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Find Life Insurance Agents Near You in Palm Beach Gardens, FL
Looking for a life insurance agent in Palm Beach Gardens? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Palm Beach Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 life insurance agents in Palm Beach Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kelly Hagar State Farm Insurance Agency
9458 FL A1AAlt, Palm Beach Gardens, FL 33403
(561) 627-7660
khagar.com
Sarah Cvetas-McLendon - State Farm Insurance Agent
What Does a Life Insurance Agent in Palm Beach Gardens Cost?
Typical life insurance costs in Florida depend on age health coverage amount and policy type. A healthy 35-year-old in Palm Beach Gardens might pay 25 to 50 dollars per month for a 20-year term policy with 500 thousand dollars in coverage. Whole life policies can cost 150 to 300 dollars per month for similar coverage. Costs vary significantly by individual case. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 Life and Variable Annuity license from the Florida Department of Financial Services. Agents must complete 24 hours of continuing education every two years to renew their license.
How does Florida law affect life insurance payouts?
Florida Statute 627.455 requires insurers to pay claims within 90 days after receiving proof of death. If the insurer delays payment without reasonable cause they may owe interest at 12 percent per year on the claim amount.
Can I get life insurance in Palm Beach Gardens with a pre-existing condition?
Yes many Florida agents can help you find guaranteed issue or simplified issue policies that do not require a medical exam. These policies often have lower coverage limits and higher premiums but provide coverage for people with health conditions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.