The top-rated life insurance agent in Manhattan Beach, California is Steve Saiz - State Farm Insurance Agent, rated 5.0 stars across 221 reviews. Other highly rated options include K J Arbues: Allstate Insurance, NEXO Insurance Services, Inc., AAA Manhattan Beach Insurance and Member Services. This directory lists 19 life insurance agents serving Manhattan Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Saiz - State Farm Insurance Agent | 1112 Ocean Dr STE 101 | (310) 421-2822 |
| 2 | K J Arbues: Allstate Insurance | 1021 N Sepulveda Blvd # O | (310) 796-7955 |
| 3 | NEXO Insurance Services, Inc. | 111 N Sepulveda Blvd #325 | (323) 486-9346 |
| 4 | AAA Manhattan Beach Insurance and Member Services | 700 S Aviation Blvd | (310) 376-0521 |
| 5 | Stephanie Criona - State Farm Insurance Agent | 1501 N Sepulveda Blvd Ste A | (310) 791-7703 |
| 6 | Laura Maloney - State Farm Insurance Agent | 505 N Sepulveda Blvd Ste 10 | (310) 374-3202 |
| 7 | Cynthia Snyder - State Farm Insurance Agent | 1501 N Sepulveda Blvd # B | (310) 546-7803 |
| 8 | HIR Insurance Agency | 1219 N Morningside Dr | (323) 455-4961 |
| 9 | Farmers Insurance - Steve Almeida | 500 S Sepulveda Blvd Ste 209 | (310) 376-0271 |
| 10 | Symcap Insurance Agency | 1413 N Sepulveda Blvd | (424) 282-8008 |
Steve Saiz - State Farm Insurance Agent in Manhattan Beach provides life insurance policies tailored to individual client needs and financial planning goals. The agency offers ongoing policy reviews and support to help adjust coverage as life circumstances evolve. Regular consultations ensure beneficiaries remain correctly designated and coverage aligns with long-term objectives. The office services clients with single-family homes, apartments, retail, and restaurants in the surrounding area.
Serving homeowners, renters, and small business owners in Manhattan Beach, K J Arbues: Allstate Insurance helps clients evaluate life insurance policies that provide financial protection for their families. Agents here focus on explaining term and whole life options, guiding customers through coverage amounts suited to their household needs. Policy reviews are offered to adjust plans as life circumstances change. The agency also extends its services to neighboring El Segundo and the surrounding South Bay communities.
Serving Manhattan Beach and the surrounding South Bay communities, NEXO Insurance Services, Inc. provides life insurance agent services to local residents. The firm handles the selection and placement of term, whole, and universal life policies tailored to individual financial needs. It guides clients through the process of comparing coverage options from multiple carriers to find appropriate protection. For a typical assignment, the agency begins with a thorough review of a client's financial obligations and long-term goals before recommending a suitable policy.
AAA Manhattan Beach Insurance and Member Services serves clients throughout Los Angeles County from its office in Manhattan Beach, California. As a life insurance agent, this company helps residents evaluate and choose appropriate life insurance policies that provide financial security for families. The agent works closely with each client to understand their coverage needs, ensuring the selected plan fits their budget and long-term goals. They specialize in term life insurance and whole life insurance policies tailored to local clients.
Stephanie Criona in Manhattan Beach, CA provides life insurance services, differentiating between term policies that cover a set period and permanent policies that last a lifetime. Coverage is tailored to replace lost income or settle final obligations. As a local agent, she explains policy riders and underwriting processes to individual clients. These insurance services operate on a one-time basis when a new policy is purchased, with occasional scheduled reviews to adjust beneficiaries or coverage amounts.
As a life insurance agent, Laura Maloney in Manhattan Beach, CA offers dedicated services for term life, whole life, and universal life policies. She also helps clients with general insurance needs, including auto, home, and renters coverage. Her work increasingly focuses on helping families manage financial protection during significant transitions. For local residents, she can be especially valuable during open enrollment periods, ensuring coverage adjustments are made to protect dependents after a marriage or the birth of a child.
As families in Manhattan Beach plan for the summer months ahead, securing financial protection becomes a priority. Cynthia Snyder, a State Farm Insurance Agent serving the area, helps navigate life insurance options that align with current and future needs. She works directly with clients to explain policy features and coverage levels that fit individual budgets and goals. An initial no-pressure assessment is always the first step, reviewing a household’s present situation and long-term picture before any specific plan is presented.
Based in Manhattan Beach, CA, HIR Insurance Agency assists individuals and families in securing financial protection through life insurance coverage. As a life insurance agent, the company specializes in helping clients assess their needs for term, whole, or universal life policies to address long-term planning goals. The agency serves a broad range of commercial clients, including offices, warehouses, and food service operations.
For residential life insurance needs in Manhattan Beach, this agency assists local homeowners and families in securing appropriate policies. Commercial coverage for small businesses in the surrounding South Bay area is also a key focus. Regular visits are conducted throughout the broader region to help clients adjust their plans as circumstances change. Agents offer clear explanations of term and whole life options during initial consultations. Follow-up appointments are arranged between scheduled visits to review policy updates or address any new questions that may arise.
Symcap Insurance Agency, located in Manhattan Beach, California, is known for providing personalized life insurance guidance to local residents and families. The agency assists clients in evaluating term, whole, and universal life policies designed to protect long-term financial security. It works to match coverage options with individual needs, budgets, and future planning goals typical for the coastal South Bay area. As a specialized service, the agency also offers support for converting existing group life coverage into permanent individual policies.
What Does a a Life Insurance Agent in Manhattan Beach Cost?
Life insurance costs in California vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Manhattan Beach
Life insurance agents in Manhattan Beach help residents choose policies that protect their families and meet California state requirements. California law requires insurers to offer a free look period of at least 30 days for new life insurance policies. Agents in this coastal community can guide you through term life whole life and universal life options tailored to your needs.
Frequently Asked Questions
What is the free look period for life insurance in California?
California law gives you at least 30 days from the date you receive your policy to review it. If you decide not to keep the policy you can cancel it for a full refund within that time.
Do I need a medical exam to get life insurance in Manhattan Beach?
Many policies require a medical exam but some options like simplified issue or guaranteed issue life insurance do not. An agent can help you find a policy that matches your health situation.
How does California community property law affect life insurance?
Under California community property law if you buy a life insurance policy with community funds your spouse may have rights to the policy proceeds. An agent can explain how to designate beneficiaries properly.
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