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Find Life Insurance Agents Near You in Torrance, CA

Browse life insurance agents serving Torrance, California. Updated 2026-07-14.

The top-rated life insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 935 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 23 life insurance agents serving Torrance.

Showing 23 life insurance agents in Torrance, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Lowe - State Farm Insurance Agent3400 Torrance Blvd #103(310) 214-0300
2Freeway Insurance1431 W Knox St #1300(310) 707-1203
3Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e(310) 533-6000
4Best California Insurance1710 Sepulveda Blvd(310) 626-6366
5Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i(310) 539-2533
6Trang Trinh-Byrd - State Farm Insurance Agent2510 W 237th St STE 200(310) 974-8778
7Olson Duncan Insurance Service, Inc25550 Hawthorne Blvd STE 203(310) 373-6441
8Adelfia Insurance23133 Hawthorne Blvd STE 202(310) 747-4157
9TCP Insurance21250 Hawthorne Blvd #450(800) 726-3701
10Covered California Enrollment Center1311 Crenshaw Blvd b(800) 903-0326
JL
3400 Torrance Blvd #103
Jeff Lowe - State Farm Insurance Agent
Life Insurance Agent · Torrance, CA

Jeff Lowe - State Farm Insurance Agent serves the Torrance, California area, operating as a local life insurance agent. The agency assists clients with standard life insurance policies designed to provide financial protection. It also helps applicants evaluate term and whole life coverage options to meet family or business planning requirements. Services include preparing for income replacement and final expense needs through straightforward policy selections available in this community.

FI
1431 W Knox St #1300
Freeway Insurance
Life Insurance Agent · Torrance, CA

Freeway Insurance offers clients a choice between one-time policy purchases for short-term needs and scheduled recurring service for ongoing life coverage. Their agents in Torrance assist with term, whole, and universal life policies designed to manage financial risks. Services focus on matching individual coverage requirements without overcommitting to unnecessary premiums. Appointments run on a one-time, scheduled, or as-needed basis depending on the client’s preference for initial setup or periodic portfolio reviews.

EA
1311 Crenshaw Blvd suite e
Expert Auto Home Insurance - Mercury Auto Insurance
Life Insurance Agent · Torrance, CA

Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA provides life insurance agent services, including policy selection assistance and coverage reviews. Its service plans involve evaluating individual financial situations to recommend appropriate term or whole life policies, with ongoing support for policy adjustments and beneficiary updates. Regular consultations ensure clients' coverage remains aligned with their long-term goals. The agency services a range of local properties, such as single-family homes, apartments, retail spaces, and restaurants.

BC
1710 Sepulveda Blvd
Best California Insurance
Life Insurance Agent · Torrance, CA

Serving homeowners, families, and individual professionals in the Torrance area, Best California Insurance assists clients with selecting appropriate life insurance coverage. The company works to explain term and whole life options, helping customers understand policy benefits that suit their long-term financial planning needs. As a local agency, it provides guidance on aligning coverage with personal budgets and future goals. Its services also extend to clients in the neighboring South Bay communities of Redondo Beach

AT
22330 Hawthorne Blvd suite i
Acrisure Torrance, CA (Peninsula General Ins.)
Life Insurance Agent · Torrance, CA

Serving Torrance and the surrounding South Bay communities, Acrisure Torrance, CA, operating as Peninsula General Ins., handles life insurance agent services for local residents. It assists clients in securing financial protection through various life insurance policies. The agency typically begins by assessing an individual’s coverage needs and long-term goals. It then guides them through the available options, explaining policy features and benefits. Finally, it completes the application process, helping ensure the chosen plan aligns with the client’s specific circumstances.

TT
2510 W 237th St STE 200
Trang Trinh-Byrd - State Farm Insurance Agent
Life Insurance Agent · Torrance, CA

Trang Trinh-Byrd - State Farm Insurance Agent in Torrance, CA offers both one-time term policies and recurring whole life coverage that builds cash value over time. Life insurance helps replace lost income, settle final expenses, or pay off debts for surviving family members. Policyholders can choose renewable coverage that continues on a scheduled premium basis, ensuring long-term financial protection without requiring a new application each year. Service runs on an as-needed basis for policy adjustments, claims support, or annual coverage reviews.

OD
25550 Hawthorne Blvd STE 203
Olson Duncan Insurance Service, Inc
Life Insurance Agent · Torrance, CA

Olson Duncan Insurance Service, Inc specializes in life insurance policies designed to protect families and individuals in Torrance, CA. Its general work includes helping clients evaluate coverage options to meet long-term financial and security goals. The agency assists with policy selections that align with personal circumstances, such as income replacement or final expense planning. During open enrollment periods or after major life changes like marriage or the birth of a child, it provides guidance to adjust existing coverage.

