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Find Life Insurance Agents in Melbourne, FL

Directory of life insurance agents in Melbourne, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 life insurance agents in Melbourne, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Erb and Young Insurance
6550 N Wickham Rd STE 9, Melbourne, FL 32940
(321) 254-0095 erbandyoung.com
Brian West - State Farm Insurance Agent
2320 Dairy Rd #102, Melbourne, FL 32904
(321) 872-0123 brianjwest.com
321 Insurance Advisors
7025 N Wickham Rd #110, Melbourne, FL 32940
(321) 309-0900 321insuranceadvisors.com
Better Insurance Group
1580 N Harbor City Blvd, Melbourne, FL 32935
(321) 724-2100 betterinsurancegroup.com
Kim Osman Insurance Group, Inc.
474 N Harbor City Blvd, Melbourne, FL 32935
(321) 242-2311 kimosmanins.com
Space Coast Insurance Agency, LLC
6450 Anderson Way, Melbourne, FL 32940
(321) 799-2929 spacecoastinsurance.com
Kasey Osman: Allstate Insurance
930 S Harbor City Blvd Ste 202, Melbourne, FL 32901
(321) 725-8022 agents.allstate.com
The Florida Health Insurance Exchange
2454 Minton Rd, Melbourne, FL 32904
(321) 725-8100 floridablue-fwh.com
Anthony Insurance Agency
7331 Office Park Place STE 500, Melbourne, FL 32940
(321) 242-3181 anthonyinsurance.net
GreatFlorida Insurance: Cheryl Miller
1678 W Hibiscus Blvd #103, Melbourne, FL 32901
(321) 253-8531 westmelbourne.greatflorida.com
The Insurance Center of Central Florida, Inc.
3760 Eau Gallie Blvd #104, Melbourne, FL 32934
(321) 255-0986 theinsurancecenter.us
GreatFlorida Insurance: Sara LaManna
1571 Aurora Rd, Melbourne, FL 32935
(321) 241-4881 northmelbourne.greatflorida.com
1 Source Insurance Agency Inc.
1701 S Harbor City Blvd, Melbourne, FL 32901
(321) 722-3888 1sourceagency.com
All Brevard Insurance
1751 Sarno Rd STE 5, Melbourne, FL 32935
(321) 255-3337 allbrevardinsurance.com
Gallagher Insurance, Risk Management & Consulting
1694 W Hibiscus Blvd B, Melbourne, FL 32901
(321) 722-2338 assuredpartners.com
Insurance Group of Florida, Inc.
1900 S Harbor City Blvd, Melbourne, FL 32901
(800) 670-6250 insurancegroupinc.com
AmeriLife of Brevard County, LLC
3945 W Eau Gallie Blvd Suite 108, Melbourne, FL 32934
(321) 951-1111 amerilife.com
Traditional Insurance of Florida, LLC
1385 Cypress Ave Suite #102, Melbourne, FL 32935
(321) 242-8383 traditionalins.com
Bankers Life
One Harbor Place, 1901 S Harbor City Blvd, Melbourne, FL 32901
(321) 722-2613 branches.bankerslife.com
Travis Zimmer, Bankers Life Agent and Bankers Life Securities Financial Representative
One Harbor Place, 1901 S Harbor City Blvd, Melbourne, FL 32901
(321) 722-2613 agents.bankerslife.com

Life insurance agents in Melbourne Florida help residents find coverage that protects their families and assets. Florida law requires agents to hold a valid state license and follow specific regulations under the Florida Insurance Code. Local agents understand the unique needs of Brevard County residents including hurricane preparedness and estate planning considerations.

What Does a Life Insurance Agent in Melbourne Cost?

The cost of a life insurance agent in Melbourne Florida is typically paid through commissions included in your premium. Term life insurance for a healthy 35 year old can cost between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary by age health and policy type. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long does it take to get life insurance in Melbourne Florida?
The process can take from a few days to several weeks depending on the policy type and your health. Term life insurance with no medical exam may be issued in 1 to 2 weeks. Policies requiring a medical exam often take 4 to 6 weeks for underwriting and approval.
Are there Florida specific laws for life insurance policies?
Yes Florida has a free look period of 14 days for life insurance policies allowing you to cancel for a full refund. Florida also requires agents to provide a policy summary and buyers guide. The state follows the NAIC model for unfair trade practices in insurance.