The top-rated life insurance agent in Coral Gables, Florida is DFI INSURANCE COMPANY, rated 4.8 stars across 366 reviews. Other highly rated options include WeDo Insurance & Taxes, Borbolla Insurance Agencies Inc: Allstate Insurance, Gus Cisneros - State Farm Insurance Agent. This directory lists 18 life insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DFI INSURANCE COMPANY | 1430 S Dixie Hwy STE 307 | (305) 665-1903 |
| 2 | WeDo Insurance & Taxes | 801 Madrid St # 201 | (305) 432-3966 |
| 3 | Borbolla Insurance Agencies Inc: Allstate Insurance | 320 Sevilla Ave Ste 202 | (877) 217-7445 |
| 4 | Gus Cisneros - State Farm Insurance Agent | 1700 Ponce de Leon Blvd | (305) 826-8222 |
| 5 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 6 | Carlos Martinez - State Farm Insurance Agent | 1430 S Dixie Hwy Ste 316a | (305) 663-4921 |
| 7 | Leticia Insurance Agency | 5538 SW 8th St | (305) 631-2094 |
| 8 | Alex Blanco: Allstate Insurance | 708 S Dixie Hwy | (305) 895-2333 |
| 9 | CoverDad | 2000 Ponce de Leon Blvd 6th FL | (305) 934-7840 |
| 10 | Ileana Cabrera-Rodriguez - State Farm Insurance Agent | 1925 Ponce de Leon Blvd | (305) 529-9966 |
DFI Insurance Company serves the Coral Gables area and surrounding Miami-Dade County as a life insurance agent. The firm assists clients in evaluating their long-term financial protection needs and selecting appropriate coverage. Agents help individuals understand how life insurance policies can provide income replacement for dependents or final expense funds. The company also handles policy comparisons and applications for both term and permanent life insurance products suited to local residents.
WeDo Insurance & Taxes provides life insurance agent services to clients in the Coral Gables, Florida area. The company works with individuals and families to assess their financial protection needs, offering guidance on policy selection and coverage amounts. For existing clients, the agency assists with policy reviews, beneficiary updates, and routine service inquiries to keep plans current. The company also handles tax-related services alongside insurance consultations. WeDo Insurance & Taxes serves clients living in single-family homes, apartments, and commercial property owners operating retail shops and restaurants.
Borbolla Insurance Agencies Inc: Allstate Insurance serves homeowners, families, and small-business owners seeking life insurance coverage in Coral Gables. It helps clients assess their financial protection needs through term, whole, or universal life policies. The agency also guides beneficiaries through claims and policy adjustments. Its office provides consultations on coverage amounts, riders, and premium payment options for building long-term security. The agency additionally serves the broader Miami metropolitan area, including the neighboring community of South Miami.
Serving Coral Gables and the surrounding South Florida communities, Gus Cisneros - State Farm Insurance Agent handles life insurance policies designed to protect families financially. An agent works with clients to assess their long-term needs and coverage goals. Gus Cisneros provides guidance on term or permanent life insurance options, explaining the features of each policy. For a typical client, the agent begins by reviewing the individual’s current financial situation and future obligations before recommending an appropriate plan that fits their budget and provides reliable support.
GreatFlorida Insurance: Mike Carcas in Coral Gables, FL, offers life insurance as both a one-time policy and a recurring coverage option, helping clients choose between term plans with a fixed period or permanent whole-life protection that builds cash value. These policies provide the financial benefit of a death benefit to designated beneficiaries upon the insured’s passing, addressing estate settlement and income replacement needs. Service is provided based on each client’s request for policy review or new enrollment, operating on an as-needed basis.
Carlos Martinez - State Farm Insurance Agent in Coral Gables, FL offers specialty life insurance services, including term and whole life policies designed to provide financial security for families. The agency also handles general insurance needs, such as auto, home, and renters coverage, tailoring solutions to individual circumstances. As a local agent, it helps clients navigate complex coverage options during major life changes, such as planning for a new baby’s future or securing a spouse’s financial stability upon retirement.
As families in Coral Gables review their financial plans for the new year, life insurance remains a key component of long-term security against unexpected events. Leticia Insurance Agency provides life insurance agent services to local residents, helping them navigate their individual coverage needs. They focus on understanding each client's situation and explaining different policy options in the market. An initial consultation can begin with a simple assessment of current coverage and future financial goals to determine the appropriate next steps.
Alex Blanco: Allstate Insurance provides life insurance policies and related financial protection services to individuals and families in Coral Gables, Florida. The agency specializes in term life and whole life coverage, helping clients secure income replacement and final expense planning for their long-term needs. This office assists with benefit enrollment and policy adjustments for small business owners, commercial property operators, and employers overseeing staff benefits. It serves a range of commercial sectors, including professional offices, local warehouses, and food service establishments.
Ileana Cabrera-Rodriguez serves residential clients in Coral Gables with life insurance plans, while also offering business coverage to local companies. Their service area extends throughout the Coral Gables region in Florida. As a life insurance agent, they help families and businesses assess coverage needs. Clients can return for annual policy reviews or to adjust coverage after major life changes. This follow-up service between regular visits ensures protection keeps pace with changing circumstances and new financial goals.
What Does a a Life Insurance Agent in Coral Gables Cost?
Typical costs for life insurance in Florida vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy of 500,000 dollars. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Florida insurance rates are generally higher than the national average due to the state's risk profile. This is general information and not insurance advice.
About life insurance agents in Coral Gables
Life insurance agents in Coral Gables help residents and businesses select policies that provide financial protection for their families. Florida law requires agents to be licensed by the Florida Department of Financial Services and to follow strict disclosure rules. Local agents understand the unique risks and needs of South Florida families, including hurricane coverage considerations.
Frequently Asked Questions
What license does a life insurance agent need in Coral Gables Florida?
Agents must hold a valid Florida life insurance license issued by the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long does it take to get a life insurance policy in Coral Gables?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often issue faster than whole life. Florida law allows a free look period of at least 10 days after you receive the policy.
Can a Coral Gables life insurance agent help with estate planning?
Yes many agents work with estate planning attorneys to coordinate life insurance with wills and trusts. Florida does not have a state estate tax but federal estate tax may apply. An agent can help structure ownership and beneficiaries to meet your goals.
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