The top-rated life insurance agent in Malibu, California is B.W. Baker Insurance Services, rated 5.0 stars across 18 reviews. Other highly rated options include Malibu Insurance Services, Smith Life & Health Insurance, Farmers Insurance - Rene Williams. This directory lists 11 life insurance agents serving Malibu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | B.W. Baker Insurance Services | 29169 Heathercliff Rd Ste 208 | (310) 457-5092 |
| 2 | Malibu Insurance Services | 30765 Pacific Coast Hwy Ste 443 | (424) 644-0929 |
| 3 | Smith Life & Health Insurance | 29221 Heathercliff Rd | (310) 456-7882 |
| 4 | Farmers Insurance - Rene Williams | 22837 Pacific Coast Hwy Ste D | (310) 317-4433 |
| 5 | Farmers Insurance - Bart Baker | 29169 Heathercliff Rd Ste 208 | (310) 457-5092 |
| 6 | Lisa Feldman: Allstate Insurance | 29350 Pacific Coast Hwy Ste 9a | (310) 478-4344 |
| 7 | Shelly O'Shea - State Farm Insurance Agent | 22241 Pacific Coast Hwy # C | (310) 456-5547 |
| 8 | Farmers Insurance - Bassem Maaz | 28925 Pacific Coast Hwy Ste 203 | (818) 239-1812 |
| 9 | Coast to Canyon Insurance | 29350 Pacific Coast Hwy Ste 9a | (855) 876-3776 |
| 10 | LCSB Insurance Services | 29170 Heathercliff Rd | (310) 478-4344 |
B.W. Baker Insurance Services serves the Malibu, California area, offering life insurance agent services to local residents. The company works with individuals seeking financial protection through life coverage options. Life insurance agents in this region help clients evaluate policies that can provide for beneficiaries. B.W. Baker Insurance Services navigates clients through the application process for term life policies and works with them on whole life insurance arrangements tailored to long-term needs.
Malibu Insurance Services offers a range of life insurance agent services, including policy reviews and plan adjustments to match clients' changing needs. Assistance with claims and beneficiary updates is provided to policyholders in Malibu and the surrounding area. The company focuses on helping residents secure financial protection for their families through term and whole life options. It services single-family homes, apartments, retail, and restaurants.
Smith Life & Health Insurance serves the Malibu area and its surrounding communities, handling life insurance policies for local residents. The company provides coverage designed to help individuals and families protect their financial future. Life insurance agents in this region guide clients through policy options suited to long-term planning. For a typical job, the agent begins by thoroughly reviewing a client’s personal financial situation and goals, then recommends appropriate coverage based on that specific analysis.
Farmers Insurance - Rene Williams serves homeowners, families, and local business owners in Malibu, California, offering personalized life insurance agent services to help secure financial protection for their beneficiaries. The agency works closely with clients to assess individual needs and recommend appropriate coverage options suited to their circumstances. By focusing on clear communication and practical solutions, it assists residents in navigating their life insurance decisions. This Malibu-based office also extends its services to clients in the nearby Pacific Palisades area of the greater Los Angeles metro region.
Homeowners and auto policies typically require ongoing annual renewal, whereas a life insurance policy is usually a single-purchase contract offering long-term financial protection for beneficiaries. Farmers Insurance - Bart Baker in Malibu, CA provides life insurance agent services to local residents seeking such coverage. The agent helps clients compare term and whole life options to match individual needs. Service appointments are arranged on an as-needed basis for consultations, policy reviews, and applications.
Lisa Feldman: Allstate Insurance specializes in life insurance policies tailored to individual needs, also offering guidance on supplemental coverage and financial protection planning. Serving clients in Malibu, California, the agency helps families and individuals navigate policy options that provide long-term security. Everyday consultations include explaining term and permanent life insurance differences, assisting with beneficiary designations, and reviewing coverage amounts. As local wildfire seasons increasingly affect communities, the agency helps clients understand how their policies can address estate liquidity needs and ensure dependents remain protected after a sudden loss.
As Malibu residents prepare for the annual wildfire season, protecting one’s home and family remains a primary concern. Shelly O'Shea - State Farm Insurance Agent helps local homeowners and drivers understand how a life insurance policy can provide crucial financial security for their loved ones. The agency works with clients to evaluate coverage that fits their unique coastal lifestyle and future needs. An initial consultation is arranged to review current assets and discuss appropriate policy options.
Farmers Insurance - Bassem Maaz in Malibu, CA helps clients navigate the financial protections offered by life insurance, working to align coverage with individual goals like income replacement or final expense planning. The agency specializes in tailoring policies to provide dependable support for families during difficult transitions. It serves a range of commercial sectors, including offices, warehouses, and food service operations, where business continuity planning often incorporates key-person life policies.
Coast to Canyon Insurance serves Malibu, California, residents seeking personal life insurance coverage. The agency also assists local businesses with commercial life insurance policies and supports property owners across the surrounding Los Angeles County area. Their understanding of coastal wildfire risks and canyon terrain shapes their approach to client needs. Policyholders often schedule follow-up consultations to update beneficiaries or review coverage changes between regular annual visits.
LCSB Insurance Services is a life insurance agency based in Malibu, California, known for helping clients secure financial protection for their families and estates. The company assesses individual needs to recommend appropriate term, whole, or universal life policies that align with local cost-of-living considerations and long-term goals. It serves residents throughout the Malibu area, offering personalized consultations that explain coverage options and planning strategies. An additional specialty service the firm can arrange is final expense insurance, designed to cover funeral costs and outstanding debts without burdening survivors.
What Does a a Life Insurance Agent in Malibu Cost?
Term life insurance for a healthy 35-year-old in Malibu typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life policies may range from 150 to 400 dollars per month. Costs vary by age, health, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Malibu
Life insurance agents in Malibu help residents protect their families and assets. California law requires agents to hold a valid state license and follow strict disclosure rules. Whether you own a beachfront property or a canyon home, a local agent can tailor coverage to your needs.
Frequently Asked Questions
What license does a life insurance agent in Malibu need?
Agents must hold a California Life-Only license from the California Department of Insurance. They must also complete continuing education every two years to renew.
How does California community property law affect life insurance?
In California, a spouse must consent in writing if the policy owner names someone other than the spouse as beneficiary. This rule applies to community property policies.
Can I buy life insurance online from a Malibu agent?
Yes, many Malibu agents offer virtual consultations. However, California requires a signed application and often a phone interview or medical exam for full underwriting.
Life Insurance Agents in Other California Cities
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