The top-rated life insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Jorel Rodriguez - State Farm Insurance Agent, Professional Property & Casualty LLC, Jeffrey B Campbell - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 3 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 4 | Jeffrey B Campbell - State Farm Insurance Agent | 2840 Tuskawilla Rd | (407) 671-8333 |
| 5 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 6 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 7 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 8 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 9 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 10 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
Steve Manzano - State Farm Insurance Agent serves the Oviedo, Florida metro area with life insurance coverage. The agency provides policies designed to help local families plan for financial security. Additional services available through the office include looking into options for mortgage protection and final expense planning. The agent can assist Oviedo residents with whole life and term life insurance products.
Serving homeowners, families, and individuals in Oviedo, Florida, this agency assists clients with life insurance policies designed to protect loved ones and secure financial futures. As a local agent, they help navigate coverage options and develop personalized plans for long-term needs. Each consultation focuses on understanding unique circumstances to recommend suitable protection. The agent provides ongoing support for policy reviews and claims. With convenient access off State Road 426, this office also serves neighboring communities in the greater Seminole County area, including Winter Springs and Chuluota.
Professional Property & Casualty LLC provides life insurance services to individuals and families in the Oviedo, FL area. Its offerings include term and permanent life insurance policies designed to help secure financial futures. The company assists clients with coverage review and policy adjustments as life circumstances change. It also provides guidance on policy beneficiary designations and premium payment scheduling. Regular account maintenance is offered to ensure policies remain in force. The firm services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving Oviedo and the surrounding communities of Central Florida, Jeffrey B Campbell - State Farm Insurance Agent provides life insurance coverage and related financial protection services. The office assists clients in evaluating their individual needs for term or permanent policies. It also helps families consider options for income replacement and final expense planning. The agent typically handles a typical job by discussing a client’s specific financial goals and then recommending a suitable policy from available options to provide that desired security.
As a life insurance agent in Oviedo, FL, Brightway Insurance, Oviedo-Winter Springs helps clients choose between one-time term policies, which provide temporary coverage for a specific period, and recurring permanent policies that build cash value over a lifetime. These services include assessing individual coverage needs for income replacement, final expenses, or family protection. Guiding residents through applications and underwriting processes is a core part of the work. Service appointments are scheduled on an as-needed basis, allowing clients to request meetings when personal circumstances or life events prompt a review.
Salmon Agency specializes in life insurance solutions, including term, whole, and universal policies, while also assisting clients with broader financial protection planning in Oviedo, Florida. The agency works with individuals and families to assess coverage needs and provide suitable policy options for long-term security. It also helps clients navigate the process of adjusting their coverage after major life events, such as the birth of a child or purchasing a home, ensuring their plan remains aligned with changing circumstances.
As families in Oviedo plan for the future around summer graduations and new jobs, Karla Salmon Insurance provides guidance on life coverage options. The agency works to help clients in the local area match policies to household budgets and long-term goals. Explaining term versus whole life choices, this agent can clarify how beneficiaries are protected. A productive first step is an informal financial review to assess existing coverage and identify potential gaps in a person’s plan.
As a local life insurance agent in Oviedo, FL, these services help individuals and families protect their financial future through various policy options. Goosehead Insurance works with clients to select suitable coverage that can support long-term planning and estate goals. The agency focuses on simplifying the decision process for term and whole life policies. This office assists with coverage needs for small and medium-sized commercial sectors, such as offices, warehouses, and food service businesses.
Adam Williams, a State Farm Insurance Agent based in Oviedo, FL, provides life insurance services that also extend to residential insurance needs for local homeowners and renters. Commercial coverage options are available to help protect area small businesses. Residents throughout Oviedo and the surrounding communities can consult with the office for guidance on their policies. After an initial plan is established, the agency offers support for policy reviews, adjustments, and other follow-up assistance between regular scheduled visits.
Kerbelis Insurance Agency in Oviedo, FL is known for guiding clients through the selection of life insurance policies tailored to personal and family financial protection needs. It serves residents seeking both term and permanent coverage options to secure their beneficiaries against unforeseen loss. The agency helps individuals assess policy amounts based on income, debt, and long-term goals. An additional specialty service it provides is evaluating and adding optional riders for accelerated death benefits that offer access to funds during critical illness.
What Does a a Life Insurance Agent in Oviedo Cost?
Life insurance costs in Oviedo Florida vary widely. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500k in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 150 dollars per month. Costs depend on age health policy type and coverage amount. This is general information not insurance advice.
About life insurance agents in Oviedo
Life insurance agents in Oviedo Florida help residents find coverage to protect their families. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Florida insurance regulations affect your policy options and premiums.
Frequently Asked Questions
What license does a life insurance agent in Oviedo need?
In Florida a life insurance agent must hold a valid 2-15 license from the Florida Department of Financial Services. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Oviedo?
Most life insurance policies in Florida have a 10 day free look period after you receive the policy. The underwriting process can take from a few days to several weeks depending on your health and the policy type.
Does Florida have a grace period for life insurance payments?
Yes Florida law grants a 30 day grace period for life insurance premium payments. If you miss a payment you have 30 days to pay before the policy can lapse.
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