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Find Life Insurance Agents Near You in Carlsbad, CA

Browse life insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated life insurance agent in Carlsbad, California is Gaslamp Insurance, rated 4.6 stars across 1,636 reviews. Other highly rated options include Luke Dix - State Farm Insurance Agent, Hayek Insurance, The Insurance Place. This directory lists 19 life insurance agents serving Carlsbad.

Showing 19 life insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaslamp Insurance2244 Faraday Ave #125(800) 920-4125
2Luke Dix - State Farm Insurance Agent1901 Camino Vida Roble STE 115(760) 754-2636
3Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
4The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
5Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
6Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
7Dave Miller Insurance2318 Pio Pico Dr(760) 717-1707
8SSA Insurance Services2556 Gateway Rd(760) 607-6177
9Purely Insurance Solutions2794 Gateway Rd(877) 215-5431 ext. 113
10Altenbern Insurance agency640 Grand Ave ste h(760) 434-0350
GI
2244 Faraday Ave #125
Gaslamp Insurance
Life Insurance Agent · Carlsbad, CA

Gaslamp Insurance serves the Carlsbad, California area as a local life insurance agent. The company assists residents with evaluating their financial protection needs and obtaining appropriate coverage plans. Life insurance agents in this region often guide clients through comparing term and permanent policies. Gaslamp Insurance specifically handles policy reviews for existing coverage and new applications for income replacement or final expense planning.

LD
1901 Camino Vida Roble STE 115
Luke Dix - State Farm Insurance Agent
Life Insurance Agent · Carlsbad, CA

Luke Dix - State Farm Insurance Agent provides a full range of life insurance products, including term, whole, and universal life policies designed to protect families and individuals in the Carlsbad area. The agency offers ongoing policy reviews and adjustments to ensure coverage meets changing financial needs and life events. It serves a diverse clientele, including single-family homeowners, renters in apartment complexes, retail store owners, and restaurant operators seeking to secure their business interests and personal legacies.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Life Insurance Agent · Carlsbad, CA

Serving homeowners and families in Carlsbad, California, Hayek Insurance provides life insurance policies designed to offer financial protection for loved ones. As a licensed life insurance agent, the company helps clients evaluate term and whole life options to meet their long-term security needs. The agency focuses on clear explanations and personalized guidance through the application process, ensuring each policy aligns with individual circumstances and future goals. Services extend to residents throughout San Marcos as well.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Life Insurance Agent · Carlsbad, CA

Serving Carlsbad and the surrounding communities of San Diego’s North County, The Insurance Place focuses on helping local residents secure life insurance coverage. As a life insurance agent, the firm handles term life, whole life, and universal policies designed to meet individual financial needs. The company assists clients in understanding how death benefits can protect families from unexpected financial hardship. To handle a typical job, the agent begins with a thorough review of the client’s current obligations and future goals, then presents policy options that align with those specific circumstances.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Life Insurance Agent · Carlsbad, CA

Alta Vista Insurance Agency in Carlsbad, CA, helps clients evaluate the difference between term policies, offering coverage for a specific period, and permanent policies, which provide ongoing lifetime protection. Life insurance in this coastal area can support family income replacement or final expense planning. Liability adjustments may be made as personal situations change. The agency provides these insurance services on an as-needed basis, with consultations available whenever a client wishes to review or update their existing coverage.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Life Insurance Agent · Carlsbad, CA

Ken May Insurance Services in Carlsbad, CA specializes in helping individuals and families select appropriate life insurance policies tailored to their financial needs. The company also provides general guidance on navigating the often complex process of securing adequate coverage for long-term stability. As residents in Southern California face unique environmental risks like wildfire season, the agency routinely assists clients in reviewing their policies before annual renewal periods to ensure sufficient protection remains in place.

DM
2318 Pio Pico Dr
Dave Miller Insurance
Life Insurance Agent · Carlsbad, CA

As seasons change and families in Carlsbad reassess their financial priorities, life insurance often becomes a more pressing consideration. Dave Miller Insurance provides guidance through this important decision, helping local residents understand how coverage can align with their long-term goals for income replacement or final expenses. The process begins with a straightforward initial consultation, during which the agent reviews current needs and available policy structures to outline the most suitable options before any formal application is made.

