The top-rated life insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 13 life insurance agents serving San Carlos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Vallee - State Farm Insurance Agent | 632 El Camino Real | (650) 593-8425 |
| 2 | Nadler Insurance, Inc. | 1560 Laurel St #200 | (650) 508-8000 |
| 3 | Ray Sullivan: Allstate Insurance | 742 El Camino Real | (650) 593-1221 |
| 4 | ISU Lovering Insurance Services | 1121 Laurel St | (650) 593-7601 |
| 5 | 365 Gold Insurance Services | 104 El Camino Real | (650) 777-7680 |
| 6 | Farmers Insurance - Nicky Papadakis | 1355 Laurel St | (650) 593-1666 |
| 7 | Professional Insurance associates | 1100 Industrial Rd STE 3 | (650) 592-7333 |
| 8 | Peck & Peck Insurance | 1724 Laurel St #225 | (650) 592-5591 |
| 9 | Insurance Solutions by JCA - JC Adviser | 867 American St Suite 200 | — |
| 10 | Campbell Agency | 1124 El Camino Real | (650) 591-7151 |
Gina Vallee - State Farm Insurance Agent serves the San Carlos area and the broader San Mateo County region. As a life insurance agent, the company helps local residents obtain financial protection for their families. It assists clients in understanding their coverage options for long-term security. The agency also works with individuals to select appropriate policies for income replacement and final expense planning.
Nadler Insurance, Inc. offers a full range of life insurance products designed to provide financial security for families and individuals. Its service plans include policy reviews and adjustments to help clients maintain appropriate coverage as their needs change over time. Located in San Carlos, CA, the agency specializes in serving a diverse property base, including single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Serving homeowners, families, and local business owners in San Carlos, Ray Sullivan: Allstate Insurance provides personalized life insurance agent services. Agents here help clients evaluate coverage options to protect their households and financial futures. They work closely with individuals to understand their needs and recommend suitable policies. Guidance is offered for navigating life insurance choices and ensuring adequate protection for loved ones. This agency also extends its life insurance services to residents of nearby Redwood City and the broader San Mateo County area.
ISU Lovering Insurance Services serves clients in San Carlos and the surrounding communities throughout San Mateo County. The company handles life insurance policies designed to provide financial protection for families and individuals. It assists with term life, whole life, and universal life options to address different planning needs. Agents work closely with each client to review personal goals, evaluate coverage amounts, and compare available plans from multiple insurers before making a recommendation.
365 Gold Insurance Services in San Carlos, CA specializes in life insurance products including term, whole, and universal policies. It also provides general services such as policy reviews and beneficiary consultations. For residents, it assists with adjusting coverage during major life changes, like marriage or retirement. Additionally, the agency helps with planning for estate taxes or final expenses as clients prepare for end-of-year financial reviews.
As the leaves begin to change and families in San Carlos plan for the year ahead, securing reliable financial protection often becomes a priority. Farmers Insurance - Nicky Papadakis offers life insurance agent services to help local households prepare for unexpected events. They work with individuals to explore policy options that align with present needs. An initial consultation typically involves a thorough review of a client’s current coverage to identify potential gaps.
At Professional Insurance Associates in San Carlos, CA, clients can choose between reviewing coverage in a single comprehensive meeting or scheduling ongoing policy management. Life insurance policies are tailored to individual needs, protecting beneficiaries from financial hardship. Agent services focus on explaining term, whole, and universal policy structures. Policyholders may schedule consultations for a one-time policy purchase or arrange recurring check-ins to adjust coverage as life circumstances change. Service is provided on a one-time, scheduled, or as-needed basis.
Peck & Peck Insurance helps individuals and families in San Carlos plan for financial protection through life insurance policies. The agency specializes in term, whole, and universal life options designed to support long-term income replacement and estate planning needs. Local clients can rely on the agency for guidance in selecting appropriate coverage tailored to personal circumstances. Commercial services are also available for small businesses in the area, including offices, warehouses, and food service operations.
Campbell Agency, based in San Carlos, CA, is a life insurance agent company known for helping individuals and families in the local area assess their financial protection needs. It offers term life, whole life, and universal life policies tailored to clients at various life stages. The agency helps customers compare coverage options to secure income replacement and final expense protection. It also specializes in advising on policy riders that can provide accelerated death benefits for critical illness care.
What Does a a Life Insurance Agent in San Carlos Cost?
A term life policy for a healthy 35 year old in California typically costs between 25 and 50 dollars per month for 500,000 dollars of coverage. Whole life policies cost more often starting at 150 dollars per month. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in San Carlos
Life insurance agents in San Carlos California help residents choose policies that meet state regulations. California requires agents to hold a valid license from the California Department of Insurance. Local agents can explain how state laws like community property rules affect beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in San Carlos California?
Agents must hold a valid California life insurance license from the California Department of Insurance. They must complete continuing education every two years to renew. You can verify an agents license on the CDI website.
How does California community property law affect life insurance?
California is a community property state. If you buy a policy with community funds your spouse may have rights to the death benefit. An agent can help you structure ownership and beneficiaries to comply with California Family Code Section 760.
Are there California specific requirements for life insurance policy delivery?
Yes California law gives you a 30 day free look period after receiving a policy. You can cancel for a full refund within that time. Agents must provide a buyers guide and policy summary at the time of application.
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