The top-rated life insurance agent in Clovis, California is Philip Call - State Farm Insurance Agent, rated 4.9 stars across 240 reviews. Other highly rated options include Antonio Fabila - State Farm Insurance Agent, Fast Savings Insurance Agency, The Phanco Group: Allstate Insurance. This directory lists 21 life insurance agents serving Clovis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Philip Call - State Farm Insurance Agent | 1534 Shaw Ave | (559) 900-7455 |
| 2 | Antonio Fabila - State Farm Insurance Agent | 3157 Fowler Ave Ste 103 | (559) 292-7000 |
| 3 | Fast Savings Insurance Agency | 755 N Peach Ave Ste. C-2 | (559) 221-1600 |
| 4 | The Phanco Group: Allstate Insurance | 1141 Pollasky Ave | (559) 298-6000 |
| 5 | Fredrick Grantham: Allstate Insurance | 3198 Willow Ave Ste 108 | (559) 291-3198 |
| 6 | Juan Covarrubias - State Farm Insurance Agent | 964 Pollasky Ave | (559) 299-9221 |
| 7 | Dave Shivers - State Farm Insurance Agent | 332 Pollasky Ave | (559) 297-7737 |
| 8 | Clovis Insurance Agency | 2147 Herndon Ave #101 | (559) 298-0881 |
| 9 | Dean L Ricken Insurance | 96 Shaw Ave # 202 | (559) 299-8888 |
| 10 | Guardian Pacific Insurance: Allstate Insurance | 1225 N Willow Ave Ste 100 | (559) 432-7200 |
Philip Call - State Farm Insurance Agent serves the Clovis, California area as a local life insurance agent. The company assists residents with planning for financial protection and income replacement. In this region, it helps clients choose policies that provide for beneficiaries and cover final expenses. The agency also handles whole life insurance options that build cash value over time.
Antonio Fabila - State Farm Insurance Agent in Clovis, CA, provides a full range of life insurance services, including term, whole, and universal life policies. It offers ongoing policy reviews and annual coverage maintenance consultations to help align protection with changing family needs. The agency serves homeowners and renters with individual policies, as well as multifamily apartment buildings, retail shops, and local restaurants requiring business life insurance plans.
Fast Savings Insurance Agency serves homeowners and local business owners in Clovis, California, offering life insurance solutions to help secure family financial futures. Policies are designed to provide income replacement for dependents and cover final expenses. The agency assists clients in comparing term and whole life options suited to individual needs and budgets. Its coverage and support also extend to residents living in the nearby Fresno metropolitan area.
The Phanco Group: Allstate Insurance serves the Clovis, California area and surrounding communities. It handles life insurance policies, helping clients prepare for the future. Local agents guide individuals through evaluating their coverage needs, addressing such questions as how a policy can support dependents or settle final expenses. The approach taken for a typical job involves a thorough consultation to match protection levels with financial goals and circumstances.
Fredrick Grantham: Allstate Insurance in Clovis, CA, distinguishes between term policies, which provide temporary coverage for a set period and are more affordable for one-time needs, and whole life policies, which offer lifelong protection alongside a cash value accumulation that increments over time. Service appointments for evaluating and adjusting coverage options, such as assessing changing financial responsibilities or updating beneficiaries, are available on an as-needed basis.
Juan Covarrubias - State Farm Insurance Agent in Clovis, CA specializes in life insurance policies tailored to protect families and individuals. It also provides general insurance services including auto, home, and health coverage to meet everyday needs. The agency helps clients evaluate their financial future and plan for long-term security. During annual enrollment periods or after major life events like a marriage or a new baby, it assists families in updating their coverage to ensure adequate protection.
As families in Clovis consider their long-term financial security for the coming year, Dave Shivers - State Farm Insurance Agent provides guidance on life insurance options to help protect loved ones. This local agency works with residents to review term or whole life policies that can fit various stages of life. Coverage assessments begin with a simple review of individual needs and existing protections. A no-obligation consultation is scheduled to discuss specific coverage goals.
Clovis Insurance Agency serves residents in the Clovis area with life insurance policies designed for individual financial protection needs. The agency also provides commercial coverage options for local businesses managing key-person or buy-sell planning. Service extends throughout Clovis and the surrounding Fresno County communities. Policies are structured to address estate preservation, income replacement, and debt coverage for families. The agency schedules annual reviews to reassess coverage levels, ensuring policy adjustments are made at regular intervals to match evolving life circumstances.
Dean L Ricken Insurance, located in Clovis, CA, is known for providing personalized life insurance coverage to local residents and families. The agency helps clients evaluate term, whole, and universal policies to match their long-term financial needs. It also assists with policy adjustments as life circumstances change over time. In addition to standard life insurance plans, the agency can offer supplemental accidental death coverage as a targeted add-on for those seeking extra protection.
Guardian Pacific Insurance: Allstate Insurance offers homeowners, renters, and auto coverage to residents and businesses in Clovis, California. The agency specializes in customizing life insurance policies that protect family financial futures. It evaluates individual needs to recommend appropriate term, whole, or universal life plans. The agency additionally provides liability protection for commercial enterprises, including coverage for small offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Clovis Cost?
Life insurance costs in Clovis vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $150 to $300 per month for similar coverage. California requires agents to disclose all fees and charges. This is general information, not insurance advice.
About life insurance agents in Clovis
Life insurance agents in Clovis, California help residents choose policies that protect their families and meet state regulations. California law requires agents to hold a valid license from the California Department of Insurance. Local agents can explain how state rules affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Clovis need?
In California, a life insurance agent must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must also complete continuing education every two years to renew their license.
How does California community property law affect life insurance?
California is a community property state. This means a spouse may have legal rights to a life insurance policy purchased during marriage. An agent can explain how to name beneficiaries correctly under these rules.
Are there time limits for contesting a life insurance claim in California?
Yes. Under California law, an insurer generally has two years from the policy issue date to contest a claim based on misrepresentation. This is called the contestability period.
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