The top-rated life insurance agent in Crystal River, Florida is Ryan Lampasona - State Farm Insurance Agent, rated 4.8 stars across 383 reviews. Other highly rated options include Advanced Insurance Solutions, Depot Insurance, Inc, Bird Insurance Group Llc. This directory lists 17 life insurance agents serving Crystal River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Lampasona - State Farm Insurance Agent | 867 NE 5th St | (352) 795-4747 |
| 2 | Advanced Insurance Solutions | 930 N Suncoast Blvd | (352) 228-4040 |
| 3 | Depot Insurance, Inc | 720 NE, US-19 | (352) 563-1590 |
| 4 | Bird Insurance Group Llc | 721 NE US Hwy 19 | (352) 489-1992 |
| 5 | Kevin Hewitson: Allstate Insurance | 8028 W Gulf to Lake Hwy | (352) 563-2323 |
| 6 | Florida Blue | 712 NE US Hwy 19 | (352) 563-0015 |
| 7 | Angelina Godfrey Insurance Agency | 916 N Suncoast Blvd | (352) 436-4968 |
| 8 | West Coast Insurers | 104 SE 7th Ave | (352) 795-2354 |
| 9 | Linda Lane - State Farm Insurance Agent | 901 US-19 | (352) 563-0101 |
| 10 | O'Brien Insurance Agency, Inc | 831 NE US Hwy 19 | (352) 563-0749 |
Ryan Lampasona - State Farm Insurance Agent serves Crystal River, Florida, and the surrounding Citrus County area. The agency provides life insurance policies designed to help individuals and families protect their financial futures. As a local life insurance agent, this office focuses on explaining coverage options and guiding clients through the application process. Services commonly handled in this area include term life insurance policies for temporary needs and whole life insurance options that build cash value over time.
Advanced Insurance Solutions provides life insurance and related financial protection services to residents of Crystal River, Florida. The company assists clients in selecting appropriate coverage plans and offers ongoing policy maintenance and beneficiary updates. Guided by standard industry practices, the agent helps individuals assess their specific needs and adjust their plans over time. The agency serves a diverse mix of properties, including single-family homes, apartments, retail establishments, and local restaurants.
Serving Crystal River and the surrounding Citrus County communities, Bird Insurance Group Llc assists clients with life insurance policies for income replacement and final expense planning. In this coastal market, it addresses the financial security needs of families and individuals concerned about protecting loved ones. For a typical life insurance job, the company begins by reviewing each person’s situation, explaining available term and whole life options, and then recommending a policy that fits the applicant’s long-term budget and coverage goals.
Kevin Hewitson: Allstate Insurance in Crystal River, FL, helps clients distinguish between term policies, which offer temporary protection at fixed rates, and permanent policies, which build cash value over a lifetime of coverage. Life insurance can cover end-of-life expenses or replace lost income for dependents in the event of an untimely death. Their service runs on a one-time policy selection basis or as needed for annual reviews and adjustments to existing plans.
Florida Blue in Crystal River offers life insurance agent services focused on helping clients select appropriate coverage plans. It also assists with the general work of policy reviews, beneficiary updates, and coordinating with other financial accounts. Throughout Citrus County, this local agency provides guidance amid changing health needs and family transitions. During hurricane season, it helps policyholders understand how their existing coverage addresses evacuation expenses or temporary housing needs should a storm disrupt daily life in the area.
Angelina Godfrey Insurance Agency works with individuals and families to secure life coverage that helps protect financial stability and future goals. The agency specializes in tailoring policies to address specific needs, such as income replacement or final expense planning. Serving Crystal River and the surrounding areas of Florida, the company provides guidance through the selection of term or permanent life insurance options. Commercial clients can also benefit from business continuation planning and key person coverage. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Serving residents in Crystal River and the surrounding communities, West Coast Insurers provides life insurance agent services for individual households. The company also offers commercial coverage to local businesses seeking financial protection plans in the area. Agents assist clients with policy options designed to secure beneficiaries against future uncertainties in the local economy. Following each policy review or initial consultation, the office schedules follow-up appointments to adjust coverage as needed, ensuring continued support between regular visits.
With hurricane season approaching in Crystal River, residents often review their coverage for property protection. Linda Lane - State Farm Insurance Agent helps local homeowners and drivers assess their life insurance needs alongside their auto and home policies. The agency explains how life insurance can provide financial stability for families facing unexpected events. Individual term and whole life options are discussed during a complimentary needs review. Clients should schedule an initial assessment to compare existing coverage with current options available in the Florida market.
O'Brien Insurance Agency, Inc. is a life insurance agent in Crystal River, FL, known for helping individuals and families secure financial protection for the future. The agency offers a range of policies, including term and permanent life insurance options, to meet varying coverage needs and budget considerations. As a local provider, it assists clients through the application process and ensures policies remain aligned with long-term financial goals. For a specialty add-on, the agency can provide accelerated death benefit riders for those seeking early access to funds under qualifying conditions.
What Does a a Life Insurance Agent in Crystal River Cost?
Life insurance costs in Florida vary by age health and policy type. A healthy 40 year old might pay 30 to 60 dollars per month for a 250000 dollar term life policy. Smokers and older applicants pay higher rates. Florida residents may also see slight rate adjustments due to state regulations and risk factors. This is general information and not insurance advice.
About life insurance agents in Crystal River
Life insurance agents in Crystal River Florida help residents find coverage that fits their budget and goals. Florida law requires agents to be licensed by the state and follow strict disclosure rules. Local agents can explain term life whole life and other policy types available in Citrus County.
Frequently Asked Questions
What license does a life insurance agent in Crystal River need?
Agents must hold a valid Florida 2-15 life and health insurance license. They must complete continuing education courses every two years. You can verify an agents license on the Florida Department of Financial Services website.
How long does it take to get a life insurance policy in Florida?
The process usually takes 2 to 6 weeks from application to approval. Florida has a 10 day free look period after you receive the policy. This allows you to cancel for a full refund if you change your mind.
Can a life insurance agent in Crystal River help with final expense insurance?
Yes many agents offer final expense or burial insurance policies. These are smaller whole life policies often with face amounts from 5000 to 50000 dollars. They do not require a medical exam in most cases.
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