The top-rated life insurance agent in Jacksonville Beach, Florida is First Beaches Insurance, rated 5.0 stars across 145 reviews. Other highly rated options include We Insure Jacksonville Beach - Matt Moss & Chris Crafton, Florida Home Insurance Network, Russ Vorhis - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Jacksonville Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Beaches Insurance | 1617 Beach Blvd | (904) 249-4324 |
| 2 | We Insure Jacksonville Beach - Matt Moss & Chris Crafton | 220 14th Ave S | (904) 428-1052 |
| 3 | Florida Home Insurance Network | 1301 Penman Rd ste c | (904) 900-7245 |
| 4 | Russ Vorhis - State Farm Insurance Agent | 1538 The Greens Way # 103 | (904) 834-4282 |
| 5 | Choice Advocate Insurance | 1511 Penman Rd ste a | (904) 513-3955 |
| 6 | GreatFlorida Insurance: Alex Bigale | 314 2nd Ave S Suite 101 | (904) 694-0741 |
| 7 | Ocean State Insurance | 203 3rd St S | (904) 246-1829 |
| 8 | Blue Marlin Insurance | 2029 3rd St N | (904) 712-3470 |
| 9 | Peter Merlini Insurance | 422 Jacksonville Dr | (904) 412-6868 |
| 10 | Fletcher & Company Insurance | 1211 3rd St N | (904) 249-2345 |
First Beaches Insurance serves the Jacksonville Beach, Florida, area as a life insurance agent. The company helps clients select and apply for coverage designed to provide financial security for families and beneficiaries. Its work typically involves assessing individual needs and matching them with suitable policy options from various insurers. The firm handles term life insurance policies for temporary coverage needs and whole life insurance plans for lifetime protection and cash value accumulation.
We Insure Jacksonville Beach - Matt Moss & Chris Crafton provides life insurance agent services for the Jacksonville Beach area. Their work includes helping clients select life insurance policies suited to individual financial circumstances and long-term planning goals. They assist with policy applications and coverage adjustments as needs change over time. Their ongoing service includes policy reviews and beneficiary updates. They service single-family homes, apartments, retail, and restaurants.
Florida Home Insurance Network serves homeowners, businesses, and property managers in Jacksonville Beach and the surrounding area by helping them secure life insurance coverage that protects their families and financial futures. The agency guides clients through the process of choosing appropriate policies to meet individual needs and long-term goals. They work with local residents and commercial clients to provide straightforward advice on life insurance options. The company also assists customers in the neighboring communities of Neptune Beach and Atlantic Beach.
Russ Vorhis - State Farm Insurance Agent provides life insurance coverage to clients in Jacksonville Beach, Florida. The agency specializes in term life, whole life, and universal life policies designed to address diverse financial needs. Comprehensive planning services help families manage long-term protection goals. The office serves both individual households and commercial sectors such as offices, warehouses, and food service.
Choice Advocate Insurance serves Jacksonville Beach, Florida, and the surrounding coastal communities, handling life insurance policies for local residents. It focuses on helping clients choose coverage that fits their individual financial situations and family needs. The agency works with standard term and permanent life products, guiding customers through the application and underwriting process. Its typical approach involves reviewing a client’s current obligations and future goals before presenting suitable policy options from multiple carriers.
GreatFlorida Insurance: Alex Bigale specializes in life insurance products such as term life and whole life policies. The agency provides general insurance services for individuals and families in Jacksonville Beach, Florida. It helps clients assess coverage needs based on their financial goals and stage of life. The office assists with applications, policy reviews, and beneficiary designations. During the busy summer season, it can help new homeowners and young families secure protection before their major financial commitments take effect.
Ocean State Insurance in Jacksonville Beach, Florida helps clients distinguish between one-time policies for specific needs and recurring coverage for ongoing financial protection. The agency guides individuals through life insurance options designed to provide financial security for families and beneficiaries. These services include term and permanent policies tailored to local residents’ circumstances. Service appointments are available on a one-time, scheduled, or as-needed basis.
As coastal homeowners in Jacksonville Beach review their financial protection ahead of hurricane season, Blue Marlin Insurance offers life insurance agent services to help families secure their coverage. The company guides clients through policy options designed to address long-term obligations such as mortgages or college plans. Each consultation begins with an initial needs assessment to evaluate current coverage levels and identify potential gaps.
Serving residential clients in Jacksonville Beach and the surrounding areas, Peter Merlini Insurance also extends life insurance coverage to commercial clients throughout Northeast Florida. The agency works to match individuals and business owners with policies that address their financial protection needs. Regular follow-up and policy reviews are provided to ensure coverage remains aligned with changing circumstances between the client’s routine visits.
Fletcher & Company Insurance provides life insurance options designed to offer long-term financial protection for residents of Jacksonville Beach, Florida. The agency specializes in term and whole life insurance policies, helping clients address estate planning needs and income replacement strategies through these more tailored products. Its services support a range of commercial sectors, including offices, warehouses, and food service operations that may require business continuity planning regarding key personnel.
What Does a a Life Insurance Agent in Jacksonville Beach Cost?
Life insurance costs in Florida vary by age, health, and coverage amount. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may see higher premiums. Florida residents may also face slightly higher rates due to the states hurricane risk and higher cost of living. This is general information and not insurance advice.
About life insurance agents in Jacksonville Beach
Life insurance agents in Jacksonville Beach, Florida help residents and families choose policies that provide financial protection. Florida law requires agents to hold a valid state license and follow regulations set by the Florida Office of Insurance Regulation. Local agents understand the specific needs of coastal communities, including hurricane-related risks and estate planning for beachfront properties.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 Life and Health license issued by the Florida Department of Financial Services. Agents must also complete continuing education every two years to maintain their license.
How long does it take to get a life insurance policy in Jacksonville Beach?
The process usually takes between 2 and 6 weeks from application to policy issue. Factors like medical exams, underwriting, and policy type can affect the timeline. Some term policies with no medical exam can be issued in a few days.
Are there Florida-specific rules for life insurance beneficiaries?
Yes, Florida law allows you to name any person or entity as a beneficiary. Under Florida Statute 732.513, a divorce automatically revokes a former spouse as beneficiary unless the policy states otherwise. This rule helps ensure your benefits go to your intended recipients.
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