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Find Life Insurance Agents Near You in Fremont, CA

Browse life insurance agents serving Fremont, California. Updated 2026-07-14.

The top-rated life insurance agent in Fremont, California is Farmers Insurance - Virginia Tam, rated 4.9 stars across 383 reviews. Other highly rated options include Kelvin Thomas - State Farm Insurance Agent, Christina Zeng - State Farm Insurance Agent, Farmers Insurance - Stephanie Lua. This directory lists 20 life insurance agents serving Fremont.

Showing 20 life insurance agents in Fremont, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Virginia Tam833 Corporate Way(510) 683-3883
2Kelvin Thomas - State Farm Insurance Agent3100 Capitol Ave f(510) 796-9666
3Christina Zeng - State Farm Insurance Agent34245 Fremont Blvd(510) 573-2699
4Farmers Insurance - Stephanie Lua43052 Christy St(510) 771-9996
5Rich Castro - State Farm Insurance Agent39500 Stevenson Pl Ste 208(510) 791-1454
6Gleetopia Insurance38069 Martha Ave #500(650) 898-2838
7Jessie Jin39812 Mission Blvd(510) 364-0266
8Tina Vu - State Farm Insurance Agent46923 Warm Springs Blvd #208(510) 979-9599
9VisitorPLANS39510 Paseo Padre Pkwy(510) 353-1180
10Farmers Insurance - Lin Zhao1550 Washington Blvd(510) 429-0400
FI
833 Corporate Way
Farmers Insurance - Virginia Tam
Life Insurance Agent · Fremont, CA

Farmers Insurance - Virginia Tam serves the Fremont, California area and surrounding communities as a local life insurance agent. The company offers life insurance policies designed to help individuals and families plan for financial protection. Clients can explore options for term life and whole life coverage to meet differing needs and budgets. The agent also assists with underwriting and policy selection tailored to local circumstances. Specific services handled here include providing term life insurance and whole life insurance plans.

KT
3100 Capitol Ave f
Kelvin Thomas - State Farm Insurance Agent
Life Insurance Agent · Fremont, CA

Kelvin Thomas - State Farm Insurance Agent in Fremont, CA, provides a full range of life insurance services, from term and whole life policies to final expense coverage. It works with clients to assess their long-term financial needs and recommends appropriate protection plans. The agency also offers regular policy reviews to ensure coverage keeps pace with changing circumstances. It services a variety of residential and commercial properties, including single-family homes, apartments, retail stores, and local restaurants in the Fremont area.

CZ
34245 Fremont Blvd
Christina Zeng - State Farm Insurance Agent
Life Insurance Agent · Fremont, CA

Christina Zeng’s State Farm Insurance Agency serves homeowners, renters, and drivers in Fremont, California, offering life insurance policies designed to provide financial protection for families and individuals. The agency also assists local business owners with general liability coverage and helps property managers secure appropriate plans for their buildings and tenants. Christina Zeng focuses on guiding clients through policy options to match their specific needs and budget. In addition to serving Fremont, this agency covers nearby communities in the broader San Francisco Bay Area.

FI
43052 Christy St
Farmers Insurance - Stephanie Lua
Life Insurance Agent · Fremont, CA

Farmers Insurance - Stephanie Lua serves clients in Fremont, California and the surrounding communities. This life insurance agent handles term life, whole life, and universal life policies for individuals and families. The agency guides clients through underwriting processes to secure appropriate coverage. For a typical case, it first assesses a client’s financial situation and long-term goals. It then compares policy options from multiple carriers to recommend a suitable plan. The approach emphasizes clear explanations of policy terms and benefits.

RC
39500 Stevenson Pl Ste 208
Rich Castro - State Farm Insurance Agent
Life Insurance Agent · Fremont, CA

Rich Castro's agency, a State Farm Insurance Agent in Fremont, CA, specializes in life insurance policies that provide financial protection for families and individuals. The company also offers auto, home, renters, and business insurance, tailoring coverage to meet diverse local needs. As seasons change, many Fremont residents rely on this agency to review their policies for adequate coverage after major life events, such as a new baby or a home purchase.

GI
38069 Martha Ave #500
Gleetopia Insurance
Life Insurance Agent · Fremont, CA

Gleetopia Insurance in Fremont, CA, distinguishes between a single, one-time policy purchase and recurring service options that include annual reviews of a client’s coverage needs. Life insurance agents in this area help individuals and families select term life or whole life policies to provide financial protection for loved ones. The agent guides clients through the application process, explaining how benefits pay out upon a claim. Service runs on a one-time basis for an initial policy setup or as needed for policy adjustments and beneficiary changes.

