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Find Life Insurance Agents Near You in Downey, CA

Browse life insurance agents serving Downey, California. Updated 2026-07-14.

The top-rated life insurance agent in Downey, California is Lucy Rodas - State Farm Insurance Agent, rated 5.0 stars across 482 reviews. Other highly rated options include Efferem Sanchez - State Farm Insurance Agent, AAA Downey Insurance and Member Services, Freeway Insurance. This directory lists 23 life insurance agents serving Downey.

Showing 23 life insurance agents in Downey, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lucy Rodas - State Farm Insurance Agent8727 Firestone Blvd(562) 868-6218
2Efferem Sanchez - State Farm Insurance Agent12327 Woodruff Ave(562) 803-9777
3AAA Downey Insurance and Member Services8223 Firestone Blvd(562) 861-2231
4Freeway Insurance12142 Lakewood Blvd(562) 485-9988
5Rob Casares - State Farm Insurance Agent9901 Paramount Blvd #140(562) 927-2297
6Pablo Sanchez - State Farm Insurance Agent9411 Firestone Blvd Ste 2(562) 659-7322
7Lou Grimaldi - State Farm Insurance Agent8050 Florence Ave UNIT 10(562) 923-7791
8Veronica's Insurance Downey7846 Florence Ave(562) 379-6681
9Strong Tie Insurance Services Inc.8135 Florence Ave #201(323) 771-1100
10Original Insurance Services9907-B Paramount Blvd(310) 538-8666
LR
8727 Firestone Blvd
Lucy Rodas - State Farm Insurance Agent
Life Insurance Agent · Downey, CA

Lucy Rodas - State Farm Insurance Agent provides a full range of life insurance options tailored to clients in Downey, California. This agency assists individuals and families in selecting policies that help meet long-term financial security needs. Ongoing policy reviews and routine adjustments are available to keep coverage aligned with changing life circumstances. Services are offered for those owning single-family homes, apartments, retail, and restaurants.

ES
12327 Woodruff Ave
Efferem Sanchez - State Farm Insurance Agent
Life Insurance Agent · Downey, CA

Efferem Sanchez - State Farm Insurance Agent in Downey, CA, serves local homeowners, renters, and small business owners in need of life insurance coverage. The agent provides life insurance policies designed to help protect families financially in the event of an unexpected loss. Other services include assisting clients with adjusting their coverage as their circumstances change over time. The agency also serves residents in surrounding areas such as Norwalk and the greater southeast Los Angeles metro region.

AD
8223 Firestone Blvd
AAA Downey Insurance and Member Services
Life Insurance Agent · Downey, CA

AAA Downey Insurance and Member Services serves clients throughout Los Angeles County from its Downey, California location. The agency specializes in helping individuals and families evaluate their financial protection needs through life insurance policies. Licensed representatives guide clients through the process of selecting appropriate coverage options. They also assist with adjusting existing plans to reflect major life changes. Specifically, the company handles term life insurance applications and final expense policy planning for local residents.

FI
12142 Lakewood Blvd
Freeway Insurance
Life Insurance Agent · Downey, CA

In the Downey area, families often seek to secure their financial future after major life events or during open enrollment. Freeway Insurance provides local residents with guidance on term, whole, and universal life policies tailored to individual needs. Serving the community from its Downey office, the agency assists clients in navigating coverage options that protect loved ones from unexpected financial burdens. A no-obligation consultation allows for an initial review of personal circumstances and coverage requirements.

RC
9901 Paramount Blvd #140
Rob Casares - State Farm Insurance Agent
Life Insurance Agent · Downey, CA

Serving Downey and its surrounding communities in southeastern Los Angeles County, Rob Casares - State Farm Insurance Agent provides services as a life insurance agent. The agency handles various life policy options to help local families and individuals plan for financial protection and future needs. From term coverage to permanent plans, the agent works to explain the different benefits each option offers. To handle a typical job, the agent begins with a personal consultation to understand a client’s specific financial situation and long-term goals before recommending suitable coverage.

PS
9411 Firestone Blvd Ste 2
Pablo Sanchez - State Farm Insurance Agent
Life Insurance Agent · Downey, CA

For clients handling final expenses, this Downey agency distinguishes between standalone, one-time policies and recurring term coverage. As a life insurance agent, Pablo Sanchez - State Farm Insurance Agent assists local residents with needs like mortgage protection and income replacement. The practice provides customized guidance to match individual budgets and family circumstances. Service for life insurance consultations is arranged on a scheduled basis by appointment, either in the Downey office or virtually for client convenience.

LG
8050 Florence Ave UNIT 10
Lou Grimaldi - State Farm Insurance Agent
Life Insurance Agent · Downey, CA

Lou Grimaldi - State Farm Insurance Agent in Downey, California provides life insurance policies that offer financial protection for families and individuals. This agency can also add specialized riders to policies for critical illness or accidental death coverage. It serves the financial planning needs of local clients navigating estate preservation and income replacement strategies. Commercial sectors such as offices, warehouses, and food service establishments can obtain group life coverage through this Downey agent.

