The top-rated life insurance agent in Manteca, California is Lucy Moreno - State Farm Insurance Agent, rated 5.0 stars across 510 reviews. Other highly rated options include AAA Manteca Branch, Marisol Sarabia - State Farm Insurance Agent, Jacob Naven - State Farm Insurance Agent. This directory lists 21 life insurance agents serving Manteca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucy Moreno - State Farm Insurance Agent | 259 N Main St | (209) 823-7121 |
| 2 | AAA Manteca Branch | 190 Commerce Ave Suite 101 | (209) 824-6100 |
| 3 | Marisol Sarabia - State Farm Insurance Agent | 1243 E Louise Ave | (209) 823-0556 |
| 4 | Jacob Naven - State Farm Insurance Agent | 1509 W Yosemite Ave a2 | (209) 823-7880 |
| 5 | Confidence Plus Insurance Services: Allstate Insurance | 419 N Main St | (209) 239-4611 |
| 6 | All Drivers Insurance Agency | 1174 E Yosemite Ave | (209) 823-5000 |
| 7 | Wyatt Insurance Agency- All your insurance needs | 1071 E Yosemite Ave | (209) 239-5002 |
| 8 | Farmers Insurance - Kulwinder Kahlon | 365 W Louise Ave | (209) 235-6229 |
| 9 | Farmers Insurance Sheila Freiberg | 821 E Yosemite Ave | (209) 239-9583 |
| 10 | Buenrostro Insurance Services | 1475 Moffat Blvd Ste 17, Office 1 | (833) 888-4469 |
Lucy Moreno - State Farm Insurance Agent serves Manteca and the surrounding San Joaquin County area, offering life insurance coverage as its primary service. The agency helps individuals and families assess their protection needs by navigating term and permanent policy options. It also provides support to clients planning for income replacement or final expense coverage. Other related services include assisting with policy adjustments and beneficiary updates. The agency handles life insurance consultations for retirement and estate planning purposes as well.
AAA Manteca Branch provides life insurance solutions for individuals and families in Manteca, CA. Their service approach includes needs assessment and policy review to help clients understand coverage options. Plan maintenance involves periodic evaluations to adjust benefits as circumstances change. The company works with clients seeking single-family homes coverage, apartment residents requiring tenant protection, retail operators needing key person insurance, and restaurant owners planning for business continuity.
Serving families, homeowners, and local small business owners in the Manteca area, this agency offers life insurance policies to help provide financial security for loved ones. It assists clients with term life, whole life, and universal life coverage. The agent also guides customers through the underwriting process and policy selection based on individual needs. As a life insurance agent in San Joaquin County, the office provides service to residents and property owners. Its coverage area also extends to the neighboring community of Ripon.
Serving Manteca and the surrounding San Joaquin Valley communities, Jacob Naven - State Farm Insurance Agent handles life insurance policies designed to provide financial protection for families in the area. The agency works with individuals to understand their long-term coverage needs and offers guidance on term and whole life options available through State Farm. To handle a typical client job, it follows a straightforward process of assessing personal circumstances, explaining plan features, and then helping to secure suitable coverage.
Confidence Plus Insurance Services: Allstate Insurance in Manteca, CA helps clients distinguish between one-time life insurance policies, which cover a specific period, and recurring options that provide lifelong protection. The firm guides customers through choosing appropriate coverage based on individual financial goals and family needs. Service with this agent operates on a scheduled basis, typically arranged during initial consultations and followed by periodic reviews to adjust policies as life circumstances change.
All Drivers Insurance Agency in Manteca, California is known for providing essential life insurance coverage to local residents and families. Its service range helps clients secure financial protection for loved ones through term and whole life policies. Agents guide individuals in selecting appropriate coverage amounts based on their unique needs and budgets. The agency also offers support during policy reviews to adjust benefits as life circumstances change. Specialty service can include adding a rider for critical illness coverage to supplement a basic life policy.
As a life insurance agent in Manteca, California, Wyatt Insurance Agency specializes in helping clients secure financial protection for their families through term and whole life policies. Its general work includes assessing individual coverage needs and recommending appropriate plans within the local market. When the winter holiday season approaches, the agency often assists families with reviewing their beneficiaries and updating policies to reflect major life changes such as a new child or a recent marriage, ensuring continued protection during that time.
As the seasons change in Manteca, many residents review their financial plans to ensure their families are protected against unexpected hardship, and Farmers Insurance agent Kulwinder Kahlon provides guidance on life insurance options suited to those local needs. Serving the Manteca area, this agency helps clients understand term, whole, and universal policies for income replacement and final expenses. The process typically begins with an initial needs assessment where all current coverage and goals are reviewed in person.
Farmers Insurance Sheila Freiberg provides life insurance agent services in the Manteca, California area. The agency works with clients to evaluate their coverage needs for financial protection. It specializes in helping individuals and families find appropriate life insurance policies. These can supplement existing benefits or provide new security. The agency can also serve commercial sectors such as local offices, warehouses, and food service operations with appropriate business insurance solutions.
What Does a a Life Insurance Agent in Manteca Cost?
Life insurance costs in California vary based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 500,000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month for a small death benefit. Costs also depend on the insurers rating and your specific risk factors. This is general information and not insurance advice.
About life insurance agents in Manteca
Life insurance agents in Manteca California help residents find coverage that fits their needs and budget. California insurance law requires agents to be licensed by the state Department of Insurance. A local agent can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid license from the California Department of Insurance. This requires passing a state exam and completing continuing education courses every two years.
How does California community property law affect life insurance?
California is a community property state. This means a spouse may have rights to life insurance proceeds even if not named as beneficiary. An agent can explain how this impacts policy ownership and beneficiary choices.
Can I buy life insurance in Manteca without a medical exam?
Yes some insurers offer simplified issue or guaranteed issue life insurance without a medical exam. However these policies often have lower coverage limits and higher premiums than fully underwritten policies.
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