ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in Ontario, CA

Browse life insurance agents serving Ontario, California. Updated 2026-07-14.

The top-rated life insurance agent in Ontario, California is Best Buy Insurance, rated 4.8 stars across 827 reviews. Other highly rated options include Hammer Insurance Services Inc., Direct 2 U Insurance Services Inc, Rana Insurance Services. This directory lists 25 life insurance agents serving Ontario.

Showing 25 life insurance agents in Ontario, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Best Buy Insurance4200 Concours St #345(909) 346-1545
2Hammer Insurance Services Inc.950 N Mountain Ave(909) 267-3690
3Direct 2 U Insurance Services Inc3401 N Centre Lake Dr(800) 373-0708
4Rana Insurance Services118 W Holt Blvd(909) 391-9500
5Gilbert Ayon - Insurance Agent • Loan Officer • Real Estate Agent3200 E Guasti Rd Suite 100(909) 438-4790
6Erika's Insurance562 W Holt Blvd Suite B(909) 212-6535
7Adriana's Insurance2238 S Euclid Ave Suite K(909) 572-8980
8Michael Barraza - State Farm Insurance Agent2511 S Euclid Ave(909) 983-0571
9Farmers Insurance - Zhina Zhou2990 Inland Empire Blvd #103(909) 295-5298
10Singular Insurance Services202 W Holt Blvd UNIT C(909) 986-2612
BB
4200 Concours St #345
Best Buy Insurance
Life Insurance Agent · Ontario, CA

Best Buy Insurance serves the Ontario, California, area as a life insurance agent. The company offers guidance on term life and whole life policies, helping local residents evaluate coverage options that fit their financial goals. It assists with the application process and policy selection for individuals and families. Specific services include final expense insurance and mortgage protection planning to address end-of-life costs and loan liabilities.

HI
950 N Mountain Ave
Hammer Insurance Services Inc.
Life Insurance Agent · Ontario, CA

Hammer Insurance Services Inc. provides life insurance policies and related financial protection services to residents across Ontario, California. Its representatives assist clients in evaluating term and whole life options to match individual coverage needs. The company also offers ongoing policy reviews and beneficiary updates to help keep plans current with changing circumstances. It serves a range of properties and clients, from single-family homeowners to apartment dwellers and local retail businesses.

D2
3401 N Centre Lake Dr
Direct 2 U Insurance Services Inc
Life Insurance Agent · Ontario, CA

Direct 2 U Insurance Services Inc serves homeowners, families, and individual policyholders in Ontario, California, providing guidance on life insurance coverage tailored to their financial and protection needs. The company assists clients in understanding different policy options to secure support for their beneficiaries. As a local life insurance agent, it helps residents review their coverage requirements and apply for suitable plans. Direct 2 U Insurance Services Inc also extends its services to surrounding areas, including the neighboring community of Rancho Cucamonga.

RI
118 W Holt Blvd
Rana Insurance Services
Life Insurance Agent · Ontario, CA

Rana Insurance Services serves Ontario, California, and the surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and individuals in the area. It focuses on helping clients understand their coverage options and select appropriate policy types. The company assists with the application process and reviews existing plans to ensure they meet current needs. To handle a typical job, the agency takes a consultative approach, first assessing each client's specific financial situation and long-term goals before recommending suitable coverage.

GA
3200 E Guasti Rd Suite 100
Gilbert Ayon - Insurance Agent • Loan Officer • Real Estate Agent
Life Insurance Agent · Ontario, CA

As the changing seasons in Ontario, California, bring shifts in family priorities, many residents start to think about how to secure their household’s financial future. Gilbert Ayon - Insurance Agent • Loan Officer • Real Estate Agent provides life insurance guidance that helps local individuals plan for those long-term needs. The company offers straightforward conversations about coverage options, focusing on protecting loved ones from unexpected expenses. A prospective client can begin by scheduling a simple initial meeting to review their current situation and discuss potential policy types that might fit their needs.

ES
562 W Holt Blvd Suite B
Erika's Insurance
Life Insurance Agent · Ontario, CA

Erika’s Insurance specializes in helping clients navigate term and whole life policies to secure financial protection. Operating in Ontario, CA, it also assists with routine policy reviews and beneficiary updates. The agency provides guidance on calculating appropriate coverage amounts based on individual needs. It can help address concerns about unexpected financial burdens during the transition into retirement or when a family is adjusting to a change in income after a loss.

AS
2238 S Euclid Ave Suite K
Adriana's Insurance
Life Insurance Agent · Ontario, CA

This company handles both one-time policy setup and recurring management services for life insurance clients. Coverage options available from Adriana’s Insurance typically address needs such as income replacement, final expenses, and debt protection for residents in Ontario, California. The agent provides standard assistance with plan selection, application filing, and beneficiary updates. Guidance is also offered for comparing term and whole life options. Service can be arranged on either a one-time or as-needed basis depending on the client’s policy lifecycle stage.

