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Find Life Insurance Agents Near You in Ridgecrest, CA

Browse life insurance agents serving Ridgecrest, California. Updated 2026-07-14.

The top-rated life insurance agent in Ridgecrest, California is Gary Charlon - State Farm Insurance Agent, rated 4.9 stars across 504 reviews. Other highly rated options include IWV Insurance Agency, Burnette Financial and Insurance Service: Allstate Insurance, Kevin Chambers. This directory lists 11 life insurance agents serving Ridgecrest.

Showing 11 life insurance agents in Ridgecrest, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gary Charlon - State Farm Insurance Agent995 N Norma St suite a(760) 446-4279
2IWV Insurance Agency1310 N Norma St(760) 446-3544
3Burnette Financial and Insurance Service: Allstate Insurance105 Grande Way(760) 371-1099
4Kevin Chambers1281 N Norma St Ste A(760) 446-4560
5State Farm Insurance459 S China Lake Blvd # G(760) 375-7731
6Farmers Insurance - Mariela Rubio643 N China Lake Blvd c(760) 446-4560
7Bowles Desert Insurance123 W Ridgecrest Blvd(760) 371-1017
8Health Insurance Made Easy for Everyone1281 N Norma St B(760) 608-9265
9Fuze Financial & Insurance Agency LLC634 S China Lake Blvd(760) 463-9525
10Alta One Ins701 S China Lake Blvd(866) 856-9815
GC
995 N Norma St suite a
Gary Charlon - State Farm Insurance Agent
Life Insurance Agent · Ridgecrest, CA

When Ridgecrest families face the changing seasons or a new mortgage, securing financial stability often becomes a priority. As a local life insurance agent, Gary Charlon from State Farm Insurance Agent helps residents evaluate options for income replacement and final expenses. He works with clients to understand their household needs, comparing term and whole life coverage. The initial step involves a no-obligation conversation to review personal goals and current policies, beginning the assessment of appropriate coverage levels.

II
1310 N Norma St
IWV Insurance Agency
Life Insurance Agent · Ridgecrest, CA

IWV Insurance Agency provides a range of life insurance options designed to protect families and businesses in Ridgecrest, CA. The agency helps clients select appropriate policies, such as term, whole, or universal life coverage, and offers support for reviewing existing plans during life changes. It maintains ongoing relationships with clients to adjust coverage as needs evolve over time. The agency services single-family homes, apartments, retail, and restaurants.

BF
105 Grande Way
Burnette Financial and Insurance Service: Allstate Insurance
Life Insurance Agent · Ridgecrest, CA

Burnette Financial and Insurance Service, an Allstate Insurance agency in Ridgecrest, California, serves local homeowners, renters, and business owners seeking personal risk protection. The agency provides life insurance policies designed to help clients secure their families’ financial future against unexpected events. Additional services include auto, home, and small business coverage, tailored to fit individual needs and budgets. The team also offers support to residents in the nearby China Lake area.

KC
1281 N Norma St Ste A
Kevin Chambers
Life Insurance Agent · Ridgecrest, CA

Kevin Chambers serves Ridgecrest and the surrounding communities in the Indian Wells Valley with life insurance agent services. The company handles term and whole life insurance policies, helping local residents plan for their families’ financial future. For every client, it starts by conducting a thorough review of the individual’s long-term goals and household income needs. This evaluation then guides a customized policy recommendation that balances coverage amounts with affordable premiums over the proposed policy term.

SF
459 S China Lake Blvd # G
State Farm Insurance
Life Insurance Agent · Ridgecrest, CA

Located in Ridgecrest, California, this agency helps clients secure financial protection for their families through long-term coverage options. As a Life Insurance Agent, it specializes in policies that provide a tax-free death benefit and build cash value over time. It also assists with adding supplementary riders for critical illness or accidental death. The office serves a variety of commercial sectors, including professional offices, warehousing operations, and food service establishments.

