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Find Life Insurance Agents Near You in Modesto, CA

Browse life insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated life insurance agent in Modesto, California is Cost-U-Less Insurance, rated 4.9 stars across 810 reviews. Other highly rated options include SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara, Acceptance Insurance. This directory lists 27 life insurance agents serving Modesto.

Showing 27 life insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance123 Burney St(209) 560-6118
2SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
3Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
4Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
5The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
6TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
7Jeff Blizzard - State Farm Insurance Agent2209 Coffee Rd # E(209) 524-5107
8Confidence Plus Insurance Services, LLC: Allstate Insurance3507 Tully Rd Ste 20(209) 551-0707
9TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
10Pam Shelton-Allen - State Farm Insurance Agent3516 Oakdale Rd ste a(209) 551-0221
CU
123 Burney St
Cost-U-Less Insurance
Life Insurance Agent · Modesto, CA

Cost-U-Less Insurance serves the Modesto, California area, offering life insurance agent services to local individuals and families. As an agent, the company helps clients explore different policy types that can provide financial protection for loved ones. The process typically involves assessing coverage needs. Cost-U-Less Insurance handles term life insurance policies and whole life insurance solutions in this region.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Life Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC provides life insurance products and policy management services to clients throughout Modesto, California. The agency assists individuals in comparing coverage options and completing applications, then offers ongoing policy maintenance including periodic coverage reviews and beneficiary updates. Claim support and policy adjustments are available as client needs evolve. The company serves local residents in single-family homes, apartments, retail establishments, and restaurants.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Life Insurance Agent · Modesto, CA

Farmers Insurance - Maria (Candy) Melara serves Modesto and the surrounding communities in Stanislaus County. The agency handles life insurance policies designed to help protect a family's financial future in the event of the unexpected. It also assists clients in understanding their coverage options and how they fit within long-term planning goals. For a typical family seeking protection, the agency generally takes a consultative approach, beginning by reviewing the household's income obligations and future needs to recommend appropriate policy amounts.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Life Insurance Agent · Modesto, CA

Acceptance Insurance serves homeowners, families, and local businesses in Modesto, California, offering personalized life insurance agent services to help clients secure financial protection for their beneficiaries. The company assists individuals in selecting suitable policy options based on their coverage needs and long-term planning goals. In addition to serving all residential neighborhoods within the city, it also provides coverage for clients in the nearby community of Riverbank, ensuring broader access to its insurance services throughout the region.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Life Insurance Agent · Modesto, CA

The Source Auto Insurance Agency LLC offers both single-purchase life insurance policies and renewable coverage plans with scheduled premium payments. This Modesto, CA agency helps individuals evaluate term, whole, and universal life insurance options based on their long-term financial goals. Services emphasize clarifying policy features, beneficiary designations, and payout structures. Appointments for new quotes or policy reviews are available by appointment as needed.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Life Insurance Agent · Modesto, CA

TopFlight Insurance Services in Modesto, CA focuses on helping clients choose suitable life insurance policies, including term and whole life plans. The agency also guides individuals and families in understanding their coverage options to protect financial stability. When planning for major life changes such as a new child or retirement, it assists in adjusting policies accordingly. During the winter holiday season, the company helps residents review beneficiary designations to ensure their current plans match their wishes.

JB
2209 Coffee Rd # E
Jeff Blizzard - State Farm Insurance Agent
Life Insurance Agent · Modesto, CA

Jeff Blizzard runs a life insurance agency in Modesto, California, guiding clients through policy options that provide financial protection for families and individuals. His office specializes in term, whole, and universal life insurance plans designed to meet diverse coverage needs. The agency regularly assists commercial enterprises such as office complexes, industrial warehouses, and food service establishments in securing appropriate life insurance coverages for their operations and personnel.

CP
3507 Tully Rd Ste 20
Confidence Plus Insurance Services, LLC: Allstate Insurance
Life Insurance Agent · Modesto, CA

As Modesto families consider their financial security amidst changing seasons, Confidence Plus Insurance Services, LLC: Allstate Insurance provides life insurance agent services to local residents. The agency helps clients evaluate coverage options that can protect loved ones and support long-term planning needs common in the Central Valley. Policies are discussed in clear terms, focusing on individual circumstances and potential future benefits. A consultation includes an initial assessment of current coverage and personal goals.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Life Insurance Agent · Modesto, CA

TSM Insurance Services, based in Modesto, California, is known for helping clients secure life insurance policies that address long-term financial protection needs. The agency serves individuals and families in the region, guiding them through plan selection and coverage options. Its work focuses on understanding each client's personal circumstances before recommending suitable policies. These agents assist with applications, policy reviews, and adjustments as life changes occur. For added support, TSM Insurance Services can also help clients explore optional riders, such as accelerated death benefits, which allow early access to funds under qualifying conditions.