JJ
39812 Mission Blvd
Jessie Jin
Life Insurance Agent · Fremont, CA

Jessie Jin provides life insurance services to clients in the Fremont area, helping individuals and families select appropriate coverage for their long-term financial security. The agency specializes in tailoring policies that address the specific needs of local residents. Commercial clients can also access coverage to protect their business continuity and key personnel. This life insurance agent serves a variety of sectors, including offices, warehouses, and food service operations.

TV
46923 Warm Springs Blvd #208
Tina Vu - State Farm Insurance Agent
Life Insurance Agent · Fremont, CA

As the seasons change in Fremont, many local families start reviewing their financial plans to ensure their loved ones are protected. Tina Vu, a local life insurance agent with State Farm, offers straightforward consultations on term and whole life policies tailored to individual needs. Whether a family is seeking income replacement or final expense coverage, the office helps clarify options without pressure. An initial assessment begins with a simple phone call or in-person meeting to review current policies and future goals.

VI
39510 Paseo Padre Pkwy
VisitorPLANS
Life Insurance Agent · Fremont, CA

VisitorPLANS in Fremont, CA is known for guiding clients through the complex process of selecting appropriate life insurance coverage. Serving individuals and families in the East Bay, the firm helps evaluate term, whole, and universal life policies based on personal financial goals and long-term needs. Agents work to match clients with suitable plans designed to provide income replacement, debt protection, and final expense support. As a specialty service, the agency can arrange coverage for traveling visitors to the United States needing temporary medical and life protection during their stay.

FI
1550 Washington Blvd
Farmers Insurance - Lin Zhao
Life Insurance Agent · Fremont, CA

Farmers Insurance - Lin Zhao serves residential clients in the Fremont, California area with life insurance policies tailored to individual needs. The agency also offers commercial coverage for local business owners seeking financial protection. Lin Zhao advises families and entrepreneurs on policy options to secure their beneficiaries' future. After the initial policy is placed, the agent follows up regularly to review coverage and adjust for life changes, ensuring continued service between periodic visits.

MM
38970 Blacow Rd unit d
Mei Mei Chua - Farmers Insurance
Life Insurance Agent · Fremont, CA
(510) 962-8585
agents.farmers.com/ca/fremont/mei-mei-chua
FI
2188 Peralta Blvd Suite A
Farmers Insurance - Jeffrey Carvalho
Life Insurance Agent · Fremont, CA
(510) 791-6911
agents.farmers.com/ca/fremont/jeffrey-carvalho
HZ
963 Corporate Way
Holly Zhu: Allstate Insurance
Life Insurance Agent · Fremont, CA
(510) 661-2888
agents.allstate.com/holly-zhu-fremont-ca.html
FI
47912 Warm Springs Blvd a
Farmers Insurance - Lin Zhang
Life Insurance Agent · Fremont, CA
(510) 402-4457
agents.farmers.com/ca/fremont/lin-zhang
LH
43625 Mission Blvd Ste 200
Leslie Hiew: Allstate Insurance
Life Insurance Agent · Fremont, CA
(510) 770-8181
agents.allstate.com/leslie-hiew-fremont-ca.html
TI
39812 Mission Blvd #101
TWFG Insurances Services
Life Insurance Agent · Fremont, CA
(510) 573-4745
twfgcalifornia.com
DL
200 Brown Rd
Daven Loomba Farmers insurance agency
Life Insurance Agent · Fremont, CA
(510) 270-8141
agents.farmers.com/ca/fremont/daven-loomba
GP
38003 Mission Blvd
Green Peak Insurance Solutions
Life Insurance Agent · Fremont, CA
(510) 573-1108
greenpeakinsurance.com
AN
38750 Paseo Padre Pkwy Ste B4
American National Insurance Company
Life Insurance Agent · Fremont, CA
(510) 797-2797
americannational.com
BI
39812 Mission Blvd #107
BLV Insurance Services
Life Insurance Agent · Fremont, CA
(510) 490-7700

What Does a a Life Insurance Agent in Fremont Cost?

Life insurance agent services in Fremont typically do not charge a separate fee because agents earn commissions from the insurance company. Premiums for a healthy 35 year old can range from 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies cost more often starting at 150 dollars per month for similar coverage. Costs vary by age health and policy type. This is general information not insurance advice.

About life insurance agents in Fremont

Life insurance agents in Fremont California help residents choose policies that meet their financial goals and family needs. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents can explain how state regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in California?

Agents must hold a valid California life insurance license issued by the California Department of Insurance. They must also complete continuing education every two years to renew their license.

How does California community property law affect life insurance?

Under California community property law, a spouse must consent in writing if the policy owner names someone other than the spouse as beneficiary. This rule applies to married residents of Fremont.

Can a life insurance agent in Fremont help with a free look period?

Yes. California law gives policy buyers a 30 day free look period after purchase. During this time you can cancel the policy for a full refund. An agent can explain the process.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.