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Find Life Insurance Agents Near You in Miami Gardens, FL

Browse life insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Miami Gardens, Florida is Legacy Builders Insurance Agency, rated 5.0 stars across 515 reviews. Other highly rated options include Estrella Insurance, Tonya Baker-Turner - State Farm Insurance Agent, Insurance World. This directory lists 19 life insurance agents serving Miami Gardens.

Showing 19 life insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Legacy Builders Insurance Agency19545 NW 2nd Ave(305) 749-6303
2Estrella Insurance3489 NW 183rd St(305) 925-9944
3Tonya Baker-Turner - State Farm Insurance Agent18300 NW 62nd Ave STE 330(305) 621-1515
4Insurance World18400 NW 75th Pl Unit 119(305) 418-0222
5GoldenTrust Insurance Miami Gardens5663 NW 195th Dr(305) 998-7133
6Agente de Seguro - Juan Acevedo15730 NW 37th Ave(786) 426-6565
7Brightway Insurance, Miami Lakes18191 NW 68th Ave Suite 222(305) 676-6762
8Sebanda Insurance4771 NW 167th St(305) 390-8415
9L&P INSURANCE CORP18512 NW 67th Ave(786) 280-6698
10Univista Insurance4729 NW 183rd St(305) 406-6708
LB
19545 NW 2nd Ave
Legacy Builders Insurance Agency
Life Insurance Agent · Miami Gardens, FL

Legacy Builders Insurance Agency serves the Miami Gardens, Florida area as a life insurance agent. It helps local individuals and families find financial protection for their loved ones through various policy options. The agency focuses on explaining coverage choices so clients can make informed decisions about their long-term security. It also assists with adjusting current plans to meet changing needs. Among the services it provides are term life insurance policies and whole life insurance policies for residents in this community.

EI
3489 NW 183rd St
Estrella Insurance
Life Insurance Agent · Miami Gardens, FL

Estrella Insurance provides term life, whole life, and final expense coverage for residents of Miami Gardens, Florida. It also guides clients through policy selection and beneficiary planning to match individual financial goals. The agency helps families secure income replacement and debt protection for long-term stability. Understanding that South Florida’s hurricane season creates particular financial uncertainty, the company assists clients in adjusting their life insurance plans to cover storm-related costs and emergency fund needs.

TB
18300 NW 62nd Ave STE 330
Tonya Baker-Turner - State Farm Insurance Agent
Life Insurance Agent · Miami Gardens, FL

Tonya Baker-Turner - State Farm Insurance Agent offers life insurance policies designed to help protect families and individuals in Miami Gardens, Florida. Its services include term life and whole life coverage, which can support beneficiaries with financial security. The agency assists clients in reviewing their coverage needs and adjusting plans over time. Personalized consultations help policyholders understand how their life insurance can work alongside other financial plans. Tonya Baker-Turner - State Farm Insurance Agent serves single-family homes, apartments, retail businesses, and restaurants in the local area.

IW
18400 NW 75th Pl Unit 119
Insurance World
Life Insurance Agent · Miami Gardens, FL

Insurance World serves local homeowners and business owners in Miami Gardens, Florida, by helping them review and select life insurance policies suited to their individual needs. The agency assists clients in understanding coverage options that can protect their families and financial obligations. With a focus on straightforward guidance, the company works to match customers with appropriate plans from various providers. Serving the broader area north of Miami, Insurance World also covers nearby communities such as North Miami Beach and parts of southern Broward County for those seeking life insurance assistance.

GI
5663 NW 195th Dr
GoldenTrust Insurance Miami Gardens
Life Insurance Agent · Miami Gardens, FL

GoldenTrust Insurance Miami Gardens serves clients in Miami Gardens and surrounding communities, handling life insurance policies that provide financial protection for families. The company assists with coverage options suited to local residents, helping them plan for future needs in a straightforward manner. It works with individuals to assess their circumstances and recommends appropriate plans from available carriers. For a typical client, it gathers necessary information, reviews choices, and guides the selection process to find a suitable fit.

AD
15730 NW 37th Ave
Agente de Seguro - Juan Acevedo
Life Insurance Agent · Miami Gardens, FL

Agente de Seguro - Juan Acevedo provides life insurance agent services in Miami Gardens, Florida, helping clients distinguish between single-purchase term policies and recurring premium whole life plans. Coverage options focus on financial protection for beneficiaries, addressing income replacement and final expense needs. Services are arranged on an as-needed basis, with consultations offered to review or adjust existing policies without a set schedule.

