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Looking for a life insurance agent in Miami Gardens? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 life insurance agents in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513
deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006
deltoroinsurance.com
Del Toro Insurance
4088 NW 167th St, Miami Gardens, FL 33054
(305) 407-2361
deltoroinsurance.com
Sebanda Insurance
19577 NW 57th Ave, Miami Gardens, FL 33055
(305) 888-1427
sebandainsurancefranchisenine.com
Insurance Exchange of America
19868 NW 27th Ave, Miami Gardens, FL 33056
(305) 620-7555
bestrate-insurance.com
Responsive Insurance Agency
17845 NW 27th Ave, Miami Gardens, FL 33056
(305) 621-9111
E & E Insurance/Tax/Immigration Services
17633 NW 27th Ave STE 5, Miami Gardens, FL 33056
(786) 258-6353
Life insurance agents in Miami Gardens, Florida help residents find coverage that protects their families and meets state requirements. Florida law does not require life insurance, but it can be essential for mortgage protection and income replacement. Agents in Miami Gardens can guide you through Florida-specific regulations, such as the free look period and grace period rules.
What Does a Life Insurance Agent in Miami Gardens Cost?
The cost of life insurance in Florida varies by age, health, and policy type. A healthy 30-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Older individuals or those with health conditions may pay $100 or more per month for similar coverage. Whole life policies are more expensive, often starting at $100 per month. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of life insurance do agents in Miami Gardens offer?
Agents in Miami Gardens typically offer term life, whole life, and universal life insurance policies. Term life provides coverage for a set period, while whole life builds cash value over time. Universal life offers flexible premiums and death benefits.
Do I need a medical exam to get life insurance in Florida?
Many life insurance policies in Florida require a medical exam, but some no-exam policies are available. These no-exam policies often have lower coverage limits and higher premiums. An agent can help you compare options based on your health history.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.