PS
3516 Oakdale Rd ste a
Pam Shelton-Allen - State Farm Insurance Agent
Life Insurance Agent · Modesto, CA

Pam Shelton-Allen - State Farm Insurance Agent serves Modesto area residents with personalized life insurance policies. The same office also helps local businesses with appropriate commercial coverage. Service extends throughout the broader Modesto region to include surrounding communities. After an initial policy setup, the agent reviews coverage during annual appointments. These recurring consultations allow clients to update beneficiaries or adjust policy amounts easily. Clients are welcome to stop by the office between scheduled visits for quick signature needs or simple inquiries.

MI
724 E Hatch Rd
Mendoza Insurance Services
Life Insurance Agent · Modesto, CA
(209) 488-3200
mendozainsurance.com
RA
912 E Hatch Rd
Rancho Amigo Insurance Services
Life Insurance Agent · Modesto, CA
(209) 342-0202
linktr.ee/ranchoamigo
CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Life Insurance Agent · Modesto, CA
(209) 492-9999
caiautoinsurance.com
FI
1236 Floyd Ave Ste B
Farmers Insurance - Timothy McCain
Life Insurance Agent · Modesto, CA
(209) 527-8800
agents.farmers.com/ca/modesto/timothy-mccain
TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Life Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Life Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
WI
2200 McHenry Ave Ste A
Wright Insurance Agency - J. David Wright, Jr Insurance
Life Insurance Agent · Modesto, CA
(209) 526-2005
wrightinsuranceagency-jdavidwrightjrinsurance.com
FI
1050 N Carpenter Rd Ste F
Farmers Insurance - Ollson Agency
Life Insurance Agent · Modesto, CA
ollsonagency.com
GI
817 Coffee Rd Suite C-2
Gingerich Insurance
Life Insurance Agent · Modesto, CA
(209) 524-1800
gingerichinsurance.com
BL
3600 Sisk Rd Suite 2C
Bankers Life
Life Insurance Agent · Modesto, CA
(209) 521-9825
branches.bankerslife.com/ca/modesto/3600-sisk-rd
PI
1031 McHenry Ave Suite 9
Pauls Insurance Agency
Life Insurance Agent · Modesto, CA
(209) 534-4455
medicare209.com
RL
142 N 9th St #8
Royal Lion Insurance Agency
Life Insurance Agent · Modesto, CA
(209) 846-9349
royallioninsurance.com
MV
1231 8th St #100
Mc Vey Insurance
Life Insurance Agent · Modesto, CA
(209) 577-0177
NY
1016 12th St
New York Life Insurance Company
Life Insurance Agent · Modesto, CA
(209) 338-5506
larswillerup.com
CI
937 Coffee Rd Suite 700
Capetillo Insurance Solutions
Life Insurance Agent · Modesto, CA
(209) 442-4300
capetillois.com
SI
1600 Sunrise Ave Ste 14
Sousa Insurance Services
Life Insurance Agent · Modesto, CA
(209) 872-2025
sousains.com
MB
3600 Sisk Rd Ste 2C
Matt Bryant, Bankers Life Agent
Life Insurance Agent · Modesto, CA
(209) 521-9825
agents.bankerslife.com/ca/modesto

What Does a a Life Insurance Agent in Modesto Cost?

The cost of life insurance in California varies by age, health, coverage amount, and policy type. A healthy 35-year-old in Modesto might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $150 to $300 per month for the same face amount. Premiums can be higher for older applicants or those with health conditions. This is general information and not insurance advice.

About life insurance agents in Modesto

Life insurance agents in Modesto, California help residents find coverage to protect their families and assets. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how California community property laws may affect policy ownership and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in California?

California life insurance agents must hold a valid Life Agent license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Agents also need to renew their license every two years with continuing education.

How do California community property laws affect life insurance?

In California, income earned during marriage is community property. If a married person buys a life insurance policy with community funds, the spouse may have rights to the policy. A local agent can help you understand beneficiary designations and ownership options under California law.

What is the free look period for life insurance in California?

California gives you a 30-day free look period after you receive a new life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid. This right applies to most individual life insurance policies sold in the state.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.