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Looking for a life insurance agent in San Francisco? Review the directory below to compare your options.
20 agents listed
Updated May 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 life insurance agents in San Francisco, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ethos
90 New Montgomery St #1500, San Francisco, CA 94105
(415) 915-0665
ethos.com
Jake Stewart - State Farm Insurance Agent
490 Post St Suite 1606, San Francisco, CA 94102
(415) 982-9033
jakestewart.com
Traci Hollander - State Farm Insurance Agent
556 Castro St, San Francisco, CA 94114
(415) 575-3775
tracihollander.com
Tiffany Won - State Farm Insurance Agent
1250 Missouri St UNIT 305, San Francisco, CA 94107
(415) 872-5734
tiffanywon.com
Zurich Simon - State Farm Insurance Agent
1745 O'Farrell St, San Francisco, CA 94115
(415) 240-4725
fillmoreinsurancegroup.com
Jessica Liu Insurance Services
3428 Balboa St, San Francisco, CA 94121
(415) 386-2283
jlis.com
Mary Zell Spellman - State Farm Insurance Agent
26 W Portal Ave UNIT 1, San Francisco, CA 94127
(415) 401-7000
insurewithus.org
David Chacon - State Farm Insurance Agent
3425 25th St, San Francisco, CA 94110
(415) 647-9900
davidchacon.com
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
3366 22nd St, San Francisco, CA 94110
(408) 292-4329
browneinsurance.com
Broad Spectrum Insurance Services
1000 Brannan St #205, San Francisco, CA 94103
(888) 898-6999
broadspectruminsurance.com
Debra O'Farrell - State Farm Insurance Agent
870 Market St Ste 865, San Francisco, CA 94102
(415) 982-9900
sfofarrell.com
Three Foundation Insurance Services
4016 Geary Blvd D, San Francisco, CA 94118
(415) 750-0781
progressiveagent.com
Farmers Insurance - Eric Gee
1160 Battery St Suite 100, San Francisco, CA 94111
(415) 635-0999
agents.farmers.com
MOC Insurance Services
101 Montgomery St, San Francisco, CA 94104
(415) 957-0600
Milber Health Insurance Agent
1492 11th Ave, San Francisco, CA 94122
(415) 564-8829
milberinsurance.com
New York Life Insurance
425 Market St Ste 1800, San Francisco, CA 94105
(415) 393-6060
greatersanfrancisco.nyloffices.com
Farmers Insurance - David Velez
391 Sutter St Ste 401, San Francisco, CA 94108
(650) 627-7688
agents.farmers.com
LW Insurance
3330 Mission St, San Francisco, CA 94110
(415) 648-1254
lwinsf.com
Jack Lee Fong Insurance Agency, Inc.
577 Columbus Ave, San Francisco, CA 94133
(415) 956-3990
jlfia.com
West Coast Life Insurance Co
343 Sansome St # 600, San Francisco, CA 94104
(415) 591-8200
westlifeinsurance.com
Life insurance agents in San Francisco help residents find policies that protect their families and meet California state requirements. California law requires agents to be licensed by the California Department of Insurance and follow strict rules about policy disclosures and replacement. Working with a local agent can help you understand how state regulations like community property laws affect your coverage needs.
What Does a Life Insurance Agent in San Francisco Cost?
Life insurance costs in California vary by age health and policy type. A healthy 35 year old in San Francisco might pay 25 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Costs also depend on factors like smoking status and pre existing conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must hold a valid California life insurance license from the Department of Insurance. They must complete pre-licensing education and pass a state exam to sell life insurance policies.
How long does it take to get a life insurance policy in San Francisco?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in days while fully underwritten policies can take 4 to 8 weeks.
Are there California laws that affect life insurance payouts?
Yes California has a two year contestability period during which insurers can investigate misstatements. California also requires insurers to pay interest on delayed death benefit claims and has specific rules for community property interests in policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.