The top-rated life insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,524 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Farmers Insurance - Adriana Fregoso. This directory lists 22 life insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Farmers Insurance - Adriana Fregoso | 17771 Cowan Ste 200 | (949) 669-4684 |
| 5 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 6 | Richard Tay - State Farm Insurance Agent | 14210 Culver Dr Ste A | (949) 559-8866 |
| 7 | Eterna Insurance Solutions | 220 Commerce Suite 250 | (714) 512-8765 |
| 8 | Bankers Life | 18022 Cowan Ste 265 | (949) 608-6707 |
| 9 | Coto Insurance & Financial Services | 200 Spectrum Center Dr Suite #150 | (949) 858-7200 |
| 10 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
AIS Insurance - Headquarters serves Irvine and the greater Orange County area as a life insurance agent. The agency assists clients in selecting appropriate coverage to address financial protection needs for their families. Policy options are designed to help beneficiaries manage expenses after a policyholder’s passing. Common services include guiding individuals through term life insurance applications to secure temporary coverage. The company also facilitates the purchase of whole life insurance policies that build cash value over time, offering permanent financial security in the region.
CKS Insurance Agency - 金盾保险 provides a full range of life insurance services to clients in Irvine, California. It offers guidance on policy selection and application, along with periodic policy reviews to adapt coverage to changing life circumstances. The agency assists with beneficiary updates and claims support, helping policyholders maintain effective protection. It serves a diverse client base, including individual homeowners, apartment residents, retail business owners, and restaurant operators in the local area.
KCAL Insurance Agency | 華興保險 serves Irvine and its surrounding Orange County communities, handling life insurance policies for local residents and families. The agency assists clients with navigating coverage options that address long-term financial protection and estate planning needs. Focused on individual circumstances, it typically reviews each client's current obligations and future goals to recommend appropriate policy structures and coverage amounts.
Farmers Insurance - Adriana Fregoso serves homeowners, businesses, and property managers in Irvine, California. The agency helps clients select life insurance policies that provide financial protection for their families and business continuity plans. It also assists with assessing coverage needs for estate planning and income replacement. The office provides professional guidance on term and whole life options to fit different budgets and long-term goals. Its service area additionally extends to the surrounding communities of Tustin and the greater Orange County metro region.
Great Park Insurance in Irvine, CA offers both one-time policy consultations for immediate needs and recurring service options for ongoing coverage reviews. As a life insurance agent, the company helps clients evaluate term, whole, and universal policies tailored to individual financial goals. Ongoing support addresses changes in family circumstances or health status that may affect coverage requirements. Service typically runs on a scheduled basis, with annual policy check-ins and additional meetings available as needed for policy updates or beneficiary changes.
Richard Tay’s State Farm Insurance Agency in Irvine specializes in life insurance policies tailored to protect families and individuals. It also offers general insurance services, including auto, home, and renters coverage, to help local residents manage everyday risks. The agency assists clients in planning for long-term financial security and unexpected events. During tax season, it helps policyholders review their existing coverage to adjust for any changes in income or dependents.
As families in Irvine begin reviewing their financial plans for the coming year, securing dependable coverage becomes a priority. Eterna Insurance Solutions helps local residents navigate term, whole, and universal life policies tailored to long-term household protection. This life insurance agent assists clients in evaluating coverage amounts to meet specific income replacement and estate planning goals. The initial step involves an in-person assessment of current policies and future needs to recommend appropriate options.
Bankers Life provides residential life insurance services to clients in Irvine, helping families secure financial protection. The agency also offers commercial coverage options for local business owners seeking to safeguard their operations. Service extends throughout the Irvine area for both personal and professional needs. Following an initial policy setup, the team maintains contact with clients to review coverage and discuss any adjustments during regular, scheduled visits.
Coto Insurance & Financial Services provides life insurance guidance and policy options for individuals and businesses in Irvine, California. The firm specializes in tailoring coverage to help clients manage financial risk and plan for future needs. Services can address personal protection strategies as well as business continuity considerations. Commercial sectors served include professional offices, warehouse operations, and food service establishments.
Any Insurance Services (Irvine) 全民保險 is known for providing life insurance coverage options to individuals and families in the Irvine area. The company helps clients evaluate term, whole, and universal life policies to suit long-term financial planning needs. Agents assist with the application process and advise on coverage amounts based on household circumstances. They also offer specialized services for final expense planning, ensuring that clients can address their end-of-life financial obligations with appropriate policy selections.
What Does a a Life Insurance Agent in Irvine Cost?
The cost of a life insurance policy in California depends on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 500000 dollar term policy. Rates are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Irvine
Life insurance agents in Irvine California help residents find coverage that meets their needs. California law requires agents to be licensed by the California Department of Insurance. Agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must hold a valid California life insurance license from the Department of Insurance. They must complete pre licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How does California community property law affect life insurance?
California is a community property state. If you buy a life insurance policy with community funds your spouse may have rights to the policy proceeds. An agent can help you understand beneficiary designations under this law.
What is the free look period for life insurance in California?
California law gives you a 30 day free look period after buying a life insurance policy. You can cancel the policy for any reason within this time and get a full refund. This applies to both term and permanent policies.
Life Insurance Agents in Other California Cities
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