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HomeLife Insurance AgentsCalifornia › Santa Maria

Find Life Insurance Agents Near You in Santa Maria, CA

Browse life insurance agents serving Santa Maria, California. Updated 2026-07-14.

The top-rated life insurance agent in Santa Maria, California is Donna Randolph - State Farm Insurance Agent, rated 5.0 stars across 216 reviews. Other highly rated options include Glenna Ledbetter Insurance, Allstate Insurance: Premier Blue Insurance Solutions, Inc, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.. This directory lists 20 life insurance agents serving Santa Maria.

Showing 20 life insurance agents in Santa Maria, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Donna Randolph - State Farm Insurance Agent1650 S Broadway(805) 925-4610
2Glenna Ledbetter Insurance440 E Clark Ave(805) 937-4516
3Allstate Insurance: Premier Blue Insurance Solutions, Inc1640 N Broadway(805) 349-9141
4Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.125 E Stowell Rd STE 101(805) 922-5551
5Pacific Elite Insurance Services1750 S Broadway H(805) 357-5597
6Smartway Insurance Services Inc1975 S Broadway Suite K(805) 631-5255
7Hometown Insurance Services1125 E Clark Ave Suite A1- #1(805) 922-3351
8California Heritage Insurance Services526 E Mill St(805) 925-0020
9Eagle Service Insurance Agency830 W Main St suite 100(805) 346-6105
10State Farm Insurance1650 S Broadway(805) 925-4610
DR
1650 S Broadway
Donna Randolph - State Farm Insurance Agent
Life Insurance Agent · Santa Maria, CA

Donna Randolph - State Farm Insurance Agent serves Santa Maria and the surrounding Santa Barbara County area in California. As a local life insurance agent, this office helps residents and families plan for financial security. It works with clients to assess their long-term protection needs. A life insurance policy can help provide for a family after a loss or income earner. This agency specifically handles term life insurance policies and whole life insurance coverage for individuals in this region.

GL
440 E Clark Ave
Glenna Ledbetter Insurance
Life Insurance Agent · Santa Maria, CA

Glenna Ledbetter Insurance provides comprehensive life insurance agent services designed to help individuals and families in Santa Maria protect their financial futures. Alongside initial policy consultations and plan selections, the firm manages ongoing coverage reviews to adjust for life changes and client needs. Policy maintenance and beneficiary updates are handled to ensure plans remain current as circumstances evolve. The agency services a diverse client base, including owners of single-family homes, renters of apartments, operators of retail stores, and proprietors of local restaurants.

AI
1640 N Broadway
Allstate Insurance: Premier Blue Insurance Solutions, Inc
Life Insurance Agent · Santa Maria, CA

Allstate Insurance: Premier Blue Insurance Solutions, Inc serves homeowners, businesses, and property managers in Santa Maria, California. It provides life insurance agent services, helping clients select policies to protect their families and assets. The agency guides individuals through the process of comparing term, whole, and universal life coverage options. It also assists local entrepreneurs with business continuation planning and key person insurance needs. Services extend to renters and families looking for supplemental financial security. The firm additionally covers the nearby community of Orcutt.

AI
125 E Stowell Rd STE 101
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
Life Insurance Agent · Santa Maria, CA

Serving Santa Maria and the surrounding communities of California's Central Coast, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. handles life insurance coverage for local families and individuals. The agency helps clients evaluate term and permanent policy options to secure financial protection. For a typical case, it reviews the client’s specific needs and long-term goals before presenting policy choices from its provider network.

PE
1750 S Broadway H
Pacific Elite Insurance Services
Life Insurance Agent · Santa Maria, CA

Pacific Elite Insurance Services in Santa Maria, CA provides assistance with term life, whole life, and universal life policies. It also handles general life insurance planning for local residents, helping clients assess coverage needs based on individual circumstances. The company works with families to secure financial protection for dependents. As the winter holidays approach, it helps people review their policies to ensure sufficient coverage before seasonal travel and increased family gatherings.

SI
1975 S Broadway Suite K
Smartway Insurance Services Inc
Life Insurance Agent · Santa Maria, CA

For clients seeking either a single policy or ongoing protection, Smartway Insurance Services Inc in Santa Maria, CA, provides life insurance agent services to help secure financial futures. Coverage options are explained to match individual needs, ensuring beneficiaries receive support in difficult times. The agents guide clients through term, whole, or universal policies as required. Service appointments are arranged on an as-needed basis, allowing flexibility for policy reviews or new quotes at the client’s convenience.

