The top-rated life insurance agent in Scotts Valley, California is Laureen Yungmeyer - State Farm Insurance Agent, rated 4.7 stars across 38 reviews. Other highly rated options include Cassidy Insurance Agency LLC, Central California Alliance for Health, Farmers Insurance - Patrick Trumpet. This directory lists 10 life insurance agents serving Scotts Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Laureen Yungmeyer - State Farm Insurance Agent | 230-F Mt Hermon Rd | (831) 423-4700 |
| 2 | Cassidy Insurance Agency LLC | 5521 Scotts Valley Dr 2nd Floor | (831) 438-5490 |
| 3 | Central California Alliance for Health | 1600 Green Hills Rd #101 | (831) 430-5500 |
| 4 | Farmers Insurance - Patrick Trumpet | 4858 Scotts Valley Dr | (831) 438-7288 |
| 5 | Modern Woodmen | 230 Mt Hermon Rd Suite 212 | (831) 600-8461 |
| 6 | Farmers Insurance - Peter Jacquerot | 16 Victor Square Ext STE F | (831) 331-4895 |
| 7 | Farmers Insurance | 230 Mt Hermon Rd D | (831) 475-1162 |
| 8 | Aviva Life & Annuity Co | 210 Sherman Dr | (831) 440-1077 |
| 9 | Cori Financial & Insurance Services | 5435 Scotts Valley Dr STE E | (831) 438-2404 |
| 10 | USI Insurance Services | 5615 Scotts Valley Dr #140 | (628) 201-9001 |
Laureen Yungmeyer - State Farm Insurance Agent serves the Scotts Valley area of California and its surrounding communities, providing life insurance agent services to local residents and businesses. The agency helps individuals assess their financial protection needs by reviewing available policy options such as term life and whole life insurance plans. Clients can discuss how coverage might help safeguard their families against unexpected financial burdens, with the agent guiding them through application requirements and policy customization in Scotts Valley.
Homeowners and small business owners in Scotts Valley, California, rely on Cassidy Insurance Agency LLC for tailored life insurance coverage. The agency provides guidance on term and whole life policies designed to safeguard families from financial hardship and to assist business owners with continuity planning. Servicing the Santa Cruz Mountains area, this agency also serves clients throughout the neighboring communities of Felton and Ben Lomond, ensuring comprehensive support for local residents.
Central California Alliance for Health in Scotts Valley provides a full range of life insurance services, including policy selection guidance and underwriting support. It offers customized coverage options designed to help clients secure financial protection for their families. Ongoing maintenance plans accompany each policy to ensure coverage remains aligned with changing life circumstances and beneficiary needs. These services specifically address the requirements of single-family homes, apartments, retail establishments, and restaurants within the local community.
Serving clients in Scotts Valley and the surrounding Santa Cruz County communities, Farmers Insurance - Patrick Trumpet handles a range of life insurance needs including term, whole, and universal policies. The office works with individuals and families to assess long-term financial protection requirements based on specific personal circumstances. For a typical job, it begins with a thorough consultation to evaluate the client's current coverage, future goals, and budget before presenting suitable plan options for consideration.
Modern Woodmen in Scotts Valley, California, offers both straightforward term life policies that cover a set period and permanent life insurance that builds cash value over time for lifelong protection. As a local life insurance agent, they guide clients through coverage options designed for financial security and family support. This includes helping residents assess their long-term needs, whether for income replacement or final expenses. Service consultations are available on a one-time basis to design a plan, with regular policy reviews arranged as needed.
As a life insurance agent, Farmers Insurance - Peter Jacquerot offers specialty services such as term life and whole life policies to help protect loved ones in Scotts Valley, CA. Its general service work includes assessing clients' financial needs and guiding them toward suitable coverage options. This agency assists families during seasonal transitions like open enrollment periods, when adjusting coverage to account for major life changes, such as a new home or a growing family, becomes particularly important.
As Scotts Valley residents evaluate their coverage ahead of wildfire season, Farmers Insurance provides Life Insurance Agent services tailored to local financial protection needs. This agency assists families in comparing term and permanent life options that safeguard dependents and assets during uncertain times. Recognizing the importance of stability in a changing economy, the agent reviews each client’s income and debts to recommend appropriate policy amounts. A clear initial assessment of personal coverage requirements and beneficiary designations is offered during the first consultation.
When winter storms or the busy holiday season leave Scotts Valley residents thinking about their family’s security, Aviva Life & Annuity Co provides guidance on life insurance to help protect those they love. As a dedicated life insurance agent in this region, the company works to clarify coverage options for clients at different life stages and income levels. A full discussion of individual financial goals and risk factors takes place during the initial consultation meeting.
Cori Financial & Insurance Services assists individuals and families in Scotts Valley, California, with life insurance planning and related financial protections. As a local life insurance agent, the company helps clients evaluate policy options that align with their long-term goals and coverage needs. This includes coordinating life insurance with other risk management strategies often relevant for securing personal assets. The agency can serve commercial sectors such as offices, warehouses, and food service operations by addressing their distinct insurance requirements over time.
USI Insurance Services serves the Scotts Valley area with residential life insurance needs, helping families secure coverage that supports long-term financial planning. The agency also provides commercial life insurance options for local businesses, addressing key-person and buy-sell arrangements across the region. Clients receive guidance through policy selection and application processes, with attention to individual circumstances. After initial placement, the office follows up to adjust coverage as life changes occur, ensuring ongoing support between regular policy reviews.
What Does a a Life Insurance Agent in Scotts Valley Cost?
Typical costs for a life insurance agent in California vary based on age health and coverage amount. A 35 year old non-smoker might pay $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Agents earn commissions from the insurance company not directly from the client. This is general information and not insurance advice.
About life insurance agents in Scotts Valley
Life insurance agents in Scotts Valley help residents and businesses secure financial protection for their families. California law requires agents to hold a valid license from the California Department of Insurance. Scotts Valley is located in Santa Cruz County where many families seek coverage to protect against loss of income or final expenses.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must hold a valid California life insurance license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I find a life insurance agent in Scotts Valley?
You can search the California Department of Insurance website to verify an agents license status. Local agents may be found through referrals from neighbors or financial advisors in Santa Cruz County. Many agents offer free initial consultations to discuss your needs.
What types of life insurance are common in California?
Term life insurance provides coverage for a set period like 10 or 20 years. Whole life and universal life policies offer permanent coverage with a cash value component. California law requires insurers to provide a free look period of at least 10 days after you receive the policy.
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