The top-rated life insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 371 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 19 life insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | HealthMarkets Insurance - Kyle Lamond | 600 S Yonge St #6b | (386) 366-1370 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 9 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 10 | Cornerstone Insurance Partners | 3762 Roscommon Dr Unit 120 | (386) 888-6347 |
O'Quinn Insurance Services serves Ormond Beach and the surrounding Volusia County area as a local life insurance agent. This agency assists clients in understanding and selecting appropriate life insurance coverage to match their personal financial goals. Policy options are explained clearly to help individuals and families navigate their choices. Common services offered include term life insurance and whole life insurance planning in this region.
First Florida Insurance Ormond Beach provides life insurance agent services to clients throughout the local area. It helps individuals and families evaluate suitable policy options to address their financial protection needs. The company assists with policy selections, application processes, and ongoing account service to maintain coverage. For those requiring periodic policy reviews or beneficiary updates, it offers continued support after the initial purchase. It works with single-family homeowners, apartment residents, local retail shops, and casual dining restaurants to secure appropriate life insurance solutions for their personal or business requirements.
Serving Ormond Beach and the surrounding communities in Volusia and Flagler counties, Brightway Insurance, The Lester Agency provides life insurance coverage to local residents. The agency handles term life, whole life, and universal life policies designed to meet various financial protection needs. Licensed agents work closely with each client to assess individual requirements and compare available plans from multiple carriers. This process typically begins with a thorough review of the client’s current situation, followed by recommendations tailored to their specific goals and budget.
Rich Howes: Allstate Insurance serves homeowners, families, and local business owners in Ormond Beach, Florida, who need life insurance to help protect their financial future. The agency works with clients to review term and whole life policy options that can cover mortgage debt, education costs, or final expenses. Policies can also provide income replacement for households with dependents. The agency schedules personal consultations to explain coverage choices clearly. It also serves the surrounding Daytona Beach area and communities along the Halifax River.
HealthMarkets Insurance - Kyle Lamond in Ormond Beach, FL provides life insurance solutions, distinguishing between one-time term policies for temporary needs and recurring whole life coverage for lifelong protection. These options help address final expenses, income replacement, or estate planning for local individuals and families. Service operates on an as-needed basis, with consultations available to review current coverage or adjust a plan when life circumstances change.
FRP of Florida (Halifax Insurance Partners) in Ormond Beach provides life insurance policy selection and financial protection planning for individuals and families. It assists clients in evaluating coverage options to meet long-term security needs. The agency also offers guidance on adjusting policies during major life changes. As seasonal residents return to the area or prepare for summer travel, it helps them review beneficiary designations and ensure their coverage remains current for the year ahead.
As families in Ormond Beach consider their financial future amid seasonal changes, Capital Partners Insurance offers guidance on life insurance options tailored to local needs. The company helps clients explore coverage that provides long-term security for loved ones. Their approach includes reviewing individual circumstances to recommend appropriate policies from available providers. Every engagement begins with a personal consultation to assess specific goals and evaluate current coverage.
Goosehead Insurance - Thomas Scorza serves Ormond Beach residents with personalized life insurance agent services, offering guidance on policies that provide financial protection for families. The agency also addresses commercial coverage needs for local businesses throughout the surrounding area. Clients receive clear explanations of policy options and terms. A commitment to thorough follow-up ensures clients have the opportunity to review and adjust their coverage between regular scheduled visits.
East Coast Insurors Inc in Ormond Beach, FL, is known for helping clients navigate life insurance policies to secure financial protection. The agency offers a range of term, whole, and universal life insurance products tailored to individual needs. It assists local families and businesses in assessing coverage that safeguards long-term goals. As a dedicated life insurance agent, it provides guidance on policy selection and beneficiary planning. The firm also specializes in adding final expense insurance as an optional coverage for end-of-life costs.
What Does a a Life Insurance Agent in Ormond Beach Cost?
Life insurance costs in Florida vary by age health and policy type. A typical term life policy for a healthy 40 year old may cost 30 to 60 dollars per month for 500000 dollars of coverage. Whole life policies can range from 100 to 300 dollars per month for similar amounts. Florida residents may pay slightly higher premiums due to the state's older population and weather risks. This is general information and not insurance advice.
About life insurance agents in Ormond Beach
Life insurance agents in Ormond Beach Florida help residents choose policies that meet their needs. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Florida insurance regulations affect your coverage options.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Florida requires life insurance agents to hold a 2-15 license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. They also need to renew their license every two years with continuing education.
How long does it take to get a life insurance policy in Ormond Beach?
The process usually takes 2 to 6 weeks from application to policy issue. Florida law allows a 10 day free look period after you receive the policy. During this time you can cancel for a full refund.
Are there Florida specific rules for life insurance beneficiaries?
Yes Florida law protects beneficiary designations under the Florida Probate Code. If you name a beneficiary the policy proceeds generally avoid probate. You must update your beneficiary forms if your marital status changes under Florida law.
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