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Directory of life insurance agents in Oviedo, Florida. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Oviedo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 life insurance agents in Oviedo, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Life insurance costs in Oviedo Florida vary widely. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500k in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 150 dollars per month. Costs depend on age health policy type and coverage amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Oviedo need?
In Florida a life insurance agent must hold a valid 2-15 license from the Florida Department of Financial Services. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Oviedo?
Most life insurance policies in Florida have a 10 day free look period after you receive the policy. The underwriting process can take from a few days to several weeks depending on your health and the policy type.
Does Florida have a grace period for life insurance payments?
Yes Florida law grants a 30 day grace period for life insurance premium payments. If you miss a payment you have 30 days to pay before the policy can lapse.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.