The top-rated life insurance agent in Cooper City, Florida is Lisa Faina: Allstate Insurance, rated 4.8 stars across 590 reviews. Other highly rated options include Maidely Tabraue: Allstate Insurance, Frank Walker - State Farm Insurance Agent, Janet Fernandez - State Farm Insurance Agent. This directory lists 13 life insurance agents serving Cooper City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Faina: Allstate Insurance | 2643 N Hiatus Rd | (954) 437-9220 |
| 2 | Maidely Tabraue: Allstate Insurance | 12240 SW 53rd St Ste 508 | (954) 266-2340 |
| 3 | Frank Walker - State Farm Insurance Agent | 12330 SW 53rd St Suite 711 | (954) 434-2244 |
| 4 | Janet Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Suite 101 | (954) 680-6605 |
| 5 | Michael Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Ste 102 | (954) 900-4077 |
| 6 | Horizons Insurance & Financial Services | 10620 Griffin Rd Suite 103 | (954) 862-1735 |
| 7 | Dewey Insurance Agency, Inc. | 10620 Griffin Rd #201 | (954) 436-5630 |
| 8 | The Blake Group | 8963 Stirling Rd Suite 7 | (954) 317-8072 |
| 9 | Advanced Insurance & Financial | 12240 SW 53rd St # 501 | (954) 436-4027 |
| 10 | The Paul Group | 12323 SW 55th St #1007 | (954) 615-1440 |
Lisa Faina: Allstate Insurance serves the Cooper City area of Broward County, providing residents with guidance on life insurance policies. This agency works with individuals and families to explore coverage options that offer financial security for loved ones. A life insurance agent in this region helps clients understand how to protect against unforeseen circumstances through policy selection. The agency specifically handles term life insurance and whole life insurance services for local customers.
Maidely Tabraue: Allstate Insurance provides a full range of life insurance products, including term and whole life policies designed to offer financial protection for families. The agency also assists clients with reviewing and updating their existing coverage and beneficiaries to ensure plans remain aligned with changing needs. Policyholders receive ongoing support through personalized consultations for claims and policy adjustments. The agency services single-family homes, apartments, retail, and restaurants.
Frank Walker - State Farm Insurance Agent in Cooper City, FL, serves homeowners, renters, and local business owners seeking personal insurance coverage. As a life insurance agent, the company helps clients explore policy options designed to provide financial protection for their families and beneficiaries. Services include term and whole life insurance guidance tailored to individual needs and budgets. The office also assists with auto, home, and health insurance needs for area customers. The agency additionally serves the nearby communities of Davie and Hollywood in the greater Fort Lauderdale metro area.
Janet Fernandez - State Farm Insurance Agent serves clients in Cooper City and its surrounding South Florida communities. The office handles a wide range of life insurance policies designed to protect families and individuals against financial hardship. Typical work includes reviewing a client’s current coverage, explaining policy differences in benefits, and identifying suitable amounts for dependents and long-term goals. The agent approaches each case by thoroughly assessing the client’s personal situation and then recommending specific plan options that meet those established needs.
Michael Fernandez - State Farm Insurance Agent in Cooper City, FL, helps clients distinguish between one-time term policies and recurring whole life options that build cash value over time, addressing both temporary income replacement and permanent coverage needs. As a local life insurance agent, the agency provides guidance on selecting appropriate beneficiaries and adjusting coverage as life circumstances change. Services, including policy reviews and beneficiary updates, are available on a scheduled or as-needed basis.
Specializing in life insurance, Horizons Insurance & Financial Services in Cooper City, FL provides personalized policy planning to protect family financial futures. The agency assists clients with term, whole, and universal life coverage while also offering initial guidance on overall financial security strategies. It helps those in the community identify appropriate coverage for debt protection or income replacement needs. For families planning for upcoming holidays or the start of a new school year, the agency reviews existing coverage to ensure changing responsibilities remain properly addressed.
As spring arrives in Cooper City, residents often reassess their coverage to safeguard growing families or new homes. Dewey Insurance Agency, Inc. responds by offering life insurance agent services tailored to local needs. They guide clients through term, whole, and universal policy options, explaining how each aligns with different financial goals. An agent listens to individual priorities before outlining available choices. To begin, they schedule a complimentary consultation to review existing policies and current household circumstances.
Based in Cooper City, FL, The Blake Group provides life insurance services primarily to residents within the local community. The agency also writes commercial coverage for small businesses operating throughout the surrounding region. Their agents work to understand each client’s unique needs when crafting a suitable policy. With each successful policy placement, they schedule a follow-up call to review beneficiary details and any life changes long before the next regular annual check-in.
Advanced Insurance & Financial helps clients in Cooper City, FL, evaluate their individual life insurance coverage needs and can add specialized policies for critical illness or accidental death. The agency works to clarify how these living benefits might support a family during a medical crisis. It provides guidance for different commercial sectors, including offices needing key person protection, warehouses managing employee benefits, and food service operations seeking business continuity coverage.
The Paul Group in Cooper City, FL, is known for offering personalized life insurance guidance to local residents. Its service range includes term, whole, and universal life policies designed to meet diverse financial needs and family situations. Agents analyze individual coverage requirements and explain policy options clearly. An additional specialty service it provides is assisting clients with integrating life insurance into a broader financial and estate planning strategy to ensure long-term security for beneficiaries.
What Does a a Life Insurance Agent in Cooper City Cost?
Life insurance costs in Florida vary widely based on age health and coverage amount. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may see premiums from 100 to over 300 dollars per month. This is general information and not insurance advice.
About life insurance agents in Cooper City
Life insurance agents in Cooper City Florida help residents find coverage that fits their family and financial goals. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Local agents can explain how Florida insurance regulations affect your policy options and premiums.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Florida life insurance agents must hold a valid 2-15 license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents also need to renew their license every two years with continuing education.
How long does it take to get life insurance in Cooper City?
The application process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam can be approved in 24 to 48 hours. Policies requiring a medical exam may take two to six weeks for underwriting.
Is a medical exam always required for life insurance in Florida?
No, many insurers offer no-exam policies for healthy applicants. These policies often have lower coverage limits and higher premiums. Florida law allows insurers to use medical history and prescription records instead of a physical exam.
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