The top-rated life insurance agent in Hialeah, Florida is Univista Insurance, rated 4.9 stars across 2,437 reviews. Other highly rated options include GoldenTrust Insurance, Florida One Insurance Agency, Astra Insurance. This directory lists 24 life insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 1420 W 68th St | (305) 828-8899 |
| 2 | GoldenTrust Insurance | 2458 W 60th St | (305) 709-2166 |
| 3 | Florida One Insurance Agency | 142 E 49th St | (305) 479-2864 |
| 4 | Astra Insurance | 4445 W 16th Ave Suite 308 | (786) 681-0307 |
| 5 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 6 | Bortec Insurance | 600 Palm Ave C | (786) 780-1255 |
| 7 | Opportunity Insurance | 3750 W 16th Ave #222 | (786) 244-9869 |
| 8 | Braojos Insurance | 900 W 49th St STE 528 | (786) 306-0634 |
| 9 | Pandora Insurance | 3520 W 18th Ave #155 | (305) 231-9898 |
| 10 | LP Insurance Associates Inc | 801 W 48th St suite b | (305) 888-5747 |
Univista Insurance provides life insurance services in Hialeah Gardens, FL, while also offering additional coverage to support personal and family financial protection. Their work involves helping clients select policies that address income replacement and final expense needs. The agency serves both individuals and various commercial sectors within the local area, including small offices, warehouses, and food service establishments.
GoldenTrust Insurance serves the Miami-Dade County area, including Hialeah, Florida, offering life insurance agent services to local residents and families. The company helps clients explore term life policies designed to provide coverage for specific financial responsibilities. It also advises on whole life insurance options that accumulate cash value over time for long-term planning needs. In this region, the agency assists with annuity products that can offer guaranteed income streams for retirement.
Florida One Insurance Agency provides a range of life insurance services to individuals and families in the Hialeah, Florida area. Its offerings include term and whole life insurance policies designed to help clients plan for long-term financial security. The agency also assists with policy reviews and beneficiary updates. It works to match each client’s coverage with their personal needs and budget. The agency primarily serves single-family homes and residential clients across the local community.
Astra Insurance serves homeowners, families, and individuals in Hialeah, FL, seeking life insurance coverage. The agency helps clients navigate term and whole life policies to support financial security for their loved ones. Local residents rely on this agent for guidance on choosing appropriate coverage amounts and beneficiaries. The agent provides clear explanations of policy options and assists with the application process. Astra Insurance also offers its life insurance services to communities in nearby Miami Lakes.
Diamond Insurance Agency Inc in Hialeah, FL distinguishes between one-time policy purchases and recurring service options for life coverage. Their agents help clients select term or whole life insurance that fits individual financial needs and future goals. The agency explains how different plans can provide income replacement, debt protection, or final expense funds. This local firm offers services on an as-needed basis, so clients can schedule appointments for annual reviews, policy adjustments, or new coverage applications whenever a life change occurs.
Serving the Hialeah area and surrounding South Florida communities, Bortec Insurance handles life insurance planning for local families. Its primary focus is helping clients secure financial protection for their loved ones through various policy options. The firm understands the importance of tailoring coverage to meet individual needs and changing life circumstances in the region. To complete a typical job, an agent will first conduct a thorough review of the client’s current situation and future goals before presenting customized policy recommendations for their specific life stage.
Opportunity Insurance specializes in life insurance agent services, offering term life and whole life policies tailored for local residents of Hialeah, Florida. It assists clients in navigating policy comparisons and underwriting requirements to secure financial protection for their families. The agency addresses common concerns such as ensuring adequate coverage during open enrollment periods or adjusting policies after major life changes like a new mortgage or the birth of a child.
Braojos Insurance in Hialeah, Florida, is known for providing life insurance coverage to local residents seeking financial security. Its service range includes guiding clients through the process of selecting appropriate life insurance policies. A life insurance agent works to assess individual needs and present policy options that protect families from unexpected financial hardship. Policyholders can customize their plans with added provisions. This company specializes in offering final expense insurance as an additional service.
As families in Hialeah begin planning for the new year, securing financial protection for loved ones often becomes a priority. Pandora Insurance assists residents in navigating the complexities of life insurance policies to find suitable coverage for their specific stage of life. Agents explain term and whole life options clearly, helping clients understand how each policy addresses long-term household needs and future obligations. The process typically begins with a straightforward review of current income and existing assets to determine appropriate benefit levels during an initial financial assessment meeting.
LP Insurance Associates Inc serves the Hialeah, Florida area, offering life insurance agent services to individuals and families. The company assists clients in evaluating their financial protection needs, focusing on policies that provide income replacement and legacy planning. It helps customers compare coverage options from various providers to fit personal budgets and health situations. LP Insurance Associates Inc handles term life insurance and final expense policies for local residents.
What Does a a Life Insurance Agent in Hialeah Cost?
Life insurance costs in Florida vary by age health and policy type. A healthy 40 year old in Hialeah might pay 30 to 60 dollars per month for a 20 year 250000 dollar term policy. Whole life policies cost more often 150 to 300 dollars per month for similar coverage. Florida has no state income tax on life insurance payouts. This is general information not insurance advice.
About life insurance agents in Hialeah
Life insurance agents in Hialeah Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Many agents in Hialeah serve the local Cuban American community with bilingual services.
Frequently Asked Questions
What license does a life insurance agent in Hialeah need?
Florida law requires life insurance agents to hold a valid 2-15 or 2-14 license from the Florida Department of Financial Services. Agents must complete continuing education every two years to renew their license.
How long does a Florida life insurance policy have a free look period?
Florida law gives you a 30 day free look period after you buy a new life insurance policy. You can cancel the policy within this time and get a full refund of any premiums paid.
Do life insurance agents in Hialeah need to disclose commissions?
Yes Florida law requires agents to provide a written disclosure of their compensation if you ask. This includes commissions fees or other payments from the insurance company.
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