VS
7846 Florence Ave
Veronica's Insurance Downey
Life Insurance Agent · Downey, CA

As Southern California families consider their financial security before the next wildfire or earthquake season, Veronica's Insurance Downey provides essential life insurance agent services in Downey, CA. Experts at this agency evaluate individual needs and guide residents toward appropriate coverage for future income protection and final expenses. They explain policy comparisons and answer client questions regarding beneficiary designations and cash value options. The first step with Veronica's Insurance Downey is a complimentary in-person or remote inspection of current needs and existing documentation.

ST
8135 Florence Ave #201
Strong Tie Insurance Services Inc.
Life Insurance Agent · Downey, CA

Strong Tie Insurance Services Inc. in Downey, CA offers life insurance policies designed for long-term financial protection, and it also provides specialized coverage for final expense planning and income replacement. The agency works with clients to assess their individual needs and then explains available policy options from different carriers. This helps local residents secure their family’s financial future after an unexpected loss. Many seek its assistance when life changes, such as a new baby or mortgage refinancing, trigger the need for an updated policy review.

OI
9907-B Paramount Blvd
Original Insurance Services
Life Insurance Agent · Downey, CA

Original Insurance Services provides residential life insurance options tailored to individual homeowners and families in Downey, CA. The firm also extends commercial coverage for local business owners seeking financial protection. Service is primarily focused on the Downey area and surrounding communities in southeastern Los Angeles County. Agents help clients evaluate personalized policy choices to secure their beneficiaries. Following initial enrollment, the company conducts regular check-ins to update coverage and address any evolving needs between annual visits.

SS
9900 Lakewood Blvd Suite 201
Stephanie’s Insurance Services
Life Insurance Agent · Downey, CA
(562) 727-3447
FI
8648 Florence Ave
Farmers Insurance - Steve Garcia
Life Insurance Agent · Downey, CA
(562) 861-0707
agents.farmers.com/ca/downey/steve-garcia
RD
10802 Downey Ave
Robert Does Insurance Services
Life Insurance Agent · Downey, CA
(562) 204-6283
robertdoesinsurance.com
II
10535 Paramount Blvd #100
Inszone Insurance Services
Life Insurance Agent · Downey, CA
(562) 806-0778
BI
Boomers Insurance, 8408 Florence Ave
Boomers Insurance Services
Life Insurance Agent · Downey, CA
(562) 904-9209
boomers-insurance.com
JG
9900 Lakewood Blvd Suite 201
Joel Gonzalez Insurance Agency
Life Insurance Agent · Downey, CA
(562) 313-1535
jgonzalezagency.com
WI
10727 Paramount Blvd suite 9
Whendys insurance agency
Life Insurance Agent · Downey, CA
(800) 346-6070
whendysinsuranceagency.net
DD
8141 2nd St # 630
Don Dixon & Associates Insurance
Life Insurance Agent · Downey, CA
(562) 869-5351
LD
10833 Downey Ave
Lupe Diaz Farmers Insurance Agency
Life Insurance Agent · Downey, CA
(562) 622-4748
farmersagent.com/ldiaz
AN
8141 E 2nd St Suite 545
American National Insurance Company - District Office
Life Insurance Agent · Downey, CA
(562) 869-6958
LH
12739 Lakewood Blvd # B
Love Hope and Faith Insurance Services
Life Insurance Agent · Downey, CA
(562) 879-0468
lhf-insurance.com
PI
12745 Bellflower Blvd suite b
Paramo Insurance Agency
Life Insurance Agent · Downey, CA
(562) 291-2524
JA
10913 La Reina Ave suite a
Jessica at Lincoln Mutual
Life Insurance Agent · Downey, CA
(714) 869-4046

What Does a a Life Insurance Agent in Downey Cost?

The cost of life insurance in California varies widely based on age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term policy with $500,000 coverage may cost between $25 and $50 per month. Whole life policies are more expensive, often starting at $100 per month for the same coverage. Costs also depend on factors like smoking status and medical history. This is general information, not insurance advice.

About life insurance agents in Downey

Life insurance agents in Downey, California help residents and families choose policies that provide financial protection. California law requires all life insurance agents to hold a valid license from the California Department of Insurance. Local agents understand the specific needs of Downey families and can guide you through options like term life, whole life, and universal life insurance.

Frequently Asked Questions

What license does a life insurance agent in Downey need?

A life insurance agent in California must hold a valid life agent license issued by the California Department of Insurance. This requires passing a state exam and completing continuing education every two years.

How do I verify a Downey life insurance agents license?

You can verify a life insurance agents license on the California Department of Insurance website using the license search tool. This confirms the agent is authorized to sell life insurance in California.

What types of life insurance are available in Downey?

Common types include term life, whole life, universal life, and variable life insurance. A local agent can explain the differences and help you choose based on your needs and budget.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.