insurance specializes in landlord insurance coverage for residential rental properties in Richland and the surrounding Tri-Cities area. It connects property owners with policies addressing liability protection, dwelling repair, and lost rental income. The agency guides landlords in evaluating coverage for single-family homes as well as small multi-unit buildings. During seasonal turnover periods, Legacy One Insurance helps clients adjust coverage limits when a tenant vacates or a property undergoes renovation to ensure gaps are minimized.
Marsh McLennan Agency in Richland, WA provides broad coverage for property owners, helping protect physical structures from common perils. Specializing in landlord insurance, the agency can arrange policies that address liability concerns and potential loss of rental income. Additional endorsements may be added to cover specific risks unique to commercial or residential leasing. Their services extend to a variety of commercial sectors, including offices, warehouses, and food service establishments.
Jeff Hamilton of Allstate Insurance in Richland, WA provides residential landlord insurance for property owners, ensuring coverage for single-family rentals and townhomes. Commercial coverage is also available for multi-unit apartment buildings or mixed-use structures. The agency serves Richland and the surrounding Tri-Cities area, helping landlords protect their investment properties. After an initial policy is established, the agent follows up with clients at renewal time to adjust coverage as needed, and maintains ongoing contact between regular visits to address claims or policy updates.
Crigler Insurance Agency in Richland, WA is known for providing specialized protection plans tailored to rental property owners, covering property damage and liability exposures. Their service range includes policies for single-family homes, duplexes, and multi-unit residential buildings, addressing common risks like fire, vandalism, and tenant-related claims. The agency works with local investors to secure appropriate coverage for income-producing properties. As an added specialty service, they can arrange loss of rent insurance to help replace revenue if a property becomes uninhabitable due to a covered claim.
What Does a a Landlord Insurance Agent in Richland Cost?
The cost of landlord insurance in Washington typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Richland, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Richland
Landlord insurance agents in Richland, Washington help rental property owners protect their investments. Washington state law does not require landlord insurance, but most mortgage lenders do require it. Agents can guide you through coverage options that address local risks like wind and hail damage common in the Tri-Cities area.
Frequently Asked Questions
What does landlord insurance cover in Washington?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Washington, policies often include coverage for fire, theft, and weather-related damage. It does not cover tenant personal belongings.
Is landlord insurance required by Washington law?
Washington state law does not require landlord insurance by statute. However, most mortgage lenders require it as a condition of the loan. It is strongly recommended to protect against liability and property damage.
How do I choose a landlord insurance agent in Richland?
Look for an agent who specializes in rental property insurance and understands local risks. Ask about coverage for vacant properties and liability limits. Compare quotes from multiple agents to find a policy that fits your needs.