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Life Insurance Agents in Fernandina Beach, FL

Directory of life insurance agents in Fernandina Beach, Florida. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 life insurance agents in Fernandina Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300 brightway.com
Brightway Insurance, The Tarzia Agency
960185 Gateway Blvd STE 107, Fernandina Beach, FL 32034
(904) 491-7622 brightway.com
Fernando Cevallos - State Farm Insurance Agent
474418 E State Rd 200, Fernandina Beach, FL 32034
(904) 261-2664 fernandinafern.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515 8flags.com
Compass Group Insurance
11 S 11th St, Fernandina Beach, FL 32034
(904) 746-4648 compassgroupinsurance.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736 agents.estrellainsurance.com
Nelson & Associates Insurance, LLC.
1890 S 14th St #301, Fernandina Beach, FL 32034
(904) 326-3288 nelsonandassociatesinsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707 morrowig.com
Amelia Insurance
2384 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-3606 ameliainsurance.com
Llerandi Insurance Group
474384 E State Rd 200, Fernandina Beach, FL 32034
(904) 310-3803 content.naic.org
Tatum Insurance Agency of Amelia Island
5317 S Fletcher Ave #3, Fernandina Beach, FL 32034
(904) 729-4575 tatumagency.com
Amelia Underwriters
117 Centre St, Fernandina Beach, FL 32034
(904) 261-2306 ameliaunderwriters.com
Farm Bureau Insurance - Fernandina Beach
1890 S 14th St Suite 301, Fernandina Beach, FL 32034
(904) 261-4355
Harper Insurance Agency Inc.
714 Beech St, Fernandina Beach, FL 32034
(904) 406-0887 harperinsuranceagencyinc.com
McGriff Insurance Services
5211 S Fletcher Ave STE 100, Fernandina Beach, FL 32034
(904) 261-9828 mcgriffinsurance.com
Raulerson Insurance Group
1901 Island Walkway #113, Fernandina Beach, FL 32034
(904) 267-1585 raulersoninsurance.com
TRINITY LIFE INSURANCE
2754 Ocean Dr B, Fernandina Beach, FL 32034
(904) 556-2897 trinityinsuranceco.com
Insurance Office of America
6 N 2nd St #202, Fernandina Beach, FL 32034
(904) 261-3330 ioausa.com
A & B Insurance
1471 S 8th St, Fernandina Beach, FL 32034
(904) 388-6446 aandbinsurance.com

Life insurance agents in Fernandina Beach Florida help residents find coverage that meets their needs. Florida law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the unique needs of Nassau County families and retirees.

What Does a Life Insurance Agent in Fernandina Beach Cost?

Typical costs for life insurance in Florida range from 20 to 100 dollars per month for a healthy 35 year old with a 250,000 dollar term policy. Whole life policies can cost 100 to 500 dollars per month or more. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. This requires completing pre licensing education and passing a state exam. Agents must also complete continuing education every two years.
How long does the Florida life insurance application process take?
The application process in Florida usually takes 2 to 6 weeks from application to policy issue. Some policies may require a medical exam and underwriting review. Florida law allows a 10 day free look period after you receive the policy.