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Find Life Insurance Agents in San Marcos, CA

Directory of life insurance agents in San Marcos, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 life insurance agents in San Marcos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Just Us Insurance Services, Inc.
197 Woodland Pkwy Ste 104320 Suite 104 - 320, San Marcos, CA 92069
(877) 777-7055 insr4u.com
Access Health Insurance Services Inc
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 727-9000 accesshealthins.com
Freeway Insurance
500 S Rancho Santa Fe Rd Suite 102, San Marcos, CA 92078
(760) 640-8003 locations.freeway.com
Harding Insurance Agency Inc
375 S Rancho Santa Fe Rd STE 105, San Marcos, CA 92078
(760) 603-1100 hardinginsuranceonline.com
SGL Insurance Services
250 S Pacific St STE 104, San Marcos, CA 92078
(760) 290-3288 sglinsurance.com
Schaub Insurance Agency, Inc.
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 362-4646 schaubinsurance.com
Pacific Farm & Ranch Insurance Agency
310 Via Vera Cruz Ste 203, San Marcos, CA 92078
(858) 768-2498 farmandranchagency.com
John Hadley - State Farm Insurance Agent
405 S Las Posas Rd, San Marcos, CA 92078
(760) 591-0700 johnfromsf.com
National Life Group
1 Civic Center Dr STE 300, San Marcos, CA 92069
(844) 767-1253 nationallifegroup.com
PHP Agency San Marcos, CA.
1001 W San Marcos Blvd STE 205, San Marcos, CA 92078
(760) 297-7931
Lanni Insurance
1224 San Elijo Rd N, San Marcos, CA 92078
(760) 815-7563 lanniinsurance.com
Justin Lundquist Insurance Agency
330 Rancheros Dr #220, San Marcos, CA 92069
(858) 356-2928 jliagency.com
Ron Wilson Insurance
100 E San Marcos Blvd #400, San Marcos, CA 92069
(760) 705-6553
Ayala's Insurance Inc
206 S Rancho Santa Fe Rd, San Marcos, CA 92078
(760) 758-8009
Farmers Insurance - Lawrence Krell
310 Via Vera Cruz Ste 201, San Marcos, CA 92078
(760) 744-0080 agents.farmers.com
Alliant Insurance Services, Inc.
277 Rancheros Dr STE 300, San Marcos, CA 92069
(760) 304-7120 alliant.com
Coastal One Insurance
460 W Mission Rd UNIT 132, San Marcos, CA 92069
(800) 961-9522 coastal1insurance.com
National Life Insurance com
1405 San Pablo Dr, San Marcos, CA 92078
(760) 613-6376 nationallfeinsurancecom.com
Jim Pennock Insurance Agency
1508 Wentworth Pl, San Marcos, CA 92069
(760) 815-4402 jpennock7.wixsite.com

What Does a Life Insurance Agent in San Marcos Cost?

Typical costs for life insurance in San Marcos California vary by age health and coverage amount. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may pay more. California law does not set price limits but requires agents to disclose all fees. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in San Marcos need?
Agents must hold a valid California life insurance license from the California Department of Insurance. They also complete continuing education every two years to keep their license active.
How long does it take to get a life insurance policy in San Marcos?
The process usually takes 1 to 4 weeks from application to approval. Some policies with no medical exam can be issued in a few days. California law gives a 30-day free look period after you receive the policy.
Do I need a medical exam for life insurance in San Marcos?
It depends on the policy type and amount. Many term life policies require a medical exam for higher coverage amounts. Some whole life and guaranteed issue policies do not require an exam but may have lower coverage limits.