The top-rated landlord insurance agent in Spokane, Washington is All Lines Insurance, rated 4.9 stars across 796 reviews. Other highly rated options include North Town Insurance, Western Insurance Associates, Affordable Insurance. This directory lists 17 landlord insurance agents serving Spokane.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | All Lines Insurance | 6404 N Monroe St | (509) 327-1658 |
| 2 | North Town Insurance | 5727 N Division St | (509) 483-3030 |
| 3 | Western Insurance Associates | 608 N Maple St | (509) 279-0999 |
| 4 | Affordable Insurance | 1514 W Northwest Blvd | (509) 279-2100 |
| 5 | Finders Insurance | 2103 N Division St STE C | (509) 466-9611 |
| 6 | Legacy Insurance LLC | 7307 N Division St # 303 | (509) 960-2550 |
| 7 | KBG Insurance & Financial | 601 W 1st Ave Suite 1400 | (509) 242-3244 |
| 8 | Jorgensen Insurance Agency | 816 W Francis Ave PMB#551 | (509) 563-4413 |
| 9 | Kraft Insurance | 3151 E 29th Ave Suite 202 | (509) 343-5555 |
| 10 | The Advisors Insurance Agency | 601 W Riverside Ave Ste 230 | (509) 928-1111 |
All Lines Insurance offers comprehensive landlord insurance solutions throughout Spokane, Washington, helping property owners protect their investments from common risks like fire damage, water leaks, and tenant liability claims. The company provides personalized policy reviews to ensure adequate coverage for income loss or structural repairs. Maintenance plan options help landlords address ongoing property upkeep efficiently. They serve a variety of properties, including single-family homes, apartments, retail spaces, and restaurants, with tailored policies for each unique commercial or residential need.
North Town Insurance serves the Spokane County area as a landlord insurance agent, specializing in coverage for rental property owners. The agency helps landlords protect their investments from common risks such as property damage, liability claims, and loss of rental income. Policies are tailored to meet the unique needs of residential and commercial landlords. By understanding local property laws and weather-related hazards, it provides solid risk management guidance. The company handles comprehensive dwelling policies and general liability coverage for rental units.
Western Insurance Associates in Spokane, Washington serves homeowners, property managers, and small business owners who need protection for rental properties. The agency provides specialized landlord insurance policies designed to cover residential and commercial rental units against common risks such as property damage and liability claims. Their team assists clients in selecting appropriate coverage for single-family homes, multi-unit buildings, and vacation rentals. Services extend to property owners in surrounding communities throughout Spokane Valley and the greater Spokane metropolitan area.
Affordable Insurance serves landlords throughout Spokane and the surrounding communities of the Inland Northwest, handling property protection needs for single-family rentals, multi-unit apartment buildings, and commercial leases. Each client’s risk exposure, including liability, property damage, and loss of rental income, is carefully assessed. To complete a typical job, the firm reviews the specifics of each property and tenant arrangement to recommend coverage that aligns with individual financial requirements and local regulations.
Finders Insurance in Spokane, Washington, serves landlords, property managers, and real estate investors who own rental properties. The agency provides landlord insurance policies that typically cover dwelling protection, liability for tenant injuries, and loss of rental income when a unit becomes uninhabitable. Claims support is available locally to assist clients in protecting their investments. Landlords can use the agency’s expertise to navigate region-specific risks common in the Pacific Northwest. Jacksons Cove and other neighborhoods within the Spokane Valley metro are also within the coverage area served.
Legacy Insurance LLC in Spokane, WA, provides landlord insurance agents who explain the difference between a one-time policy for a single rental property and a recurring package covering a growing portfolio. The coverage typically includes dwelling protection, liability, and loss of rental income. Service is arranged on an as-needed basis for consulting, annual scheduled reviews, or one-time policy setup when a property is first leased.
KBG Insurance & Financial specializes in securing tailored liability and property coverage for residential and commercial landlords in Spokane. Its general services include risk assessment and policy review to safeguard rental investments. The agency helps local property owners navigate the unique exposure concerns of managing older structures or multi-unit dwellings. For example, it assists landlords before and after the seasonal winter months, when frozen pipes and ice damage claims become a common and costly concern for rental properties in the region.
As the winter thaw gives way to periodic downpours in Spokane, property owners often discover hidden leaks or roof damage that threaten their rental income. Jorgensen Insurance Agency helps local landlords secure policies that cover such weather-related disruptions and liability concerns. The agency focuses specifically on protecting residential and small commercial rental properties from common regional risks like ice damming or tenant-caused water damage. An initial assessment begins with a review of the property’s current condition, followed by a walkthrough inspection to document any existing maintenance issues before coverage is drafted.
Kraft Insurance provides landlord insurance coverage for property owners in Spokane, Washington. The company specializes in policies that protect residential rental properties, with additional options for liability and property damage. It also offers tailored endorsements to cover specific risks associated with leasing buildings. Commercial sectors served include office complexes, warehouses, and food service facilities such as restaurants and commercial kitchens.
The Advisors Insurance Agency in Spokane, WA offers residential landlord insurance for property owners renting out homes, duplexes, and condominiums. The agency also provides commercial coverage for apartment complexes and multi-unit rental buildings throughout the Spokane area. Policies are designed to protect against property damage, liability claims, and lost rental income. After initial policies are placed, clients receive follow-up contact to review coverage limits and adjust plans as properties or tenants change, ensuring protection remains current between scheduled visits.
What Does a a Landlord Insurance Agent in Spokane Cost?
Landlord insurance premiums in Washington generally range from 800 to 2000 dollars per year for a single-family rental. Factors like property value location and deductible amount affect the final price. Spokane properties with older roofs or in flood-prone areas may see higher rates. This is general information and not insurance advice.
About landlord insurance agents in Spokane
Landlord insurance agents in Spokane help property owners protect their rental investments with policies tailored to Washington state requirements. Washington law does not require landlords to carry insurance but mortgage lenders and HOAs often mandate specific coverage levels. A local agent can explain how Spokane weather risks and tenant laws affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Spokane do?
A landlord insurance agent in Spokane helps you find coverage for rental properties including dwelling protection liability and loss of rental income. They review Washington-specific risks such as earthquake or flood exposure and ensure your policy meets lender or HOA requirements.
Is landlord insurance required by law in Washington?
Washington state law does not require landlords to carry insurance. However your mortgage lender or homeowners association may require it. An agent can help you understand these contractual obligations and avoid coverage gaps.
What factors affect the cost of landlord insurance in Spokane?
Costs depend on property location age construction type and coverage limits. Spokane properties near rivers or in wildfire zones may have higher premiums. A typical policy in Washington costs between 800 and 2000 dollars per year but each case is different.