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Directory of life insurance agents in Carlsbad, California. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 life insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gaslamp Insurance
2244 Faraday Ave #125, Carlsbad, CA 92008
(800) 920-4125
gaslampinsurance.com
Luke Dix - State Farm Insurance Agent
1901 Camino Vida Roble STE 115, Carlsbad, CA 92008
(760) 754-2636
dixinsurance.com
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100
insuranceplace.net
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
Dave Miller Insurance
2318 Pio Pico Dr, Carlsbad, CA 92008
(760) 717-1707
davemillerinsurance.com
SSA Insurance Services
2556 Gateway Rd, Carlsbad, CA 92009
(760) 607-6177
ssainsuranceservices.com
Purely Insurance Solutions
2794 Gateway Rd, Carlsbad, CA 92009
(877) 215-5431 ext. 113
purely.insure
Altenbern Insurance agency
640 Grand Ave ste h, Carlsbad, CA 92008
(760) 434-0350
johnfarmers.com
JHarris Insurance Services Inc
1947 Camino Vida Roble #110, Carlsbad, CA 92008
(619) 917-8164
jhfarmers.com
Blue Collar Insurance Services
2244 Faraday Ave #88, Carlsbad, CA 92008
(619) 734-7477
buybluecollar.com
Health Insurance Services
2888 Loker Ave E #221, Carlsbad, CA 92010
(760) 672-3666
healthsecurity1.com
SPF Insurance Services Carlsbad
7736 Via Rico, Carlsbad, CA 92009
(619) 937-3635
spfinsurance.com
Carlsbad General Insurance Agency LLC
2413 Lapis Rd, Carlsbad, CA 92009
(760) 444-2662
carlsbadgeneralinsurance.com
Baldwin Insurance Agency
276 Carlsbad Village Dr apt a, Carlsbad, CA 92008
(858) 729-0003
baldwinlifeinsurance.com
New York Life Insurance
2921 Via Ipanima, Carlsbad, CA 92009
(760) 943-1415
newyorklife.com
Response Life Insurance Co. - Carlsbad
2261 Cosmos Ct #201, Carlsbad, CA 92011
(888) 461-0274
FFL Insurance Agency, LLC
2292 Faraday Ave, Carlsbad, CA 92008
(760) 814-9978
fflinsuranceagency.com
Life insurance agents in Carlsbad, California help residents and families find coverage that fits their needs and budget. California law requires all life insurance agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique coastal community and can guide you through policies that protect your loved ones.
What Does a Life Insurance Agent in Carlsbad Cost?
Life insurance costs in California vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Carlsbad might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Carlsbad need?
In California, life insurance agents must hold a valid license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Agents must also renew their license every two years and complete continuing education.
How long does it take to get a life insurance policy in Carlsbad?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in days. Policies requiring a medical exam and underwriting can take 4 to 8 weeks.
Are there California rules about life insurance agent commissions?
Yes, California insurance code regulates agent commissions and requires full disclosure of fees and compensation. Agents must provide a written disclosure if they receive commissions or other compensation. This helps ensure transparency for consumers.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.