AI
23133 Hawthorne Blvd STE 202
Adelfia Insurance
Life Insurance Agent · Torrance, CA

As Torrance families face changing financial priorities with each new season, Adelfia Insurance offers guidance on life insurance policies designed for long-term stability. Serving the local area as a life insurance agent, the company helps residents review coverage options that address income replacement and final expenses. Their approach focuses on explaining term, whole, and universal policies in a straightforward manner. An initial consultation typically begins with a no-obligation review of current coverage needs and household financial goals.

TI
21250 Hawthorne Blvd #450
TCP Insurance
Life Insurance Agent · Torrance, CA

TCP Insurance specializes in life insurance products designed to protect families and individuals in the Torrance, California area. The agency works with clients to identify appropriate policy options for income replacement and final expense planning. It also handles applications for term and whole life coverage, guiding customers through underwriting requirements. Its services include reviewing existing coverage to ensure it remains adequate as circumstances change. The company helps new parents or homeowners secure financial protection after major life events, such as a recent move or the birth of a child.

CC
1311 Crenshaw Blvd b
Covered California Enrollment Center
Life Insurance Agent · Torrance, CA

The company provides general life insurance guidance to individuals and families in the Torrance area, with an additional focus on enrolling clients in California’s health coverage options. This agency specializes in helping customers understand and select life insurance policies that complement their broader financial and wellness plans. Commercial sectors it can serve include local offices seeking key-person protection, warehouses needing group life benefits, and food service businesses offering employee coverage packages.

FI
1243 W Carson St
Freeway Insurance
Life Insurance Agent · Torrance, CA
(310) 746-5632
locations.freeway.com/freeway-insurance-torrance-ca-90502
TH
23922 Crenshaw Blvd
Tom Hindman - State Farm Insurance Agent
Life Insurance Agent · Torrance, CA
(310) 373-7392
tomhindmaninsurance.com
FI
22805 Hawthorne Blvd
Freeway Insurance
Life Insurance Agent · Torrance, CA
(310) 307-7113
locations.freeway.com/torrance-hawthorne-insurance-ca-90505
GI
3655 Torrance Blvd STE 300
Ganis Insurance Services, Inc.
Life Insurance Agent · Torrance, CA
(310) 540-8486
ganisins.com
IC
3220 Sepulveda Blvd #202
Insurance Center Associates: C & S Insurance
Life Insurance Agent · Torrance, CA
(310) 517-8255
inscenter.com
LI
3937 Artesia Blvd
Lara Insurance Agency
Life Insurance Agent · Torrance, CA
(310) 370-2300
larainsuranceagency.com
SI
18402 Hawthorne Blvd Suite B
Seashore Insurance Agency, Inc.
Life Insurance Agent · Torrance, CA
(310) 542-9500
seashoreins.com
SB
18411 Crenshaw Blvd #408
South Bay General Insurance Agency
Life Insurance Agent · Torrance, CA
(310) 954-9100
southbayinsurance.com
GL
2211 Torrance Blvd
Guardian Life Insurance Co.
Life Insurance Agent · Torrance, CA
(213) 262-1265
RA
23706 Crenshaw Blvd UNIT 104
Richard Altamirano: Allstate Insurance
Life Insurance Agent · Torrance, CA
(310) 539-3681
agents.allstate.com/richard-altamirano-torrance-ca.html
FI
373 Van Ness Ave #240
FIA Insurance Services Inc
Life Insurance Agent · Torrance, CA
(626) 795-7059
fia-insurance.com
MI
2340 Plaza del Amo Ste 200
MCD Insurance Agency
Life Insurance Agent · Torrance, CA
(310) 782-8586
mcdinsurance.com
ML
2400 W Carson St #210
Madonna L Sitka Insurance Agency
Life Insurance Agent · Torrance, CA
(310) 320-0250

What Does a a Life Insurance Agent in Torrance Cost?

Typical costs for a term life insurance policy in California range from 20 to 100 dollars per month for a healthy 35 year old seeking 500000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage amounts. Rates vary based on age health gender and policy type. This is general information not insurance advice.

About life insurance agents in Torrance

Life insurance agents in Torrance California help residents and businesses find coverage that meets state requirements. California law mandates specific disclosures for life insurance policies including a free look period of 30 days. Agents in Torrance can guide you through term life whole life and universal life options tailored to your needs.

Frequently Asked Questions

What is the free look period for life insurance in California?

California law gives you a 30 day free look period after you receive your life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This applies to all life insurance policies sold in the state.

Do I need a medical exam to get life insurance in Torrance?

Many life insurance policies in California require a medical exam but some offer simplified issue or guaranteed issue options without one. These no exam policies often have lower coverage limits and higher premiums. An agent can explain which type fits your health situation.

How does California community property law affect life insurance?

California is a community property state so life insurance purchased with community funds is owned equally by both spouses. If you name someone other than your spouse as beneficiary your spouse may have legal rights to half the policy value. An agent can help you structure ownership correctly.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.