The top-rated life insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,686 reviews. Other highly rated options include Vital Health Insurance, Ocean Trust Insurance & Financial Services, George Meroni - State Farm Insurance Agent. This directory lists 29 life insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | Vital Health Insurance | 11637 SW 235th St | (786) 227-3915 |
| 3 | Ocean Trust Insurance & Financial Services | 809 N Homestead Blvd | (866) 356-2326 |
| 4 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 5 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 6 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 7 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 8 | DTRT Insurance Group - Homestead | 650 NE 22nd Terrace Suite 313 | (786) 243-0303 |
| 9 | Aixa Hernandez - State Farm Insurance Agent | 381 N Krome Ave Ste 208 | (305) 508-4835 |
| 10 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
GoldenTrust Insurance Homestead serves the Miami-Dade County area from its location in Homestead, Florida. As a life insurance agent, it provides policies that offer financial protection for families and individuals. Clients can explore term life coverage for temporary needs or permanent life insurance for lifelong support and cash value accumulation. This agency also handles final expense insurance, helping to cover end-of-life costs for local residents.
Vital Health Insurance in Homestead, FL, offers a range of life insurance policies, including term, whole, and universal coverage. These policies are designed to help individuals secure financial protection for their families or cover final expenses. The agency provides initial consultations to assess client needs, followed by policy selection and ongoing policy management to adjust coverage as life circumstances change. Services are available for clients owning single-family homes, apartments, retail spaces, and restaurants.
Ocean Trust Insurance & Financial Services serves homeowners, businesses, and property managers in Homestead, Florida, by offering life insurance policies tailored to provide financial protection for families and business continuity. The agency helps clients assess their coverage needs and navigate policy options to secure benefits that safeguard dependents and company assets. Through personalized consultations, it addresses local estate planning considerations and debt coverage strategies. The firm also extends its services to the broader South Miami-Dade metro area, including neighborhoods such as Cutler Bay and Palmetto Bay.
Serving Homestead, Florida, and the surrounding communities, George Meroni - State Farm Insurance Agent handles life insurance policies designed to provide financial protection for families. The agency assists clients in selecting coverage plans that address their specific needs. Typical work involves reviewing a client’s current situation, explaining available options for term or whole life policies, and tailoring a strategy that fits their long-term goals. The agent generally takes a consultative approach to ensure each customer understands how a policy can support their beneficiaries.
Univista Insurance serves the Homestead, Florida, area as a Life Insurance Agent. The agency assists clients in securing financial protection for their families through life insurance products. It guides individuals in evaluating term and permanent life policies to match their coverage needs. Understanding how local costs and family structures affect insurance choices is central to its service. Univista Insurance specifically handles policy reviews and beneficiary designations for residents in the Homestead area.
Your Family First Insurance Inc in Homestead, FL offers life insurance as a service that can be engaged either as a one-time purchase of a policy or as an ongoing arrangement with periodic premium adjustments. Coverage options provide financial protection for local families and individuals seeking to secure their loved ones’ future against unforeseen events. The company operates strictly on a scheduled basis, meaning payments and policy reviews are handled according to a predetermined timeline agreed upon with each client.
Amco Insurance specializes in life insurance policies focused on income replacement and final expense planning. It serves clients throughout Homestead, Florida, helping them review coverage options for their specific financial obligations. The company guides individuals through underwriting processes and policy adjustments to keep beneficiaries protected. For local households facing major life changes, such as a recent marriage or the birth of a child, Amco Insurance helps reassess existing plans to ensure adequate protection is in place.
As families in Homestead begin planning their financial futures for the new school year or approaching hurricane season, securing dependable life insurance coverage becomes a key priority. DTRT Insurance Group - Homestead assists local residents by explaining policy options that can help provide long-term security for their beneficiaries. The agency works with clients to identify suitable term or whole life products based on individual needs and household budgets. To start, they schedule a straightforward initial consultation to review current coverage gaps and discuss personal objectives before recommending any specific plan.
Located in Homestead, Florida, this agency provides life insurance services for residents in their own homes, ensuring personalized coverage for individual needs. Commercial life insurance solutions are also available for local businesses, with service extending throughout the Homestead area. A full discussion of policy options occurs during each appointment, and agents offer follow-up consultations between regular annual visits to adjust coverage as life circumstances evolve.
What Does a a Life Insurance Agent in Homestead Cost?
Typical costs for life insurance in Florida range from 20 to 100 dollars per month for a healthy 30 year old with a 250000 dollar term policy. Rates increase with age and health conditions. Florida residents may also face slightly higher premiums due to the state's weather risks. This is general information and not insurance advice.
About life insurance agents in Homestead
Life insurance agents in Homestead Florida help residents choose policies that protect their families and meet state requirements. Florida law requires insurers to offer a free look period of at least 10 days on new life policies. Local agents understand the unique needs of South Florida families and can guide you through term life whole life and other options.
Frequently Asked Questions
What is the free look period for life insurance in Florida?
Florida law gives you at least 10 days to review a new life insurance policy. If you cancel within this period you get a full refund of any premiums paid.
Do I need a medical exam to get life insurance in Homestead Florida?
Many policies require a medical exam but some offer no exam coverage for lower amounts. An agent can help you find a policy that fits your health situation and budget.
How long does it take to get a life insurance policy in Homestead?
The process can take a few days to several weeks depending on the policy type and your health. Simplified issue policies may be approved in days while fully underwritten policies take longer.
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