The top-rated life insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 542 reviews. Other highly rated options include Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc., Nick Bertetta - State Farm Insurance Agent. This directory lists 24 life insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 660 Price Ave Unit A | (650) 389-9052 |
| 2 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 3 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 4 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 5 | John McAfee - State Farm Insurance Agent | 734 Woodside Rd | (650) 260-2532 |
| 6 | Lorena Nava: Allstate Insurance | 3754 Florence St | (650) 556-2670 |
| 7 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 8 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 9 | CB Acker Associates Insurance Services | 501 Seaport Ct #101 | (650) 969-5844 |
| 10 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
Cost-U-Less Insurance serves homeowners, renters, and local businesses in Redwood City, California, with comprehensive life insurance agent services. The agents help clients assess coverage needs and compare policies from multiple carriers to protect their families and financial futures. They provide personalized guidance on term, whole, and universal life options tailored to individual budgets and long-term goals. The agency also assists with policy updates, beneficiary designations, and claims support for continued peace of mind. This Redwood City office extends its expert services to clients throughout adjacent communities such as Atherton and Menlo Park.
Charlotte Russell - State Farm Insurance Agent in Redwood City, CA provides life insurance coverage along with related financial protection services. This agency offers initial policy consultations to help clients assess their coverage needs and ongoing support for policy adjustments and claims assistance. Regular policy reviews and maintenance services are available to keep plans aligned with changing life circumstances. The insurance needs it addresses include those for single-family homes, apartments, retail, and restaurants.
Divia Express Insurance Agency, Inc. serves the San Francisco Peninsula area including Redwood City, California, as a life insurance agent. The company assists clients in evaluating term and permanent life insurance policies to match their financial goals. It helps individuals and families secure coverage that addresses income replacement, debt protection, and long-term estate planning needs. Navigating policy options for critical illness and accidental death benefits are specific services it handles in this region.
Nick Bertetta - State Farm Insurance Agent in Redwood City, CA serves homeowners, renters, and small business owners seeking personal life insurance coverage. The agency helps local clients explore term and whole life policies designed to provide financial protection for their families. They assist with reviewing coverage options that align with individual needs and budgets. Their services extend to families living in adjacent San Mateo County communities such as Atherton and Menlo Park.
John McAfee - State Farm Insurance Agent serves clients in Redwood City, California, and the surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and beneficiaries. A life insurance agent in this area typically assesses individual needs regarding coverage amounts and policy types, such as term or whole life. The agency approaches each job by first reviewing a client’s financial situation and long-term goals to recommend a suitable plan.
At Lorena Nava: Allstate Insurance in Redwood City, CA, the difference between one-time service and recurring service lies in the need for ongoing financial protection versus a single policy purchase. Lifetime coverage options require regular premium payments, while term life insurance may be acquired for a set period. Life insurance agents in this area typically assess client needs to recommend appropriate policies, helping families secure their financial futures. Consultation and policy management services here operate on a scheduled basis, with annual reviews available to adjust coverage as circumstances change.
Steve Fiorentino - State Farm Insurance Agent in Redwood City, CA offers life insurance policies designed to provide financial protection for families. The agency also helps clients with related insurance and financial services needs in the local area. They assist individuals with planning for income replacement and final expenses. The agency can address specific seasonal concerns, such as updating coverage when a growing family prepares for holidays or summer travel.
As families in Redwood City review their coverage ahead of the new school year, Willow Street Insurance offers guidance on life insurance policies that match local needs. The agent works closely with clients to explain term and whole life options, helping them plan for their household’s future financial security. Whether protecting income or covering final expenses, the process begins with a thorough review of current policies followed by an in-home consultation to assess individual circumstances.
CB Acker Associates Insurance Services assists Redwood City residents with personal life insurance policies, providing individualized coverage options for families and individuals. The firm also offers commercial life insurance solutions for local businesses and extends its services throughout the surrounding Bay Area region. After an initial policy setup or review, clients can schedule follow-up appointments to adjust coverage, update beneficiaries, or discuss ongoing financial needs between regular visits.
What Does a a Life Insurance Agent in Redwood City Cost?
Life insurance costs in California vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Redwood City
Life insurance agents in Redwood City help residents and families choose policies that provide financial protection. California law requires agents to hold a valid license from the California Department of Insurance. Local agents understand the specific needs of the San Francisco Bay Area market and can guide you through options like term life whole life and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in California?
In California life insurance agents must hold a valid fire and casualty license or a life-only license issued by the California Department of Insurance. Agents must also complete continuing education every two years to keep their license active.
How do I verify a life insurance agent in Redwood City?
You can verify an agents license on the California Department of Insurance website. Look up their license number to confirm they are in good standing and have no disciplinary actions.
What types of life insurance are common in Redwood City?
Common types include term life insurance for temporary coverage and whole life or universal life for permanent protection. Many residents also consider indexed universal life for cash value growth tied to market indexes.
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