HI
1125 E Clark Ave Suite A1- #1
Hometown Insurance Services
Life Insurance Agent · Santa Maria, CA

As the spring home-buying season picks up in Santa Maria, many new homeowners find themselves evaluating financial protections for their families. Hometown Insurance Services provides life insurance agent services in this region, helping clients survey available term and whole life policy options. They assist individuals in matching an appropriate death benefit to their long-term financial needs. An initial assessment typically involves reviewing current obligations and future goals to determine a suitable coverage amount. The process begins with a complimentary consultation to discuss personal circumstances and compare policy features.

CH
526 E Mill St
California Heritage Insurance Services
Life Insurance Agent · Santa Maria, CA

California Heritage Insurance Services specializes in helping individuals and families in Santa Maria navigate life insurance options tailored to their unique financial goals. As a local life insurance agent, the company provides guidance on policy selection and coverage amounts that protect beneficiaries during difficult times. Additional services may address living benefits or final expense planning to accommodate varied client needs. The agency works with professionals operating out of offices, managing warehouses, and running food service establishments to secure appropriate life insurance solutions for their specific commercial circumstances.

ES
830 W Main St suite 100
Eagle Service Insurance Agency
Life Insurance Agent · Santa Maria, CA

Eagle Service Insurance Agency provides residential life insurance services to individuals and families in Santa Maria, California, helping them secure financial protection for their dependents. The agency also assists local business owners with commercial life insurance coverage, offering policies that contribute to company continuity planning across the broader Santa Maria area. These services allow clients to build financial safeguards customized to their personal circumstances. After an initial consultation, the agency can provide follow-up assistance or arrange repeat service between regular policy review visits.

SF
1650 S Broadway
State Farm Insurance
Life Insurance Agent · Santa Maria, CA
LI
415 S Broadway
LATINOS INSURANCE AGENCY
Life Insurance Agent · Santa Maria, CA
(805) 862-4904
latinosinsurances.com
AO
326 W Main St Suite 220
Alpha & Omega Agency
Life Insurance Agent · Santa Maria, CA
(805) 354-0031
alphaomegabk.com
LC
204 E Enos Dr B
Leavitt Coastal Valley
Life Insurance Agent · Santa Maria, CA
(805) 925-8607
leavitt.com/santamaria
CS
2236 S Broadway k
California Star Insurance Service, Inc.
Life Insurance Agent · Santa Maria, CA
(805) 266-7971
calstarins.com
PA
2529 Professional Pkwy ste b
Pan American Insurance Agency
Life Insurance Agent · Santa Maria, CA
(805) 938-1575
RI
528 E Main St
Reyco Insurance Services Store Front Covered California
Life Insurance Agent · Santa Maria, CA
(805) 925-8610
reycoinsuranceservices.com
TC
Inside the Santa Maria Inn, 801 S Broadway Suite #15
Tony Cravello Financial and Insurance Solutions
Life Insurance Agent · Santa Maria, CA
(805) 268-4455
tonycravelloinsurance.com
NY
1000 S Broadway # A
New York Life
Life Insurance Agent · Santa Maria, CA
(805) 928-2528
newyorklife.com
IA
214 Hampton Dr
Insurance Agency Luis Diaz Family First
Life Insurance Agent · Santa Maria, CA
(805) 460-5379
BJ
411 Betteravia Rd #102
Billie Jo Cravello Insurance Services
Life Insurance Agent · Santa Maria, CA
(805) 928-7372
cravello411.com

What Does a a Life Insurance Agent in Santa Maria Cost?

Typical costs for life insurance in Santa Maria vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $200 to $400 per month for similar coverage. California regulations require agents to clearly explain premium structures and any potential increases. This is general information and does not constitute insurance advice.

About life insurance agents in Santa Maria

Life insurance agents in Santa Maria, California help residents choose policies that protect their families and meet financial goals. California law requires agents to hold a valid state license and follow strict disclosure rules under the California Insurance Code. Local agents can guide you through options like term life, whole life, and universal life insurance tailored to your needs.

Frequently Asked Questions

What license does a life insurance agent need in Santa Maria?

Agents must hold a valid California life insurance license issued by the California Department of Insurance. They must also complete continuing education every two years to renew their license.

How do California insurance laws affect life insurance policies?

California has a free-look period of 30 days for life insurance policies, allowing you to cancel for a full refund. The state also requires insurers to provide clear policy summaries and disclosures about exclusions and fees.

Can a life insurance agent in Santa Maria help with estate planning?

Yes, many agents can explain how life insurance proceeds can be used for estate taxes or to provide liquidity for heirs. However, for complex estate planning, you may need to consult an attorney or financial planner.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.