BI
18191 NW 68th Ave Suite 222
Brightway Insurance, Miami Lakes
Life Insurance Agent · Miami Gardens, FL

Brightway Insurance in Miami Lakes offers term life, whole life, and universal life insurance policies tailored to individual coverage needs. The agency serves clients throughout Miami Gardens, Florida, providing guidance on selecting appropriate death benefit amounts and policy durations. It assists residents with applying for coverage that protects families from financial hardship after an unexpected death. As the hurricane season approaches, the company helps local homeowners review their existing life insurance to ensure sufficient coverage for storm-related debts and final expenses.

SI
4771 NW 167th St
Sebanda Insurance
Life Insurance Agent · Miami Gardens, FL

As families in Miami Gardens review their financial plans before the new year, Sebanda Insurance helps residents secure their loved ones’ future through life insurance policies. The agency works with local clients to navigate term and whole life options that fit individual budgets and family goals. Every consultation begins with a no-obligation needs analysis to review existing coverage and identify gaps. An initial in-person or phone inspection is then scheduled to assess each applicant’s current health and financial situation.

LI
18512 NW 67th Ave
L&P INSURANCE CORP
Life Insurance Agent · Miami Gardens, FL

As Miami Gardens families consider their financial futures during open enrollment seasons, L&P INSURANCE CORP provides guidance on life insurance options. The agents explain how term or whole policies can protect loved ones from unexpected financial burdens. They discuss coverage amounts tailored to local income levels and household needs. Their approach focuses on clarifying policy terms without pressure. Before any application proceeds, the company reviews client medical histories and current health status during an initial assessment step.

UI
4729 NW 183rd St
Univista Insurance
Life Insurance Agent · Miami Gardens, FL

Univista Insurance helps individuals manage financial risk and secure protection for their loved ones in Miami Gardens, Florida. As a Life Insurance Agent, the company offers both term life insurance for temporary coverage needs and whole life insurance for permanent benefits that build cash value. Policies can cover final expenses, replace lost income, or provide for long-term dependents. Businesses such as offices, warehouses, and food service operations can purchase key person coverage to protect against the financial loss of essential employees.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Life Insurance Agent · Miami Gardens, FL
(786) 533-2513
deltoroinsurance.com/del-toro-insurance-NW-167th-St-Miami-Gardens
GI
1818 NW 183rd St
Gardens Insurance Inc
Life Insurance Agent · Miami Gardens, FL
(305) 621-0072
DT
17201 NW 27th Ave
Del Toro Insurance
Life Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com
DT
4088 NW 167th St
Del Toro Insurance
Life Insurance Agent · Miami Gardens, FL
(305) 407-2361
deltoroinsurance.com/del-toro-insurance-167th-miami-gardens
SI
19577 NW 57th Ave
Sebanda Insurance
Life Insurance Agent · Miami Gardens, FL
(305) 888-1427
sebandainsurancefranchisenine.com
RI
16533 NW 57th Ave
Renew Insurance LLC
Life Insurance Agent · Miami Gardens, FL
(305) 624-7300
IE
19868 NW 27th Ave
Insurance Exchange of America
Life Insurance Agent · Miami Gardens, FL
(305) 620-7555
bestrate-insurance.com
RI
17845 NW 27th Ave
Responsive Insurance Agency
Life Insurance Agent · Miami Gardens, FL
(305) 621-9111
EE
17633 NW 27th Ave STE 5
E & E Insurance/Tax/Immigration Services
Life Insurance Agent · Miami Gardens, FL
(786) 258-6353

What Does a a Life Insurance Agent in Miami Gardens Cost?

The cost of life insurance in Florida varies by age, health, and policy type. A healthy 30-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Older individuals or those with health conditions may pay $100 or more per month for similar coverage. Whole life policies are more expensive, often starting at $100 per month. This is general information, not insurance advice.

About life insurance agents in Miami Gardens

Life insurance agents in Miami Gardens, Florida help residents find coverage that protects their families and meets state requirements. Florida law does not require life insurance, but it can be essential for mortgage protection and income replacement. Agents in Miami Gardens can guide you through Florida-specific regulations, such as the free look period and grace period rules.

Frequently Asked Questions

What types of life insurance do agents in Miami Gardens offer?

Agents in Miami Gardens typically offer term life, whole life, and universal life insurance policies. Term life provides coverage for a set period, while whole life builds cash value over time. Universal life offers flexible premiums and death benefits.

Do I need a medical exam to get life insurance in Florida?

Many life insurance policies in Florida require a medical exam, but some no-exam policies are available. These no-exam policies often have lower coverage limits and higher premiums. An agent can help you compare options based on your health history.

How does Florida law affect my life insurance policy?

Florida law gives you a free look period of at least 10 days to cancel a policy for a full refund. The state also has a grace period of 30 days for premium payments. If you miss a payment, your coverage continues during this time.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.