SI
2556 Gateway Rd
SSA Insurance Services
Life Insurance Agent · Carlsbad, CA

SSA Insurance Services helps individuals and families in the Carlsbad area secure life insurance coverage tailored to their needs. The company specializes in term and permanent life policies, including options that can be paired with critical illness or accidental death benefits. Clients rely on the agency to evaluate coverage amounts based on income replacement and final expense planning. SSA Insurance Services also serves local businesses needing group life protection, providing solutions for offices, warehouses, and food service operations.

PI
2794 Gateway Rd
Purely Insurance Solutions
Life Insurance Agent · Carlsbad, CA

Purely Insurance Solutions, located in Carlsbad, California, offers life insurance as both a one-time purchase for term policies and as an ongoing service for permanent coverage that requires periodic adjustments. This local agency helps residents assess their financial protection needs through straightforward consultations. Their work typically involves comparing policy options from multiple carriers to find suitable protection. Service runs on an as-needed basis, supporting clients when they experience life changes such as marriage, a new home, or retirement planning.

AI
640 Grand Ave ste h
Altenbern Insurance agency
Life Insurance Agent · Carlsbad, CA

Altenbern Insurance Agency provides life insurance services for residents in Carlsbad, California, helping families secure financial protection for the future. The agency also offers commercial coverage for local businesses seeking to protect their operations and employees. Serving the broader Carlsbad area, their services are designed to address the diverse needs of the community. After an initial policy is in place, clients can expect the agency to reach out for periodic reviews, ensuring coverage remains appropriate and offering follow-up assistance between regular visits.

JI
1947 Camino Vida Roble #110
JHarris Insurance Services Inc
Life Insurance Agent · Carlsbad, CA
(619) 917-8164
jhfarmers.com
BC
2244 Faraday Ave #88
Blue Collar Insurance Services
Life Insurance Agent · Carlsbad, CA
(619) 734-7477
buybluecollar.com
HI
2888 Loker Ave E #221
Health Insurance Services
Life Insurance Agent · Carlsbad, CA
(760) 672-3666
healthsecurity1.com
SI
7736 Via Rico
SPF Insurance Services Carlsbad
Life Insurance Agent · Carlsbad, CA
(619) 937-3635
spfinsurance.com/health-insurance/carlsbad-ca-broker
CG
2413 Lapis Rd
Carlsbad General Insurance Agency LLC
Life Insurance Agent · Carlsbad, CA
(760) 444-2662
carlsbadgeneralinsurance.com
BI
276 Carlsbad Village Dr apt a
Baldwin Insurance Agency
Life Insurance Agent · Carlsbad, CA
(858) 729-0003
baldwinlifeinsurance.com
NY
2921 Via Ipanima
New York Life Insurance
Life Insurance Agent · Carlsbad, CA
(760) 943-1415
newyorklife.com
RL
2261 Cosmos Ct #201
Response Life Insurance Co. - Carlsbad
Life Insurance Agent · Carlsbad, CA
(888) 461-0274
FI
2292 Faraday Ave
FFL Insurance Agency, LLC
Life Insurance Agent · Carlsbad, CA
(760) 814-9978
fflinsuranceagency.com

What Does a a Life Insurance Agent in Carlsbad Cost?

Life insurance costs in California vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Carlsbad might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

About life insurance agents in Carlsbad

Life insurance agents in Carlsbad, California help residents and families find coverage that fits their needs and budget. California law requires all life insurance agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique coastal community and can guide you through policies that protect your loved ones.

Frequently Asked Questions

What license does a life insurance agent in Carlsbad need?

In California, life insurance agents must hold a valid license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Agents must also renew their license every two years and complete continuing education.

How long does it take to get a life insurance policy in Carlsbad?

The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in days. Policies requiring a medical exam and underwriting can take 4 to 8 weeks.

Are there California rules about life insurance agent commissions?

Yes, California insurance code regulates agent commissions and requires full disclosure of fees and compensation. Agents must provide a written disclosure if they receive commissions or other compensation. This helps ensure transparency for consumers.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.