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Find Life Insurance Agents Near You in Modesto, CA
Looking for a life insurance agent in Modesto? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 life insurance agents in Modesto, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
123 Burney St, Modesto, CA 95354
(209) 560-6118
locations.costulessdirect.com
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877
savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112
locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946
agents.farmers.com
The Source Auto Insurance Agency LLC
822 9th St #1, Modesto, CA 95354
(209) 661-7171
thesourceautoinsurance.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622
topflightinsurance.net
Confidence Plus Insurance Services, LLC: Allstate Insurance
3507 Tully Rd Ste 20, Modesto, CA 95356
(209) 551-0707
agents.allstate.com
Jeff Blizzard - State Farm Insurance Agent
2209 Coffee Rd # E, Modesto, CA 95355
(209) 524-5107
jeffblizzard.com
Pam Shelton-Allen - State Farm Insurance Agent
3516 Oakdale Rd ste a, Modesto, CA 95357
(209) 551-0221
pamshelton.biz
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366
tsminsurance.com
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200
mendozainsurance.com
Rancho Amigo Insurance Services
912 E Hatch Rd, Modesto, CA 95351
(209) 342-0202
linktr.ee
Central Auto Insurance Agency - Auto Insurance Modesto CA
2225 Plaza Pkwy suite c-17, Modesto, CA 95350
(209) 492-9999
caiautoinsurance.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800
agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719
clutterinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500
trustomega.com
Wright Insurance Agency - J. David Wright, Jr Insurance
Life insurance agents in Modesto, California help residents find coverage to protect their families and assets. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how California community property laws may affect policy ownership and beneficiary designations.
What Does a Life Insurance Agent in Modesto Cost?
The cost of life insurance in California varies by age, health, coverage amount, and policy type. A healthy 35-year-old in Modesto might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $150 to $300 per month for the same face amount. Premiums can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in California?
California life insurance agents must hold a valid Life Agent license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Agents also need to renew their license every two years with continuing education.
How do California community property laws affect life insurance?
In California, income earned during marriage is community property. If a married person buys a life insurance policy with community funds, the spouse may have rights to the policy. A local agent can help you understand beneficiary designations and ownership options under California law.
What is the free look period for life insurance in California?
California gives you a 30-day free look period after you receive a new life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid. This right applies to most individual life insurance policies sold in the state.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.