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Compare life insurance agents in Miami Beach. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 life insurance agents in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807
toscanoinsurance.com
HealthPro Consultants
1680 Michigan Ave STE 919, Miami Beach, FL 33139
(305) 924-1729
healthpro-consultants.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434
agents.estrellainsurance.com
Del Toro Insurance - Buenos Aires Insurance - Miami Beach
6988 Indian Creek Dr, Miami Beach, FL 33141
(786) 523-0340
deltoroinsurance.com
Pamela Brumer: Allstate Insurance
141 Alton Rd, Miami Beach, FL 33139
(305) 531-1223
agents.allstate.com
Seldom Insurance Solutions
350 Lincoln Rd Fl 2, Miami Beach, FL 33139
(561) 862-3045
seldominsurancesolutions.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148
atinsurancebrokers.com
Lifesaver Insurance
7601 E Treasure Dr, Miami Beach, FL 33141
(786) 479-0845
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623
southbeachinsurance.com
Freedom Life Inc.
1000 5th St Ste 200-H6, Miami Beach, FL 33139
(305) 432-9966
freedomlifeinc.com
Life insurance agents in Miami Beach help residents and families choose policies that provide financial security. Florida law requires agents to hold a valid state license and follow the Florida Insurance Code. Local agents understand the unique needs of Miami Beach clients including flood risk and high property values.
What Does a Life Insurance Agent in Miami Beach Cost?
Life insurance costs in Florida vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay 100 to 300 dollars or more per month. Whole life policies cost significantly more often 200 to 600 dollars per month for similar coverage. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a valid Florida life insurance license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get life insurance in Miami Beach?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be approved in 24 to 48 hours. Full underwriting policies with a medical exam often take 4 to 8 weeks.
Are there Florida specific rules for life insurance beneficiaries?
Yes Florida law allows you to name any person or entity as a beneficiary. Under Florida Statute 222.13 life insurance proceeds are generally exempt from creditors claims. You should review beneficiary designations after major life events like marriage or divorce.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.