The top-rated life insurance agent in Palm Beach Gardens, Florida is Kelly Hagar State Farm Insurance Agency, rated 4.9 stars across 779 reviews. Other highly rated options include Sarah Cvetas-McLendon - State Farm Insurance Agent, Gregg Blanchard Insurance Agency: Allstate Insurance, GreatFlorida Insurance: Michelle Silvester. This directory lists 18 life insurance agents serving Palm Beach Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Hagar State Farm Insurance Agency | 9458 FL A1AAlt | (561) 627-7660 |
| 2 | Sarah Cvetas-McLendon - State Farm Insurance Agent | 2925 PGA Blvd #101 | (561) 694-9616 |
| 3 | Gregg Blanchard Insurance Agency: Allstate Insurance | 4290 Professional Center Dr #101 | (561) 627-1707 |
| 4 | GreatFlorida Insurance: Michelle Silvester | 5100 PGA Blvd Suite 317 | (561) 202-6186 |
| 5 | Worth Insurance Services, LLC. | 12300 FL A1AAlt #203 | (561) 463-5814 |
| 6 | Ackerman Insurance Services, Inc. | 3307 Northlake Blvd STE 106 | (561) 624-2040 |
| 7 | American Insurance Plus- Employee Benefits | 3801 PGA Blvd Suite 600 | (561) 932-0660 |
| 8 | Brightway Insurance, The Murphy Agency | 4550 Donald Ross Rd I-110 | (561) 598-6300 |
| 9 | Estrella Insurance | 9091 N Military Trl Suite 5 | (561) 325-7879 |
| 10 | Giselle Camilo: Allstate Insurance | 4550 PGA Blvd Ste 213 | (561) 253-8000 |
Kelly Hagar State Farm Insurance Agency serves Palm Beach Gardens, Florida, and the surrounding metro area with life insurance coverage and related financial protection services. As a local life insurance agent, this agency helps individuals and families evaluate their long-term needs, including options for term and whole life policies. Policies here are designed to provide a financial safety net for beneficiaries. The agency also assists with final expense planning and mortgage protection insurance, two specific services that are commonly requested in this region.
Sarah Cvetas-McLendon - State Farm Insurance Agent offers a range of life insurance services tailored to different stages of life, including term and whole life policies. The agency provides assistance with policy selection and ongoing support for existing plans. Its services are designed for individuals seeking financial protection for their families in the Palm Beach Gardens area. The agent works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Gregg Blanchard Insurance Agency: Allstate Insurance serves homeowners, families, and small business owners in Palm Beach Gardens, Florida. It provides life insurance policies tailored to income protection, mortgage coverage, and final expense planning. The agency assists clients with term and whole life insurance options, helping them secure financial stability for their beneficiaries. It also offers guidance on bundling life coverage with auto or property policies for coordinated account management. The agency extends its services to neighboring communities in northern Palm Beach County, including North Palm Beach and Juno Beach.
GreatFlorida Insurance: Michelle Silvester serves Palm Beach Gardens and the surrounding communities of northern Palm Beach County. It handles life insurance policies designed to provide financial protection for families and individuals. The agency works with clients to understand their coverage needs for income replacement, mortgage protection, or final expenses. Policies are tailored to fit different budgets and life stages. Michelle Silvester typically approaches each case by conducting a personal consultation and comparing options from multiple carriers before recommending a suitable plan.
Worth Insurance Services, LLC serves clients in Palm Beach Gardens and the surrounding communities of northern Palm Beach County. It handles life insurance policies designed to help individuals and families manage financial risks and plan for long-term needs. The agency works with standard products such as term life and whole life coverage. Its approach to a typical job begins with a review of a client’s personal circumstances, then matches those needs with appropriate policy options from available carriers.
Ackerman Insurance Services, Inc. in Palm Beach Gardens, Florida offers clients a choice between a single life insurance policy for a fixed term or a permanent plan with lifelong coverage. These options provide financial protection for beneficiaries through a lump-sum death benefit or cash value accumulation over time. Policies are tailored by comparing term, whole, or universal life products to match individual needs. Household budgets are considered when selecting premium schedules or coverage durations. Service arrangements are available on a one-time, scheduled, or as-needed basis.
As the heat of a Palm Beach Gardens summer brings new insurance considerations for local families and small business staff, American Insurance Plus- Employee Benefits responds with focused guidance on life coverage options. This agency helps clients evaluate policies designed to protect household income and secure financial stability. Regular reviews of existing plans ensure beneficiaries remain correctly designated. The initial step involves a complimentary, no-obligation inspection of each client’s current coverage to identify any gaps.
Brightway Insurance, The Murphy Agency in Palm Beach Gardens, FL offers specialty life insurance services including term, whole, and universal policies tailored to long-term financial protection. It also provides general guidance on policy selection, coverage amounts, and beneficiary planning to help individuals and families secure their financial futures. The agency assists with common seasonal concerns such as evaluating coverage needs after major life events like marriages, births, or purchasing a home in the Palm Beach Gardens area.
Estrella Insurance specializes in term, whole, and universal life insurance policies for Palm Beach Gardens residents. Its services also include assessing clients’ financial responsibilities and long-term income replacement needs to recommend appropriate coverage amounts. The agency helps individuals and families protect their estates through proper beneficiary designations and policy structures. Ahead of Florida’s summer storm season, it assists homeowners with re-evaluating their life insurance to ensure adequate coverage for potential mortgage or debt scenarios.
When planning for the future, clients often choose between a single term life policy for a specific need, such as a mortgage, or a permanent life offering that builds cash value over the course of their lifetime. As a life insurance agent in Palm Beach Gardens, FL, Giselle Camilo: Allstate Insurance works with individuals to understand their coverage options, which are designed to provide financial security for their families. This service generally runs on a one-time basis during the application process, with follow-up available as needed for policy adjustments or claims.
What Does a a Life Insurance Agent in Palm Beach Gardens Cost?
Typical life insurance costs in Florida depend on age health coverage amount and policy type. A healthy 35-year-old in Palm Beach Gardens might pay 25 to 50 dollars per month for a 20-year term policy with 500 thousand dollars in coverage. Whole life policies can cost 150 to 300 dollars per month for similar coverage. Costs vary significantly by individual case. This is general information not insurance advice.
About life insurance agents in Palm Beach Gardens
Life insurance agents in Palm Beach Gardens help residents choose policies that protect their families and meet Florida state requirements. Florida law mandates a 10-day free look period for new life insurance policies allowing you to cancel for a full refund. Agents can explain how Florida insurance regulations affect policy benefits and premium rates.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 Life and Variable Annuity license from the Florida Department of Financial Services. Agents must complete 24 hours of continuing education every two years to renew their license.
How does Florida law affect life insurance payouts?
Florida Statute 627.455 requires insurers to pay claims within 90 days after receiving proof of death. If the insurer delays payment without reasonable cause they may owe interest at 12 percent per year on the claim amount.
Can I get life insurance in Palm Beach Gardens with a pre-existing condition?
Yes many Florida agents can help you find guaranteed issue or simplified issue policies that do not require a medical exam. These policies often have lower coverage limits and higher premiums but provide coverage for people with health conditions.
Life Insurance Agents in Other Florida Cities
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