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Directory of life insurance agents in Cutler Bay, Florida. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Cutler Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 life insurance agents in Cutler Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ellie Mills - State Farm Insurance Agent
20330 Old Cutler Rd, Cutler Bay, FL 33189
(305) 238-8688
gotmills.com
Estrella Insurance
20214 Old Cutler Rd, Cutler Bay, FL 33189
(305) 232-7690
agents.estrellainsurance.com
Del Toro Insurance
18651 S Dixie Hwy, Cutler Bay, FL 33157
(305) 252-1009
deltoroinsurance.com
Claudia's Insurance Inc
18901 SW 106th Ave #132, Cutler Bay, FL 33157
(786) 293-9141
claudiasinsurance.com
Lumina Insurance At Cutler Bay
20250 S Dixie Hwy Ste 202, Cutler Bay, FL 33189
(786) 409-0930
luminainsuranceatcutlerbay.com
Danel Insurance Solutions
10700 Caribbean Blvd, Cutler Bay, FL 33189
(888) 906-9862
danelserves.com
Goosehead Insurance - Luis Andrew Ruiz & Eric Gray
20325 Old Cutler Rd, Cutler Bay, FL 33189
(786) 685-2962
goosehead.com
Gerald Campbell: Allstate Insurance
10655 SW 190th St STE 2111, Cutler Bay, FL 33157
(305) 602-5200
agents.allstate.com
Sebanda Insurance
10675 SW 190th St suite 1205, Cutler Bay, FL 33157
Life insurance agents in Cutler Bay Florida help residents find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow specific regulations under the Florida Insurance Code. Local agents understand the unique risks in South Florida such as hurricane exposure and can guide you to appropriate policies.
What Does a Life Insurance Agent in Cutler Bay Cost?
Life insurance costs in Florida vary based on age health coverage amount and policy type. A healthy 35 year old might pay around 25 to 50 dollars per month for a 20 year term policy of 500 thousand dollars. Older applicants or those with health conditions may pay more. Florida residents may see slightly higher rates due to hurricane risk and higher cost of living in some areas. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 Life and Health license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How do I choose a life insurance agent in Cutler Bay?
Look for an agent with experience in Florida insurance markets and positive client reviews. Check their license status on the Florida Department of Financial Services website. Ask about the types of policies they offer and how they tailor coverage to your situation.
What is the free look period for life insurance in Florida?
Florida law gives you a free look period of 10 days after you receive your life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid. This rule applies to most individual life insurance policies sold in the state.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.