FI
643 N China Lake Blvd c
Farmers Insurance - Mariela Rubio
Life Insurance Agent · Ridgecrest, CA

Farmers Insurance - Mariela Rubio specializes in life insurance agent services, offering term and permanent life policies to help families and individuals in Ridgecrest, CA, secure financial protection. The office provides guidance on selecting appropriate coverage for income replacement, debt repayment, and final expenses, tailoring plans to each client’s circumstances and budget. It also advises on integrating life insurance into broader financial strategies. As retirement or health changes approach, the agency helps clients adjust their policies to ensure continued support for dependents during transitional periods like job loss or major medical events.

BD
123 W Ridgecrest Blvd
Bowles Desert Insurance
Life Insurance Agent · Ridgecrest, CA

Bowles Desert Insurance in Ridgecrest, CA provides clients with both one-time policy purchases for immediate coverage and recurring service options through ongoing policy management. Life insurance agents in this area help residents secure financial protection for their families and plan for future needs. The agency offers guidance on selecting appropriate coverage plans tailored to individual circumstances. Service appointments are available on a scheduled basis, with follow-up consultations arranged as needed to adjust coverage or address policy questions.

HI
1281 N Norma St B
Health Insurance Made Easy for Everyone
Life Insurance Agent · Ridgecrest, CA

Health Insurance Made Easy for Everyone in Ridgecrest, CA assists individuals and families in selecting life insurance policies that align with their financial goals. The company specializes in helping clients understand policy options, including term and whole life coverage, to ensure appropriate protection. Their services are available for residential and local business needs. They can serve commercial sectors such as offices, warehouses, and food service operations, addressing coverage requirements for each setting.

FF
634 S China Lake Blvd
Fuze Financial & Insurance Agency LLC
Life Insurance Agent · Ridgecrest, CA

Fuze Financial & Insurance Agency LLC provides life insurance services to residents in Ridgecrest, California, and the surrounding area. The firm also offers coverage solutions for local commercial clients seeking financial protection for their businesses. Agents work closely with individuals and business owners to assess their specific needs and present suitable policy options. Regular follow-up contact is made with existing clients to review coverage between scheduled annual visits, ensuring policies remain aligned with changing circumstances.

AO
701 S China Lake Blvd
Alta One Ins
Life Insurance Agent · Ridgecrest, CA

Alta One Ins offers residential life insurance services to families in Ridgecrest, California, providing coverage to help protect loved ones. Commercial life insurance options are also available for local business owners seeking to secure their operations. The company serves clients throughout Ridgecrest and the surrounding areas of Kern County. Regular follow-up support is provided to review existing policies, and repeat service is offered between scheduled annual visits to address any changes in coverage needs.

GC
459 S China Lake Blvd # G
Gary Charlon - State Farm Insurance Agent
Life Insurance Agent · Ridgecrest, CA
(760) 375-7731
myridgecrestagent.net

What Does a a Life Insurance Agent in Ridgecrest Cost?

Life insurance costs in California vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Ridgecrest might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month for similar coverage. Costs also depend on factors like smoking status and family medical history. This is general information, not insurance advice.

About life insurance agents in Ridgecrest

Life insurance agents in Ridgecrest, California help residents choose policies that protect their families and meet financial goals. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique needs of the Indian Wells Valley community and can guide you through term, whole, and universal life options.

Frequently Asked Questions

What license does a life insurance agent need in Ridgecrest California?

In California, life insurance agents must hold a valid Life Agent license from the California Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also renew their license every two years and complete continuing education.

How do I verify a life insurance agent in Ridgecrest is legitimate?

You can check an agents license status on the California Department of Insurance website. Look for a valid license number and confirm there are no disciplinary actions. A legitimate agent will provide their license number upon request.

What types of life insurance are available in Ridgecrest California?

Common options include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life offers permanent protection with cash value. Universal life gives flexible premiums and death benefits. An agent can explain each type based on your needs.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.