ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in Gardena, CA

Browse life insurance agents serving Gardena, California. Updated 2026-07-14.

The top-rated life insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Rene' Hawkins - State Farm Insurance Agent, Peter Cody: Allstate Insurance, Gardena General Insurance Agency. This directory lists 18 life insurance agents serving Gardena.

Showing 18 life insurance agents in Gardena, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1General Insurance1084 Rosecrans Ave(310) 327-2020
2Rene' Hawkins - State Farm Insurance Agent1451 Artesia Blvd Ste 10(310) 436-0022
3Peter Cody: Allstate Insurance18177 S Western Ave Ste B(310) 538-5004
4Gardena General Insurance Agency1220 W Gardena Blvd suite a(310) 327-1000
5Satellite Insurance Agency701 W Redondo Beach Blvd #1034(424) 704-9445
6AHTKY Insurance Agency, LLC1451 Artesia Blvd suite a(310) 516-0110
7Fred Loya Insurance14219 S Western Ave Unit G(310) 538-4444
8H P Insurance15632 Crenshaw Blvd(310) 515-1963
9Farmers Insurance - Dae Lee15435 S Western Ave #205(310) 515-7228
10Wanza Tolliver - State Farm Insurance Agent15223 Crenshaw Blvd Ste B(310) 973-6044
GI
1084 Rosecrans Ave
General Insurance
Life Insurance Agent · Gardena, CA

General Insurance serves the Gardena area of Los Angeles County, helping local residents with their life insurance needs. As a life insurance agent, the company works with clients to assess coverage options that protect families from financial hardship after a loss. Policies are structured to provide beneficiaries with a lump-sum payment for expenses like funeral costs, mortgage obligations, or everyday living costs. The agency assists with both term life policies, which offer coverage for a set period, and whole life insurance, which accumulates cash value over the policyholder's lifetime.

RH
1451 Artesia Blvd Ste 10
Rene' Hawkins - State Farm Insurance Agent
Life Insurance Agent · Gardena, CA

Rene' Hawkins - State Farm Insurance Agent in Gardena, California, provides life insurance policies designed to help protect families from financial hardship. Services include term, whole, and universal life options, with ongoing plan reviews and policy maintenance available to ensure coverage remains aligned with changing needs. This agency assists clients in the local area who own single-family homes, apartments, retail spaces, and restaurants.

PC
18177 S Western Ave Ste B
Peter Cody: Allstate Insurance
Life Insurance Agent · Gardena, CA

Peter Cody: Allstone Insurance serves homeowners, businesses, and property managers in the Gardena area with personalized life insurance agent services. These plans include term life policies to protect families and whole life coverage for long-term financial security. The agency also works with clients to adjust their coverage as personal circumstances change over time. For property managers, policies can be structured to safeguard rental income and building assets. Its service area additionally covers the nearby community of Torrance within the South Bay region of Los Angeles County.

GG
1220 W Gardena Blvd suite a
Gardena General Insurance Agency
Life Insurance Agent · Gardena, CA

Gardena General Insurance Agency serves Gardena, California, and its surrounding South Bay communities. The firm handles life insurance policies designed to provide financial protection for families and beneficiaries. Its work includes helping clients understand term, whole, and universal life coverage options. When handling a typical assignment, the agency begins by assessing a client's current needs and future goals before presenting available plans from various carriers.

SI
701 W Redondo Beach Blvd #1034
Satellite Insurance Agency
Life Insurance Agent · Gardena, CA

Satellite Insurance Agency in Gardena, CA distinguishes between one-time policy consultations and recurring service for managing ongoing life insurance coverage. Agents guide clients in selecting term or whole life plans to meet long-term financial protection needs. Regular plan reviews are offered to adjust coverage as circumstances change. Service operates on a scheduled annual basis, with as-needed availability for policy adjustments.

AI
1451 Artesia Blvd suite a
AHTKY Insurance Agency, LLC
Life Insurance Agent · Gardena, CA

AHTKY Insurance Agency, LLC specializes in matching clients with life insurance policies to protect long-term financial stability. This Gardena agency helps families and individuals from application through policy delivery, addressing both term and permanent coverage needs. The company’s general service work includes reviewing existing policies and adjusting protection as life changes occur. During the high-stress holiday season, the agency guides families in securing coverage before travel and gatherings, helping ensure loved ones are prepared for unforeseen events.