MB
2511 S Euclid Ave
Michael Barraza - State Farm Insurance Agent
Life Insurance Agent · Ontario, CA

Michael Barraza - State Farm Insurance Agent in Ontario, CA, provides professional guidance on financial protection strategies. The agency specializes in life insurance solutions, offering support for individuals seeking to secure their family's financial future through personalized coverage plans. Clients can expect dedicated service regarding policy options tailored to personal circumstances and long-term planning needs. The office serves a diverse clientele, including local offices, warehouses, and food service operations seeking to protect their businesses and employees.

FI
2990 Inland Empire Blvd #103
Farmers Insurance - Zhina Zhou
Life Insurance Agent · Ontario, CA

Farmers Insurance - Zhina Zhou serves residential clients in Ontario, CA, offering life insurance policies that help protect families from financial uncertainty. Commercial coverage is also available for local business owners who need key-person or buy-sell protection. The agency serves Ontario and the surrounding Inland Empire area. Follow-up consultations are provided between regular visits, ensuring policyholders can adjust coverage as their personal or professional needs evolve.

SI
202 W Holt Blvd UNIT C
Singular Insurance Services
Life Insurance Agent · Ontario, CA
LS
1511 W Holt Blvd Suite I
LORE'S Insurance Services
Life Insurance Agent · Ontario, CA
(877) 808-7775
loresins.com
KI
2000A S Grove Ave #108
KCAL Insurance Agency (Ontario) | 華興保險
Life Insurance Agent · Ontario, CA
(626) 626-4977
kcal.net
MI
1802 S Euclid Ave Suite 102
A-MAX Insurance
Life Insurance Agent · Ontario, CA
(909) 966-8500
amaxinsurance.com/find-an-office/ontario
TM
941 W Mission Blvd
Tony Moreno Insurance Services, Inc.
Life Insurance Agent · Ontario, CA
(909) 986-2550
tonymorenoinsurance.com
FI
432 N Lemon Ave
Farmers Insurance - Bunyapanasarn Insurance Agency
Life Insurance Agent · Ontario, CA
(909) 983-0713
agents.farmers.com/ca/ontario/paulette-bunyapanasarn
AI
1141 N Grove Ave
ABBA Insurance Services
Life Insurance Agent · Ontario, CA
(909) 988-0093
abbainsurances.com
GI
3333 Concours St Suite 7102
Goosehead Insurance - Natalie Delgado
Life Insurance Agent · Ontario, CA
(909) 497-7016
goosehead.com/agents/ca/ontario/natalie-delgado
SI
350 S Milliken Ave STE R
Save In Insurance Services
Life Insurance Agent · Ontario, CA
(909) 605-1020
saveininsurance.com
CC
615 N Euclid Ave #207
Covered California | HealthStar
Life Insurance Agent · Ontario, CA
(909) 988-6000
business.google.com/v/_/06931455508925731091/d2af/_
FL
1802 S Euclid Ave Unit 104
Fred Loya Insurance
Life Insurance Agent · Ontario, CA
(909) 986-2180
fredloya.com
JI
608 N Euclid Ave
JROD INSURANCE AGENCY LLC
Life Insurance Agent · Ontario, CA
(909) 545-5601
jrodinsurance.com
DM
2641 S Plainfield Dr
Daniel Maisel Insurance Solutions Medicare Agency
Life Insurance Agent · Ontario, CA
(909) 319-5324
insureitdan.com
FI
2250 S Mountain Ave
Farmers Insurance - Sergio Tovar
Life Insurance Agent · Ontario, CA
(888) 267-8187
agents.farmers.com/ca/ontario/sergio-tovar
FI
3350 Shelby St #200
Farmers Insurance - Melissa Mascorro
Life Insurance Agent · Ontario, CA
(909) 717-7565
content.naic.org
FF
1131 W 6th St Suite 245
Family First Life
Life Insurance Agent · Ontario, CA
(844) 552-6837
familyfirstlife.us

What Does a a Life Insurance Agent in Ontario Cost?

A typical term life policy for a healthy 35 year old in California costs 20 to 40 dollars per month for 500,000 dollars of coverage. Whole life policies cost significantly more often 100 to 300 dollars per month for the same amount. Costs vary by age health coverage amount and policy type. This is general information and not insurance advice.

About life insurance agents in Ontario

Life insurance agents in Ontario California help residents choose policies that protect their families and meet state requirements. California law mandates that agents hold a valid license from the California Department of Insurance. Local agents understand the needs of Ontario families and businesses in San Bernardino County.

Frequently Asked Questions

What license does a life insurance agent need in Ontario California?

Agents must hold a valid California Life Agent license issued by the California Department of Insurance. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the CDI website.

How long does it take to get a life insurance policy in Ontario?

Most term life policies take 2 to 6 weeks from application to approval. The timeline depends on your health exam and underwriting. Some policies with no medical exam can be issued in a few days.

Can I buy life insurance without a medical exam in California?

Yes many insurers offer simplified issue or guaranteed issue policies that do not require a medical exam. These policies often have lower coverage limits and higher premiums. A local agent can explain the trade-offs.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.