The top-rated landlord insurance agent in Tacoma, Washington is Vern Fonk Insurance, rated 4.9 stars across 1,378 reviews. Other highly rated options include Alliance West Insurance, Sound Pacific Insurance, Joe Yi - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Tacoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 7018 Tacoma Mall Blvd | (253) 943-2210 |
| 2 | Alliance West Insurance | 6919 Lakewood Dr W Ste. D-1 | (253) 314-5371 |
| 3 | Sound Pacific Insurance | 3518 6th Ave Ste 202 | (253) 237-9009 |
| 4 | Joe Yi - State Farm Insurance Agent | 7803 Pacific Ave A | (253) 475-1100 |
| 5 | Freeway Insurance | 6433 S Tacoma Way | (253) 432-7181 |
| 6 | Pfarr Insurance Agency: Allstate Insurance | 4961 Main St Ste B | (253) 201-1500 |
| 7 | Larson Financial & Insurance: Allstate Insurance | 15 S Oregon Ave Ste 207 | (253) 474-1521 |
| 8 | Goosehead Insurance - Jerry Hallman | 1712 6th Ave Ste 200 | (253) 534-8488 |
| 9 | Ozanich Insurance Brokers | 3925 S Orchard St | (253) 564-2622 |
| 10 | American Underwriters Insurance Agency | 6429 S Tacoma Way | (253) 473-1415 |
Vern Fonk Insurance in Tacoma, Washington specializes in landlord insurance policies tailored to protect rental properties and their owners. The agency advises local landlords on coverage for property damage, liability, and loss of rental income. This service is essential for property owners navigating the complexities of leasing homes and apartments in the Tacoma area. With the region’s wet winters and spring rains, it helps landlords address risks such as water damage and tenant disputes during seasonal turnover, ensuring protection throughout the year.
Alliance West Insurance serves Tacoma and surrounding Pierce County as a landlord insurance agent offering coverage for residential rental properties. The agency helps property owners protect their investments against common risks such as fire, theft, and liability claims from tenants. Landlord insurance policies often cover the building structure and any unattached structures on the property. Alliance West Insurance assists with loss of rental income coverage when a property becomes uninhabitable due to a covered peril, along with general liability protection for accidents occurring on the premises.
Sound Pacific Insurance provides landlord insurance coverage in Tacoma, Washington, helping property owners protect their investments through tailored policies. It offers risk management solutions and assistance with navigating coverage requirements for rental properties. The company delivers ongoing service plans to support landlords in maintaining appropriate insurance as their portfolios evolve. It works with clients who own a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Joe Yi - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Tacoma, Washington, specializing in landlord insurance policies that protect residential investment properties. The agency helps clients secure coverage for dwelling structures, liability protection, and potential loss of rental income. Policies can be tailored to cover single-family rentals, duplexes, or small multifamily units in the area. Joe Yi’s agency also provides service to clients in nearby communities such as Lakewood, University Place, and Fircrest throughout the greater Tacoma metro region.
As winter rains return to the Tacoma area, landlord insurance becomes a critical concern for property owners facing potential water damage or liability claims. Freeway Insurance provides tailored policies to help investors in the region protect their residential rental properties and income streams. The agency works with local landlords to structure coverage that addresses lease agreements and tenant-related risks specific to the Pacific Northwest. Every policy consultation begins with a thorough review of the property’s current condition and the specific liability exposures it may present.
Pfarr Insurance Agency Allstate Insurance serves Tacoma, Washington, and its surrounding communities, specializing in landlord insurance for residential rental properties. The agency handles policies that protect both property owners and their investments with coverage for structures, liability, and rental income loss. It tailors each landlord insurance plan to match the specific needs of the property and its tenants. For a typical job, the agency reviews the landlord's current risk factors to recommend appropriate policy limits.
At Larson Financial & Insurance: Allstate Insurance in Tacoma, WA, a distinction is made between one-time policy placements for individual properties and recurring service plans for portfolio landlords. Their coverage typically protects rental dwellings against property damage, liability claims, and loss of rental income during repairs. Clients can obtain protection through scheduled policy renewals or arrange as-needed consultations for new acquisitions and claims advice.
As the rainy season brings increased risk of water damage in Tacoma, Goosehead Insurance - Jerry Hallman offers specialized landlord insurance agent services that help property owners protect their investments. The company works with local landlords to secure appropriate coverage for rental properties, addressing both liability concerns and property-specific perils common in the region. Each policy evaluation begins with a thorough assessment of the rental premise to identify any immediate maintenance or structural concerns that could impact coverage.
Ozanich Insurance Brokers specializes in landlord insurance policies designed to protect property owners in Tacoma. It provides general risk assessment and coverage options tailored to rental properties. This includes assistance with policy selection for both long-term tenants and short-term rental situations. As a local agent, it understands the specific weather and liability concerns affecting landlords in the Pacific Northwest. The company is particularly helpful when clients need to review coverage ahead of the fall rainy season, ensuring policies adequately address potential water damage claims.
American Underwriters Insurance Agency, based in Tacoma, WA, focuses its practice on property insurance coverage for local landlords. The agency specializes in adding tailored liability protection and policies for vacancy periods and tenant damage. It serves owners of rental houses, apartments, and commercial properties in the region. The properties it can cover include office buildings, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Tacoma Cost?
The cost of landlord insurance in Washington typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Tacoma you might pay between 800 and 1,500 dollars per year. Factors such as property age location and coverage limits affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Tacoma
A landlord insurance agent in Tacoma Washington helps property owners protect their rental investments. Washington state law requires landlords to maintain certain coverages such as liability protection and property damage insurance. Local agents understand Tacoma rental market risks including weather damage and tenant liability issues.
Frequently Asked Questions
What does landlord insurance cover in Washington state?
Landlord insurance typically covers property damage from fire wind and vandalism. It also provides liability protection if a tenant or visitor is injured on the rental property. Washington law does not require landlord insurance but most mortgage lenders do require it.
How do I find a landlord insurance agent in Tacoma?
You can search online directories or ask for referrals from local real estate agents and property management companies. Look for agents who specialize in rental property insurance and are licensed in Washington state.
Is landlord insurance required by Washington law?
Washington state law does not mandate landlord insurance. However your mortgage lender will likely require a policy that covers the building structure. It is also wise to carry liability coverage to protect against lawsuits from tenant injuries.