FL
14219 S Western Ave Unit G
Fred Loya Insurance
Life Insurance Agent · Gardena, CA

Fred Loya Insurance provides life insurance coverage to residents of Gardena, California. Its agents assist clients in assessing their individual protection needs within this category. The company specializes in adding optional policy riders that can extend coverage terms. Standard services include guiding applicants through the type selection and underwriting process for local families. Its commercial insurance division serves offices needing key person policies, warehouses requiring group benefits, and food service operations wanting business succession planning.

HP
15632 Crenshaw Blvd
H P Insurance
Life Insurance Agent · Gardena, CA

H P Insurance helps clients in Gardena, California, find life insurance policies that provide financial security for families. The agency specializes in term, whole, and universal life coverage, with optional riders for critical illness or accidental death. It works with individuals, small business owners, and employers seeking group benefits. The company can serve a range of commercial sectors throughout the local area, including offices, warehouses, and food service establishments.

FI
15435 S Western Ave #205
Farmers Insurance - Dae Lee
Life Insurance Agent · Gardena, CA

Farmers Insurance - Dae Lee provides residential life insurance services to clients in Gardena, California, offering coverage for individuals and families. The agency also handles commercial life insurance policies for local business owners throughout the greater Gardena area. A life insurance agent works with clients to assess their financial needs and recommend appropriate term or whole life plans. After an initial enrollment, the agent schedules regular follow-up appointments to review policy details and address any changes in the client’s circumstances between visits.

WT
15223 Crenshaw Blvd Ste B
Wanza Tolliver - State Farm Insurance Agent
Life Insurance Agent · Gardena, CA

As spring approaches in Gardena, many families begin reviewing their financial plans to ensure loved ones are protected. Wanza Tolliver - State Farm Insurance Agent assists local residents in selecting life insurance policies that provide financial security. This life insurance agent works with individuals to understand their specific needs and budgets in the community. After discussing coverage options and explaining policy features, the agent schedules an initial consultation to assess current protection needs and provide a detailed quote.

NI
1133 W Gardena Blvd
Nakamura Insurance
Life Insurance Agent · Gardena, CA
(310) 327-0717
CL
1634 139th St
Covered Life
Life Insurance Agent · Gardena, CA
(628) 265-4872
PG
879 W 190th St Suite 1020
Pacific Guardian Life
Life Insurance Agent · Gardena, CA
(888) 616-3780
pacificguardian.com
FI
18726 S Western Ave
Farmers Insurance - Edward Romero
Life Insurance Agent · Gardena, CA
(626) 241-0642
agents.farmers.com/ca/upland/edward-romero
FI
18726 S Western Ave #310
Farmers Insurance - Andranik Javadyan
Life Insurance Agent · Gardena, CA
(747) 588-1255
agents.farmers.com/ca/gardena/andranik-javadyan
FI
18726 S Western Ave #310
Farmers Insurance - Amalia Gonzalez
Life Insurance Agent · Gardena, CA
(310) 329-1527
agents.farmers.com/ca/gardena/amalia-gonzalez
BM
16012 S Western Ave
Bar Mutual Insurance Agency
Life Insurance Agent · Gardena, CA
(310) 644-8200
barmutualinsurance.com
FI
18726 S Western Ave #310
Farmers Insurance - Anthony Phifer
Life Insurance Agent · Gardena, CA
(562) 302-9701
agents.farmers.com/ca/gardena/anthony-phifer

What Does a a Life Insurance Agent in Gardena Cost?

A typical term life policy for a healthy 40-year-old in California costs between 25 and 60 dollars per month for 500,000 dollars of coverage. Whole life policies are more expensive, often starting at 100 dollars per month for a similar amount. Costs depend on age, health, smoking status, and policy type. This is general information, not insurance advice.

About life insurance agents in Gardena

Life insurance agents in Gardena, California help residents choose term, whole, or universal life policies. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the diverse needs of Gardena families and can explain how California community property laws affect policy ownership.

Frequently Asked Questions

What license does a life insurance agent in Gardena need?

Agents must hold a valid California life insurance license from the California Department of Insurance. They must also complete continuing education every two years to keep their license active.

How does California community property law affect life insurance?

In California, a life insurance policy purchased with community funds is considered community property. Both spouses may need to consent to beneficiary changes or policy loans under California Family Code Section 760.

Can I get life insurance in Gardena with a pre-existing condition?

Yes, many insurers offer policies for people with pre-existing conditions. California law prohibits unfair discrimination based on health status, but premiums may be higher. A local agent can help you find a suitable policy.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.