The top-rated life insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Marc Sisler - State Farm Insurance Agent | 1345 Plaza Ct N #1a | (303) 993-6067 |
| 8 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 9 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 10 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
Inszone Insurance Services provides life insurance solutions for individuals and families in Lafayette, Colorado, helping clients secure financial protection for the future. The agency offers term life, whole life, and universal life policies tailored to diverse needs. It also includes optional coverage such as accidental death and dismemberment riders. The firm serves commercial clients across various sectors, including offices, warehouses, and food service operations.
Shawn Hughes - State Farm Insurance Agent serves the Lafayette, Colorado area offering life insurance policies to local residents. This agency assists individuals and families in selecting coverage that helps protect their financial future. The process typically involves reviewing a client's current needs and long-term goals to find suitable policy options. Common plans address income replacement for dependents or final expense management. The agency routinely handles term life insurance applications and whole life insurance policy enrollments.
Jim Plane - State Farm Insurance Agent in Lafayette, CO, provides a range of life insurance services, including term, whole, and universal life policies designed to offer financial security for families and individuals. The office assists clients with evaluating their coverage needs and adjusting plans as circumstances change over time. Regular policy reviews are offered to ensure benefits remain aligned with evolving life goals. This agency serves the insurance needs of single-family homes, apartments, retail stores, and restaurants in the local area.
Josh Chase - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lafayette, Colorado, by offering life insurance policies designed to provide financial protection for families and business continuity in the event of an unexpected loss. The agency helps clients assess coverage needs tailored to their specific stage of life or commercial responsibilities. Residents and business owners in neighboring Louisville also have access to these insurance services.
Serving Lafayette, CO, and the surrounding Front Range communities, The Woods Insurance Group: Allstate Insurance handles life insurance needs for local families and individuals. The agency works through term, whole, and universal life policy options to address clients’ financial security concerns. It typically begins every job by reviewing the client’s personal goals and current coverage gaps before matching them to a suitable product.
Shelter Insurance - Jo Peters in Lafayette, CO offers tailored life insurance policies, including term and whole life options. The agency also provides general insurance guidance to help local residents assess their coverage needs and financial goals. Personalized consultations enable clients to compare plans that protect loved ones and build cash value over time. This office assists with adjusting policies during major life changes such as buying a home or starting a family. It can be particularly helpful during open enrollment periods or when preparing for retirement planning conversations.
In this field, a one-time life insurance policy provides a fixed death benefit for a set term, while a recurring policy such as whole life builds cash value over time. Marc Sisler in Lafayette, CO, assists local residents with selecting coverage that matches their financial goals, including term or permanent plans. Appointments are scheduled as needed based on each client’s current request, with service offered on a one-time or scheduled basis depending on the policy type chosen.
As snow melts and spring hiking season approaches in Lafayette, many families begin reviewing their financial protections against unexpected events. Rocky Mountain Insurance Center responds to this need by guiding clients through the complexities of life insurance coverage. Their agents assess current policies and future goals, explaining term, whole, and universal options. A typical first step involves a free, no-obligation consultation to review existing coverage gaps and discuss beneficiaries. The process concludes with an in-home or virtual initial assessment, where the agent helps the client complete a simple personal information form.
Farmers Insurance - Daniel Coons serves residential clients in Lafayette, Colorado, with personalized life insurance agent services to protect families and their financial futures. Commercial coverage options are also available for local businesses in the surrounding area. This agency assists clients in understanding policy details and selecting appropriate coverage levels for their specific needs. After an initial meeting, the agent schedules follow-up consultations to review evolving circumstances and adjust policies accordingly between regular visits.
Farmers Insurance - Jason Tichota provides life insurance coverage to residents in and around Lafayette, CO. Its agents help individuals select policies that address long-term financial protection and income replacement for families. As a local agency, it also offers specialty add-ons such as accidental death and disability riders to further tailor coverage. The company can serve a range of commercial sectors requiring key person or buy-sell policies, including small offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Lafayette Cost?
Life insurance costs in Colorado vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates also depend on tobacco use and family medical history. This is general information not insurance advice.
About life insurance agents in Lafayette
Life insurance agents in Lafayette Colorado help residents choose policies that protect their families. Colorado law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of Boulder County families and can explain options like term life whole life and universal life insurance.
Frequently Asked Questions
What license does a life insurance agent need in Colorado?
A life insurance agent in Colorado must hold a valid producers license from the Colorado Division of Insurance. This requires passing a state exam and completing continuing education every two years.
How long does it take to get life insurance in Lafayette?
The process can take from a few days to several weeks depending on the policy type and your health. Term life insurance with no medical exam may be approved faster than whole life policies that require a full underwriting review.
Do Colorado life insurance agents offer free quotes?
Yes most life insurance agents in Lafayette provide free quotes and initial consultations. They can compare rates from multiple carriers to help you find a policy that fits your budget.
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