The top-rated life insurance agent in Long Beach, California is AAA Long Beach Insurance and Member Services, rated 4.5 stars across 1,142 reviews. Other highly rated options include Steve Dwight - State Farm Insurance Agent, Only Way Insurance Services, Paul Kagan - State Farm Insurance Agent. This directory lists 29 life insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Long Beach Insurance and Member Services | 4800 Airport Plaza Dr | (562) 496-4130 |
| 2 | Steve Dwight - State Farm Insurance Agent | 4625 E Anaheim St | (562) 494-4494 |
| 3 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 4 | Paul Kagan - State Farm Insurance Agent | 2750 N Bellflower Blvd #208 | (562) 421-5300 |
| 5 | California Risk Partners Insurance Services | 5500 E Atherton St suite 204 | (714) 398-6080 |
| 6 | Erica Ruiz - State Farm Insurance Agent | 4412 E 7th St | (562) 375-0037 |
| 7 | Belmont Brokerage & Management | 647 E 4th St | (562) 437-3581 |
| 8 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 9 | The Wright Agency: Allstate Insurance | 188 Pomona Ave | (562) 987-1090 |
| 10 | Keir Jones - State Farm Insurance Agent | 5150 E Colorado St | (562) 433-5573 |
AAA Long Beach Insurance and Member Services serves the Long Beach, CA metro area and the surrounding county, providing life insurance agent services and financial protection guidance. It helps individuals evaluate term life, whole life, or universal policies to align with personal coverage needs. The company also assists local families with policy comparisons and beneficiary planning. Annuities and final expense coverage are specific services it handles in this area.
As a life insurance agent in Long Beach, CA, Steve Dwight - State Farm Insurance Agent provides a full range of life insurance solutions designed to help protect families from unexpected financial loss. His agency assists clients in selecting policies for income replacement, covering final expenses, and creating future financial security. Service includes regular policy reviews to ensure coverage aligns with changing life events. The agency serves individual homeowners, renters, and commercial property owners, including those with single-family residences, apartments, retail spaces, and restaurants.
Homeowners, business owners, and property managers in Long Beach, California turn to Only Way Insurance Services for individual life insurance coverage. The agency helps clients evaluate term life and whole life policies to match their financial goals and family protection needs. It guides families through beneficiary planning and offers support for business continuation strategies tied to key-person life insurance. The company also serves clients in nearby Signal Hill and communities throughout greater Los Angeles County.
Paul Kagan - State Farm Insurance Agent operates in Long Beach, CA, as a life insurance agent offering both term policies for temporary needs and whole life plans for lifelong coverage. As a local agent, he assists clients in evaluating their financial protection requirements based on their stage of life. Service appointments are available on both a scheduled and as-needed basis to accommodate client availability.
California Risk Partners Insurance Services, based in Long Beach, provides life insurance coverage tailored to individual financial planning needs. The agency also assists clients with policy selection for income protection and estate preservation. A general service it offers includes assessing coverage gaps to help ensure dependents are financially secure. As families consider their obligations during open enrollment periods, this agency helps address the specific need to protect loved ones against the loss of a breadwinner’s income.
As the seasons shift, families in Long Beach often revisit their financial plans to ensure coverage matches current life stages. Erica Ruiz - State Farm Insurance Agent helps local residents navigate these personal decisions, providing guidance on options to protect long-term goals and household stability. Working within the community, this life insurance agent explains how policy terms align with different needs, from income replacement to final expenses. An initial assessment review of individual circumstances and budget occurs during the first complimentary consultation.
Belmont Brokerage & Management serves Long Beach, California, and its surrounding communities, handling permanent and temporary life insurance policies to help individuals and families protect their financial futures. The firm assists clients in matching suitable coverage options to their personal needs, addressing concerns about income replacement and final expenses. It focuses on evaluating each customer’s current situation, comparing available products, and recommending a policy that fits their budget and goals.
The Wright Agency: Allstate Insurance provides life insurance coverage to individuals and families throughout the Long Beach area. Its agents help clients select policies that offer financial protection for beneficiaries, often supplementing basic plans with optional coverage for critical illness or accidental death. The agency also serves various commercial sectors, including local offices, warehouses, and food service businesses.
Keir Jones - State Farm Insurance Agent in Long Beach, California is known for providing individual life insurance coverage tailored to local financial needs. The agency helps clients plan for income replacement and final expenses. A representative can explain term, whole, and universal policy structures during a consultation. Policies can be adjusted as life circumstances change. The agency specializes in converting interim term plans into permanent whole life protection.
What Does a a Life Insurance Agent in Long Beach Cost?
Typical costs for a life insurance agent in California vary based on policy type, coverage amount, age, and health. A healthy 35-year-old in Long Beach might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often $150 to $300 per month for similar coverage. Costs also include agent commissions, which are built into the premium. This is general information, not insurance advice.
About life insurance agents in Long Beach
Life insurance agents in Long Beach, California help residents and businesses find coverage that fits their needs and budget. California insurance law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents understand the specific needs of Long Beach families, from coastal property considerations to small business succession planning.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years and complete continuing education.
How long does it take to get a life insurance policy in Long Beach?
Most life insurance policies in California take 2 to 6 weeks to issue after application. This timeline includes underwriting, which may involve a medical exam and review of your health history. Some policies with simplified underwriting can be issued in under two weeks.
Can a Long Beach agent help with California community property laws?
Yes, a knowledgeable agent can explain how California community property rules affect life insurance ownership and beneficiaries. In California, a spouse generally has rights to community property life insurance policies. An agent can help structure policies to meet your estate planning goals.
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