The top-rated life insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,706 reviews. Other highly rated options include Ben Goode - State Farm Insurance Agent, Amy Blackwell - State Farm Insurance Agent, Farmers Insurance - Javier Calvo. This directory lists 20 life insurance agents serving Murrieta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Store | 41811 Ivy St # B | (951) 200-5655 |
| 2 | Ben Goode - State Farm Insurance Agent | 41880 Kalmia St STE 125 | (951) 501-1000 |
| 3 | Amy Blackwell - State Farm Insurance Agent | 40414 California Oaks Rd Ste E | (951) 461-1496 |
| 4 | Farmers Insurance - Javier Calvo | 26690 Madison Ave STE 105 | (951) 698-4818 |
| 5 | AAA Murrieta Insurance and Member Services | 25125 Madison Ave STE 101A | (951) 304-3077 |
| 6 | Carver Insurance Services, Inc - Murrieta | 40525 California Oaks Rd suite e-6 | (951) 677-9600 |
| 7 | Advantage America Insurance Services | 41197 Golden Gate Cir #105 | (951) 444-7224 |
| 8 | BARRANCA INSURANCE SERVICES INC | 24679 Monroe Ave #101 | (877) 321-9955 |
| 9 | Lizarraga Insurance Agency Inc. | 24619 Washington Ave #205 | (951) 234-4720 |
| 10 | Farmers Insurance - Michael Martinez | 24885 Whitewood Rd #106 | (951) 290-8757 |
The Insurance Store serves Murrieta and the surrounding Riverside County area, offering life insurance agent services to local residents and families. Professionals at this firm assist clients in evaluating various life insurance policies to secure financial protection for their beneficiaries. They work with individuals to understand coverage needs based on personal circumstances. The company handles the application and policy selection process in this region. Their services include term life insurance and whole life insurance for Murrieta residents.
Homeowners, families, and individuals in Murrieta looking to protect their financial future find life insurance guidance through Ben Goode - State Farm Insurance Agent. This local agency assists with policy options designed to provide income replacement, debt coverage, and long-term financial security for loved ones. Clients can review term and whole life products tailored to personal circumstances and budgets. The office also extends its services to residents of nearby Temecula and the surrounding communities in southwest Riverside County.
Serving Murrieta and the surrounding communities of Southwest Riverside County, Amy Blackwell - State Farm Insurance Agent handles life insurance policies designed to protect families from financial hardship. The office works to understand each client’s long-term goals and current obligations to build customized coverage solutions. During a typical job, the agent reviews the client’s personal circumstances and financial situation before presenting policy options that align with their specific needs for future security.
When planning for financial security, clients can choose between single-term life insurance policies that cover a specific period and permanent options that build cash value over time. Farmers Insurance - Javier Calvo in Murrieta, CA, offers guidance on selecting coverage that aligns with individual income and family needs. The agency also assists with adjusting beneficiaries or policy details as life circumstances evolve. Service appointments are available on either a one-time or an as-needed basis.
AAA Murrieta Insurance and Member Services offers a full range of life insurance products designed to provide financial protection for individuals and families in the Murrieta area. Its plans help clients secure long-term coverage with consistent benefits, and the team assists in reviewing policy options regularly to adjust as needs evolve. The company services single-family homes, apartments, retail properties, and local restaurants seeking to protect their business continuity.
As a life insurance agent, Carver Insurance Services, Inc - Murrieta helps individuals and families in Murrieta, CA, select appropriate term, whole, and universal life policies according to their long-term financial goals. The agency guides clients through the application process and reviews existing coverage to correct gaps in protection. Before open enrollment each November, it often assists Medicare-eligible residents in understanding their life insurance options alongside health plan adjustments for the coming year.
As families in Murrieta start planning their summer schedules, many begin reviewing their financial safeguards for the season ahead. Advantage America Insurance Services provides professional guidance on life insurance policies suited to local needs, helping residents select appropriate coverage to protect dependents during unexpected events. Agents explain the differences between term and permanent options, focusing on aligning benefits with personal budgets and long-term goals. A typical first step involves a no-obligation fact-finding review, where coverage amounts and premium parameters are assessed based on current health indicators.
Barranca Insurance Services Inc assists clients in Murrieta, California with their life insurance agent needs. The firm concentrates on helping individuals secure financial protection for their families through appropriate coverage options. Its representatives guide customers through policy choices and application procedures. The agency also provides services tailored to business environments, addressing insurance requirements for commercial operations including offices, warehouses, and food service establishments.
Lizarraga Insurance Agency Inc. serves Murrieta residents by advising on life insurance policies for family financial protection and estate planning needs. The agency also assists commercial clients in securing business continuity coverage across the local area. Their work includes explaining policy options and helping individuals adjust coverage as circumstances change. Regular follow-up appointments ensure policies remain current between annual reviews.
Farmers Insurance - Michael Martinez in Murrieta, CA, is known for providing life insurance policies designed to help protect families against financial uncertainty. The agency offers a range of term and whole life products aimed at covering final expenses, income replacement, and loan obligations. Clients can explore various coverage amounts tailored to different stages of life, from young families to retirees. Michael Martinez also specializes in adding accidental death benefit riders to standard life policies.
What Does a a Life Insurance Agent in Murrieta Cost?
Typical costs for a life insurance agent in California include commissions that are built into the policy premium. For a 40 year old non-smoker in good health, a 20 year term policy of 500,000 dollars might cost between 30 and 60 dollars per month. Whole life policies can range from 150 to 500 dollars per month for similar coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Murrieta
Life insurance agents in Murrieta California help residents find coverage that fits their needs and budget. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid Life Agent license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the CDI website.
How long do I have to change my mind after buying a life insurance policy in California?
California gives you a free look period of at least 30 days for most life insurance policies. During this time you can cancel the policy for a full refund. This period starts when you receive the policy document.
Are life insurance benefits taxable in California?
Life insurance death benefits are generally not subject to California state income tax. However if the policy earns interest or is part of an estate over the federal exemption amount, taxes may apply. Consult a tax professional for your specific situation.
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